Monroe Insurance Rates:

Monroe, OH homeowners insurance is about $614 to $839, about $51-$69/month. Our detailed research reveals consumers can save upto $290 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Grange Insurance
their customer service is excellent and so is their response time.

Monroe, OH Homeowners Insurance By Home Value

Monroe, OH Home Value Total Homes % of Total Average Monroe, OH Homeowners Insurance
Less than $50,000 119 2.0% $109
$50,000 to $59,999 48 1.0% $225
$70,000 to $79,999 115 2.0% $327
$80,000 to $89,999 129 2.0% $370
$90,000 to $99,999 148 3.0% $414
$100,000 to $124,999 462 10.0% $479
$125,000 to $149,999 836 19.0% $603
$150,000 to $174,999 683 15.0% $712
$175,000 to $199,999 488 11.0% $821
$200,000 to $249,999 667 15.0% $988
$250,000 to $299,999 343 7.0% $1214
$300,000 to $399,999 314 7.0% $1541

Top Home Insurance Agents Near Monroe, OH

Home Insurance Company Near Monroe, OH Homeowners Insurance Agency Near Monroe, OH Address
NA Thomas & Grushon Insurance Agency Inc. 22 E Franklin St, Bellbrook, OH, 45305
NA Fullerton Insurance 380 E Lake Avenue , Bellefontaine, OH, 43311
NA Town & Country Property & Casualty Agency Po Box 446 , Kings Mills, OH, 45034
State Farm Bob Palenshus 2101 South Main Street, Bellefontaine, OH, 43311-1557
Allstate Jeffrey Horney Ins 715 N Madriver St, Bellefontaine, OH, 43311

Cost Of Homeowners Insurance By Street Near Monroe, OH

Streets in Monroe Area Homeowners Insurance Cost
Wagon Wheel Rd, Diahann Dr, Birchwood Ct, Briarwood Ct, S Tipp Cowlesville Rd, Navaho Ct, Spruce Ct, Blackmore Ct, Marby Dr, Conwood Dr$748
Valley Ridge Ct, Columbine Ct, Dogwood Dr, Co Hwy 153, Curry Branch Dr, New St, Phillip Dr, E Evanston Rd, Co Hwy 39A, N Montgomery County Line Rd E$741
W German St, Charrington Way, Coach Dr, Carline Dr, Normandy Ln, W Market St, S Tipp-Cowlesville Rd, Hardwick Ct, N 6th St, Pine St$749
Tipp Industry Park Ct, Trader Ct, S Tipp Cowlesville Rd, N 4th St, Beechwood Dr, Shirley Dr, Redwood Sq, Cottonwood Creek Dr, David Dr, Banyon Tree Way$714
Allen Park Dr, Fairlawn Ct, Nashville Rd, Blossomwood Ct, N Tippecanoe Dr, Broken Woods Dr, Neal-Pearson Rd, S 4th St, Dwight Dr, Fiesta Dr$746

Monroe, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$108 to $111
Tipp City$108
Vandalia$106
West Milton$103

Monroe, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tipp City city, Ohio $108 $144 $216
Vandalia city, Ohio $107 $142 $213
West Milton village, Ohio $104 $138 $207

Monroe, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, OH4.2%14.5%
Tipp City4.22%14.05%
Vandalia4.56%14.7%
West Milton5.25%14.17%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 59 3.0% $780
$300 to $499 105 6.0% $1230
$500 to $749 690 43.0% $1905
$750 to $999 545 34.0% $2655
$1,000 to $1,499 132 8.0% $3780
$1,500 or more 29 1.0% $5430

Monroe, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Monroe Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,600$7,800
Net Savings to Monroe Home Owner from High Deductible Plan $800

Monroe, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, OH Home Replacement Value MORE than Home Value Monroe, OH Home Replacement Value LESS than Home Value
Replacement Value $240,500 $169,500
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersErie Insurance
Monthly Premium 2844113
Year Built 198119622009
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$175000-$200000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Monroe, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 220,000 Wood Shake Roof 2,060 3 $1000-$2500 Deductible 200 3 Stucco siding No
1949 180,000 Wood Shake Roof 2,230 5 $2500-$5000 Deductible 70 2 Wood siding No
1989 225,000 Shingles Roof 1,910 4 $5000 to $10,000 Deductible 80 2 Stone Siding yes
1945 330,000 Membrane Roof 3,980 5 $1000-$2500 Deductible 980 12 Fiber-Cement Siding yes
1942 145,000 Slate Shingles Roof 1,560 3 $2500-$5000 Deductible 180 5 Brick siding No
1940 185,000 Composition Roof 1,600 5 $2500-$5000 Deductible 430 7 Brick siding yes
1999 160,000 Slate Shingles Roof 2,020 5 $500 Deductible 130 3 Wood siding No
1975 320,000 Tile Roof 3,090 5 $1000-$2500 Deductible 120 1 Brick siding yes
1964 190,000 Membrane Roof 1,730 3 $500- $1000 Deductible 260 5 Stucco siding No
1970 195,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 320 7 Vinyl siding yes
1967 475,000 Tile Roof 4,590 5 $1000-$2500 Deductible 1560 12 Stucco siding yes
1943 155,000 Metal Roof 1,740 3 $500 Deductible 610 12 Stone Siding No
1968 180,000 Membrane Roof 1,570 3 $1000-$2500 Deductible 520 10 Fiber-Cement Siding No
1973 155,000 Membrane Roof 1,480 3 $500 Deductible 560 12 Fiber-Cement Siding yes
2001 180,000 Metal Roof 2,330 5 $500 Deductible 180 3 Stucco siding yes
1969 205,000 Slate Shingles Roof 2,180 4 $2500-$5000 Deductible 380 8 Fiber-Cement Siding yes
1994 190,000 Shingles Roof 2,180 3 $1000-$2500 Deductible 380 7 Wood siding No
1964 275,000 Metal Roof 2,980 5 $1000-$2500 Deductible 530 8 Vinyl siding yes
1988 255,000 Wood Shake Roof 3,160 5 $2500-$5000 Deductible 170 3 Brick siding No
1942 180,000 Tile Roof 2,070 5 $500 Deductible 320 5 Stone Siding No
1983 405,000 Tile Roof 4,450 5 $5000 to $10,000 Deductible 230 2 Wood siding yes
1987 355,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 70 1 Brick siding yes
1985 125,000 Tile Roof 1,200 3 $2500-$5000 Deductible 20 1 Brick siding yes
1984 275,000 Slate Shingles Roof 3,150 4 $1000-$2500 Deductible 160 2 Wood siding yes
2000 210,000 Slate Shingles Roof 2,630 4 $500- $1000 Deductible 330 5 Wood siding yes
1986 255,000 Metal Roof 3,250 5 $1000-$2500 Deductible 460 7 Fiber-Cement Siding yes
1960 260,000 Shingles Roof 2,230 4 $500 Deductible 560 7 Stone Siding yes
1949 175,000 Tile Roof 2,220 4 $1000-$2500 Deductible 590 10 Stucco siding No
2005 355,000 Composition Roof 3,500 5 $500 Deductible 360 2 Stone Siding No
1973 115,000 Composition Roof 1,400 3 $500 Deductible 310 7 Brick siding No
1988 575,000 Shingles Roof 4,910 5 $2500-$5000 Deductible 180 2 Wood siding yes
1962 340,000 Tile Roof 3,540 5 $5000 to $10,000 Deductible 470 7 Brick siding No
1978 115,000 Membrane Roof 1,270 3 $2500-$5000 Deductible 260 10 Wood siding No
1975 225,000 Tile Roof 2,040 4 $5000 to $10,000 Deductible 660 12 Vinyl siding No