Monroeville Insurance Rates:

Monroeville, AL homeowners insurance is nearly $794 to $1,083, about $66-$90/month. Our all inclusive research reveals consumers can save upto $375 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Monroeville, AL Homeowners Insurance By Home Value

Monroeville, AL Home Value Total Homes % of Total Average Monroeville, AL Homeowners Insurance
Less than $50,000 665 27.0% $253
$50,000 to $59,999 96 3.0% $535
$60,000 to $69,999 172 7.0% $666
$70,000 to $79,999 145 5.0% $769
$80,000 to $89,999 127 5.0% $873
$90,000 to $99,999 222 9.0% $976
$100,000 to $124,999 334 13.0% $1126
$125,000 to $149,999 207 8.0% $1417
$150,000 to $174,999 151 6.0% $1671
$175,000 to $199,999 154 6.0% $1934
$200,000 to $249,999 61 2.0% $2319
$250,000 to $299,999 95 3.0% $2835

Top Home Insurance Agents Near Monroeville, AL

Home Insurance Company Near Monroeville, AL Homeowners Insurance Agency Near Monroeville, AL Address
State Farm Chris Mccants 32611 Highway 43, Thomasville, AL, 36784-1649
Travelers Deas Insurance Agency Inc 197 South Jackson St , Grove Hill, AL, 36451
State Farm Larry Jones 32850 Highway 43 Ste A, Thomasville, AL, 36784-1601
State Farm Ron Lonergan 55 Pelham Street, Chatom, AL, 36518-1149
Allstate Skipper Ins Agy 1534 College Ave, Jackson, AL, 36545

Cost Of Homeowners Insurance By Street Near Monroeville, AL

Streets in Monroeville Area Homeowners Insurance Cost
Apple Dr, Rolland Rd, Briarfield Dr, Hardee St, Bartley Ave, Wait Rd, Gardner Rd, Thames Rd, Confederate Cir, Monroe Station Rd$938
Mims Rd, Langham St, Old Salem Creek Rd, Gaye Ave, Michelle Dr, Glenda Ln, Longleaf Cir, Veterans Ave, Fox Run Rd, Crook St$932
Gum Rd, Perdue Hill Rd, Ingram St, Lamar Rd, Hillside Rd, Sellers Ln, Rowell Rd, Clairmont Ave, Greenbriair Ter, Collins Rd$943
Alabama Ave, Academy Blvd, Deerfield Cir, 11 Mile Post Rd, Hooks Rd, Turkey Trot Rd, Forest Ave, Nettles Dr, Jennifer St, Monvil Ave$931
Woodridge Dr, Mexboro Rd, Kress St, Carroll Ln, Pecan Dr, Canterbury Rd, Stephens Rd, Scotts Ln, Lucky St, Gillis Ct$926

Monroeville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroeville$140 to $143
Monroe County$139
Excel$141
Frisco City$138

Monroeville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe County, Alabama $116 $155 $232
Excel town, Alabama $118 $157 $236
Frisco City CCD, Monroe County, Alabama $116 $154 $231

Monroeville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroeville, AL7.9%23.9%
Monroe County8.56%25.08%
Excel8.04%25.46%
Frisco City8.91%28.55%

Monroeville Renters Insurance as a Percentage of Rent

Monroeville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 5.0% $368
$200 to $299 115 14.0% $818
$300 to $499 265 33.0% $1268
$500 to $749 247 30.0% $1943
$750 to $999 92 11.0% $2693
$1,000 to $1,499 37 4.0% $3818

Average Cost Of Home Insurance By Company In Areas Nearby Monroeville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 2509
$500 $150,000 Country Casualty Insurance Company 1074
$500 $150,000 Fire Insurance Exchange 1493
$500 $150,000 State Farm Fire & Casualty Company 1827
$500 $300,000 Auto Owners Ins Company 2217
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Nationwide General Ins Co 1160
$500 $300,000 Safeco Insurance Company Of America 1782
$500 $300,000 Usaa Casualty Insurance Company 2073

Monroeville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Monroeville Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,700
Net Savings to Monroeville Home Owner from High Deductible Plan $600

Monroeville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroeville, AL Home Replacement Value MORE than Home Value Monroeville, AL Home Replacement Value LESS than Home Value
Replacement Value $145,000 $98,000
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Monroeville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersFarmers Insurance
Monthly Premium 455663
Year Built 198319702000
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Monroeville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 210,000 Wood Shake Roof 3,070 4 $500 Deductible 360 5 Stucco siding yes
1989 280,000 Metal Roof 3,610 5 > $10,000 Deductible 360 5 Stucco siding No
2006 275,000 Composition Roof 4,250 5 $2500-$5000 Deductible 350 4 Fiber-Cement Siding No
1970 145,000 Slate Shingles Roof 1,940 4 $500 Deductible 340 7 Stone Siding No
2007 125,000 Metal Roof 1,680 5 $500- $1000 Deductible 60 1 Brick siding No
2003 160,000 Wood Shake Roof 2,480 5 $5000 to $10,000 Deductible 90 3 Wood siding yes
2003 160,000 Slate Shingles Roof 2,940 4 $500- $1000 Deductible 150 3 Stucco siding No
2009 120,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 250 7 Wood siding yes
1985 140,000 Composition Roof 2,180 5 $500- $1000 Deductible 360 8 Stucco siding No
1997 115,000 Membrane Roof 1,580 5 $500 Deductible 60 1 Wood siding yes
1983 205,000 Shingles Roof 3,330 4 $5000 to $10,000 Deductible 550 8 Vinyl siding yes
1997 110,000 Slate Shingles Roof 1,770 3 $1000-$2500 Deductible 90 2 Brick siding No
2002 190,000 Composition Roof 2,740 5 $1000-$2500 Deductible 130 2 Wood siding yes
1974 110,000 Metal Roof 1,720 3 $500- $1000 Deductible 50 1 Stucco siding No
1998 130,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 270 7 Brick siding No
1981 145,000 Wood Shake Roof 2,300 3 $2500-$5000 Deductible 250 7 Stone Siding yes
1994 185,000 Slate Shingles Roof 3,220 4 $500- $1000 Deductible 540 8 Brick siding No
1992 120,000 Wood Shake Roof 2,270 5 $1000-$2500 Deductible 230 7 Stucco siding yes
1999 230,000 Membrane Roof 3,930 5 $2500-$5000 Deductible 720 12 Wood siding No
2007 195,000 Composition Roof 2,720 5 $500 Deductible 390 5 Stone Siding yes
1992 155,000 Wood Shake Roof 2,180 3 $2500-$5000 Deductible 220 4 Fiber-Cement Siding yes
1980 85,000 Shingles Roof 1,310 3 $1000-$2500 Deductible 140 4 Brick siding No
2001 145,000 Composition Roof 2,560 4 $1000-$2500 Deductible 200 4 Fiber-Cement Siding yes
1987 105,000 Tile Roof 1,680 3 $500- $1000 Deductible 160 5 Stucco siding No
1975 80,000 Wood Shake Roof 1,270 3 $500- $1000 Deductible 380 12 Vinyl siding yes
1982 135,000 Wood Shake Roof 2,580 4 $500- $1000 Deductible 530 10 Stucco siding yes
1998 150,000 Metal Roof 2,080 3 $5000 to $10,000 Deductible 250 7 Fiber-Cement Siding No
1973 190,000 Composition Roof 3,040 5 $2500-$5000 Deductible 650 12 Stone Siding yes
2009 155,000 Asphalt Shingles Roof 2,080 3 $500- $1000 Deductible 460 8 Brick siding No
1984 285,000 Tile Roof 4,460 5 $5000 to $10,000 Deductible 430 8 Stone Siding yes
1976 175,000 Membrane Roof 2,260 3 $1000-$2500 Deductible 190 2 Stone Siding No
1970 125,000 Shingles Roof 1,740 4 $500- $1000 Deductible 490 12 Brick siding No
1986 300,000 Shingles Roof 4,410 5 $500 Deductible 530 5 Stone Siding No
1998 165,000 Metal Roof 2,260 3 $500 Deductible 540 9 Stone Siding yes