Monroe Insurance Rates:

Monroe, WA homeowners insurance is approximately $520 to $708, about $43-$59/month. Our in depth research shows customers can save as much as $245 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
The rates are very reasonable for the amount of coverage provided and having to file a claim does not raise them too much.
Farmer's Insurance
I feel like there could be more diversity of the employees there. they all seem to be asian americans there.
Geico
The amount of coverage for the price i pay is quite a bit - i have bundled my home and car policies and i receive a fair amount of coverage for a reasonable price.
Allstate
I was very disappointed that they wouldn't not re-shingle the whole roof. They would only do the back half that half that was damaged. Luckily I knew someone that would do the whole roof for only a bit more than my settlement.
Liberty Mutual
Liberty Mutual have the best coverage and you can pay monthly or day by day for a very cheap price. Receiving a Claim was one of the most easy things to do with them. I had a claim done in minutes of calling, I did have to wait some time after but it worked for the best. They had my problem resolve in minutes. I would recommend this.
American Family
THE COMPANY SHOULD HAVE TO IMPROVE ITS WEBSITE DESIGN.
State Farm
I am incredibly satisfied with my premium in comparison to the other companies that gave me quotes. This premium is much lower.

Monroe, WA Homeowners Insurance By Home Value

Monroe, WA Home Value Total Homes % of Total Average Monroe, WA Homeowners Insurance
Less than $50,000 100 1.0% $42
$125,000 to $149,999 104 2.0% $264
$150,000 to $174,999 189 3.0% $313
$175,000 to $199,999 485 9.0% $362
$200,000 to $249,999 986 18.0% $435
$250,000 to $299,999 1,357 26.0% $534
$300,000 to $399,999 1,884 36.0% $681

Top Home Insurance Agents Near Monroe, WA

Home Insurance Company Near Monroe, WA Homeowners Insurance Agency Near Monroe, WA Address
Liberty Mutual Independent Asian Ins Agency Corp Dba Aia Corp 1400 S JACKSON ST STE 22, SEATTLE, WA, 98144
State Farm Brent Amacher 2319 Calif Ave SW Ste A, Seattle, WA, 98116-2402
Allstate Keith Partington 3614 Broadway, Everett, WA, 98201
Travelers La Ley Insurnace Llc 405 E SMITH ST, KENT, WA, 98030
Travelers Lee Insurance Services Inc 11410 98TH AVE NE, KIRKLAND, WA, 98033

Cost Of Homeowners Insurance By Street Near Monroe, WA

Streets in Monroe Area Homeowners Insurance Cost
Adams Ln, 215th Ave SE, Forest View Ave SE, Cottonwood Ln SE, Calhoun Rd, 261st Dr SE, Beaton Rd SE, Plain View Pl, Rainier View Rd SE, 247th Dr SE$624
265th Ave SE, Cromwell Rd, 94th St SE, 247 Ave SE, E Rivmont Dr, W Elizabeth St, Arthur Ln, 178th Ave SE, 139 St SE, Taylor Ln$620
Hamburg St SE, Ambers Pl SE, Springbrook Rd SE, 125 St SE, Currie Rd, Alpental Ln SE, Grant Ln, Park Ln, Colleens Ln SE, Sykes Dr SE$601
E Hill St, 163rd Ave SE, Ladd St SE, 182nd Dr SE, Modill Rd, French Creek Grange Rd, Riley Ct SE, 244th Dr SE, Hand Rd, Old Pipeline Rd$622
Pinnacle Rd SE, Tatty Ave SE, Valley View Rd, 204th Ave SE, 251st Ave SE, Follis Ct SE, 166th Ave SE, Brown Rd, 162nd Ave SE, Florence Acres Loop$624

Monroe, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$91 to $94
Woods Creek$94
Chain Lake$96
Monroe North$93

Monroe, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woods Creek CDP, Washington $79 $105 $157
Chain Lake CDP, Washington $80 $107 $160
Monroe North CDP, Washington $78 $104 $156

Monroe, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, WA2.4%9.3%
Woods Creek2.22%8.54%
Chain Lake2.26%7.87%
Monroe North2.11%7.8%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 1.0% $331
$200 to $299 56 2.0% $781
$300 to $499 136 6.0% $1231
$500 to $749 131 6.0% $1906
$750 to $999 369 18.0% $2656
$1,000 to $1,499 547 27.0% $3781
$1,500 or more 719 36.0% $5431

Monroe, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Monroe Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$10,700
Net Savings to Monroe Home Owner from High Deductible Plan $1,200

Monroe, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, WA Home Replacement Value MORE than Home Value Monroe, WA Home Replacement Value LESS than Home Value
Replacement Value $461,500 $324,500
Insurance Premium based on Replacement Value $1,650 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $101,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $125/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceLiberty Mutual
Monthly Premium 867187
Year Built 201219852002
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$350000-$400000$700000-$800000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Monroe, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 325,000 Membrane Roof 1,970 3 $2500-$5000 Deductible 400 10 Fiber-Cement Siding yes
2007 310,000 Shingles Roof 1,800 4 $2500-$5000 Deductible 560 9 Wood siding No
2014 340,000 Metal Roof 2,250 4 $500 Deductible 650 7 Brick siding yes
1991 250,000 Asphalt Shingles Roof 1,620 5 $1000-$2500 Deductible 450 10 Fiber-Cement Siding No
2008 340,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 820 10 Vinyl siding No
1995 220,000 Asphalt Shingles Roof 1,420 3 $1000-$2500 Deductible 120 3 Stucco siding No
2012 360,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 480 7 Brick siding No
1993 635,000 Slate Shingles Roof 4,270 5 $5000 to $10,000 Deductible 1020 12 Wood siding yes
2004 200,000 Tile Roof 1,260 3 $5000 to $10,000 Deductible 90 2 Vinyl siding yes
1983 315,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 620 7 Stucco siding yes
1981 370,000 Shingles Roof 2,080 4 $2500-$5000 Deductible 640 9 Stone Siding yes
2001 225,000 Metal Roof 1,310 3 $1000-$2500 Deductible 40 1 Vinyl siding No
1998 360,000 Membrane Roof 2,630 5 > $10,000 Deductible 50 1 Stucco siding yes
2008 340,000 Tile Roof 2,020 3 $2500-$5000 Deductible 120 2 Vinyl siding No
1997 490,000 Shingles Roof 3,280 4 $500 Deductible 370 4 Fiber-Cement Siding yes
2012 340,000 Composition Roof 2,390 3 $500 Deductible 380 4 Vinyl siding No
1997 585,000 Membrane Roof 3,160 4 > $10,000 Deductible 90 1 Stucco siding No
1988 460,000 Shingles Roof 2,850 4 $5000 to $10,000 Deductible 370 6 Fiber-Cement Siding yes
1980 220,000 Wood Shake Roof 1,290 3 $500- $1000 Deductible 350 7 Fiber-Cement Siding yes
1986 620,000 Wood Shake Roof 4,410 5 $500 Deductible 1760 9 Stucco siding yes
1994 425,000 Asphalt Shingles Roof 2,600 4 $500 Deductible 1110 9 Vinyl siding yes
1980 310,000 Slate Shingles Roof 2,390 5 $2500-$5000 Deductible 320 6 Vinyl siding No
1995 250,000 Asphalt Shingles Roof 1,620 3 > $10,000 Deductible 70 2 Stone Siding yes
1996 210,000 Metal Roof 1,380 3 $5000 to $10,000 Deductible 90 3 Brick siding yes
1994 345,000 Composition Roof 2,020 5 $2500-$5000 Deductible 510 8 Fiber-Cement Siding yes