Monrovia Insurance Rates:

Monrovia, CA homeowners insurance is roughly $554 to $753, about $46-$62/month. Our detailed guide shows customers can save as much as $261 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I felt like setting up a new policy is not as straightforward and as simple as it can be. that is something that can be improved.
Farmer's Insurance
Farmers homeowners coverage starts with the basics and allows customers to add features they want or need.
Esurance
The key parts that drew me to them was that i was able to have all my policies in one place. i was able to reduce my premiums on all 3 of my policies since i was a multi-policy holder.
Progressive
The service is adequate, and I enjoy the price of my auto insurance. I never have any headaches that I have to deal with.
Farmer's Insurance
So far my interactions have been fairly limited so I have no reason to dislike them.
Allstate
I love that I can view my policies, pay my premiums, and reach out to my agents easily through the website. I have never used the mobile app, although I believe there is one.
Allstate
We get access to an insurance company that is heavily discounted due to my husband being a teacher. So our rates are very low compared to other insurance companies.
State Farm
My experience with home insurance is a 5. They answer any questions I have and give me all the information I need about my policy.
Geico
I think they basically do the same thing the only difference is that I'm paying way less than I'd pay say if I had State Farm

Monrovia, CA Homeowners Insurance By Home Value

Monrovia, CA Home Value Total Homes % of Total Average Monrovia, CA Homeowners Insurance
Less than $50,000 67 4.0% $26
$50,000 to $59,999 49 3.0% $58
$70,000 to $79,999 19 1.0% $84
$80,000 to $89,999 29 1.0% $97
$90,000 to $99,999 18 1.0% $111
$100,000 to $124,999 29 1.0% $130
$150,000 to $174,999 34 2.0% $195
$175,000 to $199,999 44 2.0% $222
$200,000 to $249,999 151 9.0% $267
$250,000 to $299,999 214 13.0% $326
$300,000 to $399,999 914 57.0% $417

Top Home Insurance Agents Near Monrovia, CA

Home Insurance Company Near Monrovia, CA Homeowners Insurance Agency Near Monrovia, CA Address
NA Hatcher Insurance Agency Po Box 261100 Encino, LA, CA, 91426
Farmers Edmund Janik 3505 Long Beach Blvd Ste 2o, Long Beach, CA, 90807
State Farm Ike Ogike 4942 Vineland Ave Ste 11, N Hollywood, CA, 91601-5637
State Farm Judy Vollmer-Humes 28720 Canwood St, Agoura Hills, CA, 91301
Allstate Randy Park 31951 Dove Canyon Dr Ste B, Trabuco Canyon, CA, 92679

Cost Of Homeowners Insurance By Street Near Monrovia, CA

Streets in Monrovia Area Homeowners Insurance Cost
Wildrose Ave, Anita St, E Wyland Way, Stedman Pl, Bradoaks Ave, Halsey Ave, E Brisbane St, E Wildrose Ave, Sherman Ave, N Primrose Ave$655
Mauna Loa Dr, Oakleaf, el Sur St, E Pamela Rd, Cloverleaf Dr, N Shamrock Ave, E Lime Ave, Railroad Ave, Magnolia Ct, S Ivy Ave$670
Fano St, E Andre St, E Joella St, E Greystone Ave, Shrode Ave, Wesleygrove Ave, N Magnolia Ave, S Encinitas Ave, Monrovista Ave, S Alta Vista Ave$622
Rose Ln, Poppy Ave, Contented Ln, E Los Angeles Ave, E Scenic Dr, W Evergreen Ave, Falling Leaf Aly, Madeline Dr, Starlit Ln, Bella Vista St$677
Violet Ave, May Ave, el Nido Ave, Radford Pl, E Chestnut Ave, S Felberg Ave, W Central Ave, W Cypress Ave, S Treelane Ave, S Heliotrope Ave$672

Monrovia, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monrovia$97 to $100
Bradbury$109
Duarte$94
South Monrovia Island$93

Monrovia, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bradbury city, California $109 $145 $218
Duarte city, California $94 $125 $188
South Monrovia Island CDP, California $93 $124 $186

Monrovia, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monrovia, CA2.0%12.4%
Bradbury1.51%9.32%
Duarte2.41%13.47%
South Monrovia Island2.48%17.99%

Monrovia Renters Insurance as a Percentage of Rent

Monrovia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 68 1.0% $771
$300 to $499 84 1.0% $1221
$500 to $749 442 6.0% $1896
$750 to $999 990 15.0% $2646
$1,000 to $1,499 2,970 45.0% $3771
$1,500 or more 2,044 30.0% $5421

Average Cost Of Home Insurance By Company In Areas Nearby Monrovia For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewHartford (Sentinel)393
2500001000NewLiberty Ins Corp533
250000500NewBankers Standard2212
4000001000NewGeneral Ins459
5000001000NewCalifornia Capital1066
5000002500NewMAPFRE Group749
5000002500NewMetropolitan Direct1107
2000005001-3 YearsWestern Mutual/Residence491
25000010001-3 YearsAmerican Reliable819
3000005001-3 YearsNationwide703
40000010001-3 YearsAAA (Interinsurance Exchange)626
50000010001-3 YearsAmerican Security1382
75000025001-3 YearsMAPFRE Group1340
1500005004-6 YearsAmco483
1500005004-6 YearsGeneral Ins270
1500005004-6 YearsUSAA340
2000005004-6 YearsFarmers (Fire Ins)789
25000010004-6 YearsAmica Mutual659
25000010004-6 YearsWestern Mutual/Residence589
2500005004-6 YearsBankers Standard2655
2500005004-6 YearsIDS Property Casualty615
40000010004-6 YearsMAPFRE Group1073
50000010004-6 YearsIntegon/National1208
2500005007-15 YearsStillwater Ins Co830

Monrovia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$8,000
Yearly Monrovia Homeowner Insurance Premium Example $2,600$1,600
Out of Pocket Expense During Claim$1,000$8,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,800$20,800
Net Savings to Monrovia Home Owner from High Deductible Plan $1,000

Monrovia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monrovia, CA Home Replacement Value MORE than Home Value Monrovia, CA Home Replacement Value LESS than Home Value
Replacement Value $419,500 $294,000
Insurance Premium based on Replacement Value $1,050 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Monrovia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 10310539
Year Built 194919531979
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Monrovia, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 500,000 Metal Roof 1,820 5 $5000 to $10,000 Deductible 740 12 Stucco siding No
1977 495,000 Wood Shake Roof 1,900 3 $2500-$5000 Deductible 750 7 Stone Siding yes
1940 855,000 Slate Shingles Roof 4,010 5 $500 Deductible 1090 7 Vinyl siding No
1979 255,000 Wood Shake Roof 950 2 $500- $1000 Deductible 320 6 Brick siding No
1960 395,000 Asphalt Shingles Roof 1,540 3 $500- $1000 Deductible 810 7 Vinyl siding yes
1997 865,000 Membrane Roof 3,020 4 $500- $1000 Deductible 350 2 Stone Siding yes
1959 300,000 Asphalt Shingles Roof 1,040 2 $5000 to $10,000 Deductible 560 12 Vinyl siding No
1967 605,000 Slate Shingles Roof 2,900 5 $2500-$5000 Deductible 850 5 Vinyl siding yes
1955 580,000 Tile Roof 2,060 3 $500 Deductible 1320 7 Vinyl siding No
1950 560,000 Shingles Roof 2,640 4 $1000-$2500 Deductible 850 8 Fiber-Cement Siding yes
1996 555,000 Tile Roof 2,130 4 $5000 to $10,000 Deductible 410 4 Stone Siding No
1996 510,000 Composition Roof 2,040 3 $500- $1000 Deductible 240 2 Brick siding yes
1954 1,390,000 Shingles Roof 4,880 5 $1000-$2500 Deductible 1320 7 Vinyl siding No
1946 630,000 Shingles Roof 2,390 5 > $10,000 Deductible 780 9 Wood siding No
1967 305,000 Slate Shingles Roof 1,080 2 $2500-$5000 Deductible 350 7 Wood siding yes
1958 275,000 Wood Shake Roof 1,290 3 $5000 to $10,000 Deductible 340 9 Brick siding yes
1981 1,250,000 Slate Shingles Roof 4,170 5 $5000 to $10,000 Deductible 970 6 Fiber-Cement Siding yes
1995 805,000 Metal Roof 2,680 4 $2500-$5000 Deductible 860 6 Stucco siding yes
1941 1,020,000 Wood Shake Roof 3,330 4 > $10,000 Deductible 760 6 Brick siding yes
1989 630,000 Composition Roof 2,060 4 $1000-$2500 Deductible 470 3 Stucco siding No
1942 230,000 Shingles Roof 1,100 2 $500 Deductible 110 3 Wood siding No
1985 305,000 Composition Roof 1,340 3 $500- $1000 Deductible 580 10 Stone Siding No
1942 540,000 Metal Roof 1,960 3 > $10,000 Deductible 60 1 Wood siding yes
1982 430,000 Asphalt Shingles Roof 1,490 2 > $10,000 Deductible 70 1 Vinyl siding No
1986 375,000 Shingles Roof 1,260 3 $2500-$5000 Deductible 730 12 Stone Siding No
1982 485,000 Metal Roof 2,000 5 $2500-$5000 Deductible 540 8 Stone Siding No
1951 645,000 Membrane Roof 2,110 4 $5000 to $10,000 Deductible 490 6 Stucco siding No
1961 760,000 Metal Roof 2,610 4 $500- $1000 Deductible 1270 8 Vinyl siding yes
1991 470,000 Wood Shake Roof 1,760 4 $500 Deductible 540 6 Brick siding No
1955 425,000 Asphalt Shingles Roof 1,560 2 $5000 to $10,000 Deductible 360 4 Vinyl siding yes
1943 1,005,000 Asphalt Shingles Roof 4,830 5 $500- $1000 Deductible 910 5 Stone Siding No
1997 675,000 Shingles Roof 2,770 4 $5000 to $10,000 Deductible 260 3 Fiber-Cement Siding yes
1990 955,000 Wood Shake Roof 4,500 5 $2500-$5000 Deductible 1990 9 Stone Siding yes
1987 500,000 Composition Roof 1,790 4 $5000 to $10,000 Deductible 360 6 Fiber-Cement Siding yes
Find Visual Guide for Monrovia, CA Home Insurance Buyers on Insurance Companies and Rates
Monrovia, CA Home Insurance Agents for Top Companies