Monroe Insurance Rates:

Monroe, NY homeowners insurance is approximately $539 to $733, about $44-$61/month. Our extensive guide indicates shoppers can save as much as $254 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Monroe, NY Homeowners Insurance By Home Value

Monroe, NY Home Value Total Homes % of Total Average Monroe, NY Homeowners Insurance
Less than $50,000 131 3.0% $44
$100,000 to $124,999 101 2.0% $197
$125,000 to $149,999 96 2.0% $248
$150,000 to $174,999 215 4.0% $292
$175,000 to $199,999 122 2.0% $337
$200,000 to $249,999 579 13.0% $407
$250,000 to $299,999 962 22.0% $502
$300,000 to $399,999 2,058 47.0% $636

Top Home Insurance Agents Near Monroe, NY

Home Insurance Company Near Monroe, NY Homeowners Insurance Agency Near Monroe, NY Address
NA Longobardi & Associates, Inc. 2 Western Ave, Marlboro, NY, 12542
Travelers Marshall & Sterling Inc 18 Anawana Lake Rd 18 Anawana Lake Rd Monticello, Monticello, NY, 12701
Allstate Mechel Grunfeld 1 Stralisk Ct Unit S001, Monroe, NY, 10950
State Farm Rain Guo 4138 College Point Blvd # 1A, Flushing, NY, 11355-4376
Travelers Tog Insurance Brokerage Group Inc 777 WESTCHESTER AVE, WHITE PLAINS, NY, 10604

Monroe, NY Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Monroe, NY

Streets in Monroe Area Homeowners Insurance Cost
Clinton Ct, Conklin Rd, Anipoli Dr, Rosmini Ln, Sanz Ct, Haight Rd, Mansion Ridge Blvd, Oak Rd, Gillian Ct, Israel Zupnick Dr$644
McBee Ct, Stephen Ln, Ryan Ct, Arlin Rd, Branch St, Krakow Blvd, S Main St, Ramapo St, Rye Hill Rd, Vincenzo Ct$622
Apta Way, Clark Ln, School Rd, Belmont Rd, Kalvin Ter, Spinnaker Ct, E Crossman Ave, Getzil Berger Blvd, Linden Ln, Van Buren Dr$642
Lue Ct, Letts Cir, Cregan Pl, Co Rd 40, Valley View Ave, Mid Oaks Rd, Leva Ln, Veterans Cir, Hilltop Rd, Orion Ave$643
Claire Dr, Camp Monroe Rd, Gatehouse Rd, Dinev Rd, Hoffman Dr, Hain Rd, Swezey Pl, Kahan Dr, James Rd, Ramapo Ave$645

Monroe, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$95 to $97
Walton Park$94
Harriman$92
Kiryas Joel$95

Monroe, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walton Park CDP, New York $79 $105 $158
Harriman village, New York $77 $103 $154
Tuxedo town, Orange County, New York $82 $109 $164

Monroe, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, NY2.1%5.3%
Walton Park1.93%11.7%
Harriman2.33%5.65%
Kiryas Joel3.02%5.69%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 35 1.0% $776
$300 to $499 168 4.0% $1226
$500 to $749 342 9.0% $1901
$750 to $999 470 13.0% $2651
$1,000 to $1,499 1,608 46.0% $3776
$1,500 or more 812 23.0% $5426

Monroe, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Monroe Homeowner Insurance Premium Example $2,900$2,300
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,500$17,900
Net Savings to Monroe Home Owner from High Deductible Plan $600

Monroe, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, NY Home Replacement Value MORE than Home Value Monroe, NY Home Replacement Value LESS than Home Value
Replacement Value $391,000 $277,000
Insurance Premium based on Replacement Value $3,250 $2,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $475/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualNationwide Insurance
Monthly Premium 125345260
Year Built 201419902002
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$500000-$600000$600000-$700000
Deductible > $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Monroe, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 410,000 Tile Roof 2,200 4 $5000 to $10,000 Deductible 1470 5 Stucco siding No
1946 535,000 Asphalt Shingles Roof 2,610 4 > $10,000 Deductible 1090 4 Fiber-Cement Siding yes
2008 600,000 Membrane Roof 4,210 5 > $10,000 Deductible 240 1 Wood siding No
1991 690,000 Membrane Roof 3,360 4 $2500-$5000 Deductible 2140 7 Stone Siding No
2014 340,000 Metal Roof 2,080 4 $1000-$2500 Deductible 900 3 Brick siding yes
1995 490,000 Asphalt Shingles Roof 2,490 4 $500 Deductible 1560 4 Brick siding No
1981 480,000 Tile Roof 2,620 4 $500- $1000 Deductible 440 1 Stone Siding yes
2014 420,000 Composition Roof 2,380 3 $500 Deductible 3600 10 Stone Siding No
2010 435,000 Asphalt Shingles Roof 2,300 3 > $10,000 Deductible 1850 9 Wood siding No
1999 815,000 Metal Roof 4,390 5 $5000 to $10,000 Deductible 4980 10 Stucco siding No
1994 285,000 Composition Roof 1,930 3 $5000 to $10,000 Deductible 2040 10 Wood siding No
2007 505,000 Tile Roof 2,610 4 $5000 to $10,000 Deductible 550 2 Vinyl siding No
1943 865,000 Membrane Roof 4,520 5 $1000-$2500 Deductible 3470 5 Wood siding No
1998 285,000 Membrane Roof 1,790 3 $1000-$2500 Deductible 1040 4 Fiber-Cement Siding yes
2008 255,000 Slate Shingles Roof 1,620 5 $1000-$2500 Deductible 1300 7 Wood siding No
1986 355,000 Composition Roof 2,490 5 $1000-$2500 Deductible 2200 9 Vinyl siding No
1990 365,000 Composition Roof 1,930 3 > $10,000 Deductible 150 1 Stucco siding yes
1981 250,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 1350 6 Wood siding No
1942 595,000 Metal Roof 3,220 4 $2500-$5000 Deductible 2630 8 Stone Siding No
1987 270,000 Tile Roof 1,710 5 $2500-$5000 Deductible 1730 9 Brick siding yes
2000 300,000 Membrane Roof 2,000 3 $500 Deductible 2190 10 Stucco siding yes
2008 420,000 Tile Roof 2,580 4 $2500-$5000 Deductible 1740 7 Vinyl siding No
2013 320,000 Asphalt Shingles Roof 1,980 3 $2500-$5000 Deductible 1020 7 Vinyl siding No
2014 355,000 Tile Roof 1,970 3 $2500-$5000 Deductible 150 1 Stone Siding yes
1988 435,000 Wood Shake Roof 2,720 5 $2500-$5000 Deductible 660 3 Vinyl siding No
2011 480,000 Tile Roof 3,190 4 $5000 to $10,000 Deductible 1100 4 Brick siding No
2013 325,000 Slate Shingles Roof 2,080 4 $500 Deductible 1730 9 Wood siding yes
1981 580,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 230 1 Vinyl siding yes
1943 370,000 Tile Roof 2,320 4 $500 Deductible 220 1 Stone Siding No
2009 300,000 Wood Shake Roof 2,050 3 $1000-$2500 Deductible 1210 5 Wood siding No
1989 670,000 Wood Shake Roof 3,780 5 $500 Deductible 4580 9 Brick siding No
2007 400,000 Wood Shake Roof 2,050 5 $500- $1000 Deductible 4080 12 Fiber-Cement Siding yes
1943 340,000 Membrane Roof 1,710 5 > $10,000 Deductible 940 9 Fiber-Cement Siding yes
2012 500,000 Shingles Roof 2,440 5 $500 Deductible 410 1 Fiber-Cement Siding yes

Latest Home Insurance Reviews

Usaa
Their website is very easy to use. they also provide a quote builder which is very easy to use.
State Farm
I would recommend them. The price, customer service, and deductible are good and affordable. Therefore, I would recommend them to other people.
Progressive
My experience with home insurance company's customer service has been spectacular. Unfortunately, we were out of the country on a cruise when this happened. The customer service department was amazing.
Allstate
My premiums are average compared to other quotes I have received from the industry. My deductibles are way much less compared to 3 other offers I have had in the last 3 years.
Esurance
I like esurance because they know our time is valuable and they do not call every month and want to talk for long lengths like other insurance companies have in the past. they also were able to tell me exactly what i need without trying to add extra coverage.
State Farm
The agent if very informed and helpful when i talk with her. there is always someone (with rare exceptions) to answer the phone, not the automated system. |everything is all bundled together.
Usaa
My insurance company calls to check in and just see if I need anything on a quarterly basis. This interaction is great as they stay on top of things.
State Farm
I think they are great, they are fair. I have no problem paying my premiums if they continue to be there for me when I need them.
Universal Property & Casualty Insurance Company
I have not really had to deal with customer service direct as I go through my insurance agent
Usaa
I like the USAA mobile site because it is easy to navigate. It is easy to find any category. The labels are straightforward.
Allstate
In order to minimize these unfortunate circumstances, All State has developed and launched its technology on tablets, which will make the process of consulting and filing simple and convenient. Most importantly, the user can understand the product clearly and quickly.
State Farm
Our premiums have gone up just like everlasting else. Fortunately, the increases have been modest.
Farmer's Insurance
i would recommend this company for home insurance because the premium is affordable the customer service is good and they are very helpful with anything i need.

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