Monroe Insurance Rates:

Monroe, UT homeowners insurance is approximately $408 to $556, about $34-$46/month. Our all inclusive research shows customers can save as much as $192 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Monroe, UT Homeowners Insurance By Home Value

Monroe, UT Home Value Total Homes % of Total Average Monroe, UT Homeowners Insurance
Less than $50,000 88 5.0% $81
$50,000 to $59,999 23 1.0% $168
$60,000 to $69,999 55 3.0% $212
$70,000 to $79,999 21 1.0% $245
$80,000 to $89,999 53 3.0% $274
$90,000 to $99,999 148 9.0% $308
$100,000 to $124,999 160 10.0% $356
$125,000 to $149,999 277 17.0% $448
$150,000 to $174,999 209 13.0% $530
$175,000 to $199,999 160 10.0% $612
$200,000 to $249,999 198 12.0% $737
$250,000 to $299,999 106 6.0% $901
$300,000 to $399,999 63 4.0% $1147

Top Home Insurance Agents Near Monroe, UT

Home Insurance Company Near Monroe, UT Homeowners Insurance Agency Near Monroe, UT Address
State Farm Brent Stapley 45 N Main St, Beaver, UT, 84713-7729
Allstate Mark Whitney 81 W 400 S, Milford, UT, 84751
Allstate Okerlund Sorensen L 10 N Main PO Box 760, Richfield, UT, 84701
Allstate Ronald Gleave 245 N Main St, Richfield, UT, 84701
Farmers Shanelle Winn 85 E Center St, Gunnison, T, 84634

Cost Of Homeowners Insurance By Street Near Monroe, UT

Streets in Monroe Area Homeowners Insurance Cost
S Kimberly Rd, N Brooklyn Rd, Joseph Mountain Rd, N 200 West St, E 1320 S, N Torrey Ln, E 1100 N, Brooklyn Rd, N Shadow Mtn Dr, E 500 N$483
S 570 W, S State St, N 410 W, N 1950 W, W 270 N, S Dairy Rd, W Shelton Rd, E 1360 S, E 1200 S, W 2050 N$483
E 1150 S, N 300 W, W 70 N, S Mountain View Ln, N Washburnville Rd, 1220 S, W 2200 N, N 430 E, Meadowlark Ln, S Shelton Rd$480
S 1200 W, W 2100 N, W 600 S, E 500 S, W Sierra Vista Dr, E 520 S, 500 W, E 600 S, W 1000 N, N 600 W$483
S Ross Ln, E Main St, 2780 N, 200 W, N 1200 W, W Vaca Ln, 900 S, River Rd, E 2200 N, 3000 N$482

Monroe, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$72 to $74
Joseph$71
Central Valley$74
Marysvale$72

Monroe, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Joseph town, Utah $71 $95 $143
Elsinore town, Utah $71 $95 $143
Central Valley town, Utah $74 $99 $149

Monroe, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, UT4.2%15.7%
Joseph3.72%14.62%
Elsinore3.68%16.13%
Central Valley3.94%12.59%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4 1.0% $794
$300 to $499 50 20.0% $1244
$500 to $749 70 28.0% $1919
$750 to $999 118 47.0% $2669
$1,000 to $1,499 4 1.0% $3794

Monroe, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Monroe Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Monroe Home Owner from High Deductible Plan $600

Monroe, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, UT Home Replacement Value MORE than Home Value Monroe, UT Home Replacement Value LESS than Home Value
Replacement Value $166,000 $114,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 432066
Year Built 201319941948
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Monroe, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 125,000 Tile Roof 1,540 5 $2500-$5000 Deductible 20 1 Vinyl siding No
1980 275,000 Slate Shingles Roof 2,700 4 $500 Deductible 320 6 Stone Siding yes
1999 410,000 Asphalt Shingles Roof 4,110 5 > $10,000 Deductible 130 2 Stone Siding No
1949 185,000 Asphalt Shingles Roof 2,220 3 $500 Deductible 240 4 Fiber-Cement Siding yes
1988 330,000 Tile Roof 3,100 4 $500 Deductible 340 4 Fiber-Cement Siding No
2009 220,000 Tile Roof 2,210 3 $500- $1000 Deductible 420 8 Fiber-Cement Siding No
2006 150,000 Composition Roof 2,040 5 $500 Deductible 50 1 Stone Siding No
2010 310,000 Tile Roof 3,910 5 $500 Deductible 860 10 Stucco siding No
1988 145,000 Shingles Roof 1,840 3 $500- $1000 Deductible 160 5 Stone Siding No
1946 330,000 Slate Shingles Roof 4,260 5 $2500-$5000 Deductible 120 2 Fiber-Cement Siding No
1983 115,000 Shingles Roof 1,510 3 $2500-$5000 Deductible 110 8 Stone Siding No
1987 380,000 Metal Roof 3,740 5 > $10,000 Deductible 120 3 Stucco siding No
2004 450,000 Wood Shake Roof 4,270 5 $500 Deductible 600 6 Stucco siding No
2011 195,000 Wood Shake Roof 2,320 3 $5000 to $10,000 Deductible 340 12 Wood siding No
1985 245,000 Metal Roof 2,770 4 $500- $1000 Deductible 80 1 Wood siding yes
1941 170,000 Membrane Roof 1,950 3 $500 Deductible 130 3 Brick siding yes