Monroe, NJ homeowners insurance is nearly $729 to $991, about $60-$82/month. Our complete research shows customers can save as much as $343 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Monroe, NJ | Homeowners Insurance Agency Near Monroe, NJ | Address |
|---|---|---|
| Travelers | A P Orleans Risk Management Llc | 1819 JFK BLVD STE 360, PHILADELPHIA, PA, 19103 |
| Travelers | Haddon Agency Llc | 323 HADDON AVE, HADDON TWP, NJ, 8108 |
| Travelers | Premier Group Insurance Llc | 106 CENTRAL AVE, CHELTENHAM, PA, 19012 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Concordia CDP, New Jersey | $122 | $162 | $243 |
| Whittingham CDP, New Jersey | $127 | $169 | $254 |
| Clearbrook Park CDP, New Jersey | $121 | $161 | $242 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Monroe, NJ | 2.7% | 7.5% |
| Concordia | 3.86% | 7.54% |
| Whittingham | 4.08% | 7.06% |
| Clearbrook Park | 4.38% | 7.51% |
| Monroe Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 12 | 1.0% | $1229 |
| $500 to $749 | 92 | 10.0% | $1904 |
| $750 to $999 | 53 | 5.0% | $2654 |
| $1,000 to $1,499 | 291 | 31.0% | $3779 |
| $1,500 or more | 472 | 51.0% | $5429 |
| Streets in Monroe Area | Homeowners Insurance Cost |
|---|---|
| Possum Plz, Brandon Ave, James Monroe Dr, Grano St, Pergola Ave, Adler Plz, Duranta Pl, Drake Ave, Union Val Gravl Hill Rd, Harbor Ct | $915 |
| Hoffman Rd, Kerria Plz, Gertlers Rd, Ruben Ct, Cedar Brook Rd, Martin Van Buren Dr, Yarborough Way N, Revere Way, Dogwood Plz, Carter Dr | $821 |
| Halifax Dr, Waterford Ct, Yorkshire Dr, Millwood Ct, Lawrence Ct, Lorali Way, Monterey Ct, Cedar Brook Rd, Rustic Ct, Wilton Pl | $846 |
| Mimosa Plz, Cobblestone Blvd, Dipierro Rd, Elisa Dr, Murano Rd, Avalon Rd, Lori St, Woodmere Dr, Davison Rd, Ashley Ct | $907 |
| Genista Plz, Lettau Dr, Co Rd 698, Ave G, Umberland Pl, Biscayne Way, Dawson Ln, Sycamore Ct, Budapest St, Garvey Dr | $916 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Monroe | $128 to $131 |
| Concordia | $121 |
| Whittingham | $127 |
| Rossmoor | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Monroe Homeowner Insurance Premium Example | $1,900 | $1,500 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,900 | $14,100 |
| Net Savings to Monroe Home Owner from High Deductible Plan | $800 | |
| Scenario | Monroe, NJ Home Replacement Value MORE than Home Value | Monroe, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $581,000 | $380,000 |
| Insurance Premium based on Replacement Value | $3,475 | $2,275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $148,000 | Risk Exposure from Under Insuring Coverage is $53,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $900/year |
| Insurance Company | Allstate | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 119 | 75 | 156 |
| Year Built | 1983 | 2014 | 1994 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500- $1000 Deductible |