Monroe Insurance Rates:

Monroe, NC homeowners insurance is roughly $508 to $689, about $42-$57/month. Our comprehensive guide indicates shoppers can save upto $239 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like that i can call my agent any time during the week and they will help out. they are willing to help you out when you have a brake in on the property and figure out what you need to do.
Allstate
It was a long wait over the phone. i wish that i could get access to a customer service representative faster when i need to speak with someone. the wait time was inconvenient for me and i had to make a new time to call in.
Frontline Insurance
Good customer service lower premium good payment plan deductible is within the policy is affordable prompt statement sent out with enough time to submit payment.
Geico
Premium is pretty steep, but all insurance is that way. I think the premium is worth ensuring that my home is safe. Personally, I trust my company so I would be okay with paying a higher premium for risk management I know I can trust.
Progressive
I have never used the app, but use the website site constantly and have never had an issue finding what I need or navigating through.
Travelers
They are good when I need something taken care of. They seem to have an easy solution for everything. Quick claims and other stuff are a reason I won't leave them.

Monroe, NC Homeowners Insurance By Home Value

Monroe, NC Home Value Total Homes % of Total Average Monroe, NC Homeowners Insurance
Less than $50,000 717 6.0% $95
$60,000 to $69,999 198 1.0% $251
$70,000 to $79,999 407 3.0% $287
$80,000 to $89,999 409 3.0% $329
$90,000 to $99,999 456 3.0% $365
$100,000 to $124,999 1,710 14.0% $425
$125,000 to $149,999 1,812 15.0% $533
$150,000 to $174,999 1,887 16.0% $628
$175,000 to $199,999 1,409 12.0% $724
$200,000 to $249,999 1,467 12.0% $874
$250,000 to $299,999 533 4.0% $1066
$300,000 to $399,999 580 4.0% $1353

Top Home Insurance Agents Near Monroe, NC

Home Insurance Company Near Monroe, NC Homeowners Insurance Agency Near Monroe, NC Address
NA Cabarrus Life Insurance & Realty 832 Arbor St Ne , Concord, NC, 28025
Allstate Brad Smith 9009 Albemarle Rd Ste 103, Charlotte, NC, 28227
State Farm Eric Satterfield 200 N Dobys Bridge Rd Ste 140, Fort Mill, SC, 29715-2084
State Farm Mary Beth Ballantine Chfc 1460 Dale Earnhardt Blvd, Kannapolis, NC, 28083
Travelers Pegram & Noyes 4317 A WILKINSON BLVD, GASTONIA, NC, 28056

Cost Of Homeowners Insurance By Street Near Monroe, NC

Streets in Monroe Area Homeowners Insurance Cost
Brookforest Ln, State Rd 1621, Gourdvine Dr, Booker St, Monroe St, Walters St, L J Whitley Rd, Horton Ln, State Rd 1588, Damascus Dr$586
Hill St, Elizabeth Ave, Sadies Pl, State Rd 2145, State Rd 1001, Lancaster Ave, E Green St, Belton St, Fowler Secrest Rd, Hough St$600
Woodberry Dr, Autumn Woods Dr, Peachtree St, State Rd 1192, Witmore Rd, Sherwood Forest Dr, Red Cedar Ln, Georgia Ave, S Bragg St, Vance Pierce Rd$594
Sycamore Grove Rd, Monroe-Ansonville Rd, Plyler Rd, Benton Edwards Rd, State Rd 1765, State Rd 1511, State Rd 1528, State Rd 1955, State Rd 2100, Vander Ln$589
State Rd 1715, Gwyn St, Jordan Dr, Sinclair Dr, Buckboard Ln, Fort Clapsop Ct, Silver Run Dr, Penrose Ct, Lucy Short Cut Rd, State Rd 1740$608
Beaver Dam Dr, State Rd 1962, Silver Glen Ln, Riggins Rd, White Store Pageland Rd, Will Helms Rd, E East Ave, State Rd 1943, Everette St, Melton Rd$595
Snake River Ct, Claude Austin Rd, Liberty Ln, Kathryn St, Parkwood School Rd, Eva Way, Sunlight Path Dr, Jones St, Helmsville Rd, Bougainvillea Ct$597
State Rd 1620, Kingstree Dr, Armfield Mill Rd, State Rd 1006, Vagabond Dr, State Rd 2102, Oak Dr, S Westover Dr, Burris St, State Rd 1164$598
Station Dr, Clarence Secrest Rd, Courtney Store Rd, Cemetery Dr, Welsh St, N Crawford St, Ellis Griffin Rd, Presson Rd, Saddlebrook Dr, State Rd 1581$596
State Rd 1960, Sanford Ln, Lynn St, Lanaken Ln, Quarry Rd, State Line Rd, Allibrook Way, Holly Tree Ln, Greenfield Dr, Williams Rd Exd$597

Monroe, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$89 to $92
Union County$91
Wingate$88
Unionville$92

Monroe, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Union County, North Carolina $77 $102 $153
Wingate town, North Carolina $74 $99 $148
Unionville town, North Carolina $77 $102 $153

Monroe, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, NC3.9%12.1%
Union County3.39%12.37%
Wingate4.46%13.78%
Unionville3.77%13.93%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 248 4.0% $777
$300 to $499 187 3.0% $1227
$500 to $749 1,954 34.0% $1902
$750 to $999 1,984 35.0% $2652
$1,000 to $1,499 1,079 19.0% $3777
$1,500 or more 134 2.0% $5427

Monroe, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Monroe Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,500$11,000
Net Savings to Monroe Home Owner from High Deductible Plan $500

Monroe, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, NC Home Replacement Value MORE than Home Value Monroe, NC Home Replacement Value LESS than Home Value
Replacement Value $203,500 $116,000
Insurance Premium based on Replacement Value $1,000 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceState Farm
Monthly Premium 67128187
Year Built 201419951971
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Monroe, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 320,000 Slate Shingles Roof 4,180 5 $2500-$5000 Deductible 500 5 Stone Siding No
1993 150,000 Wood Shake Roof 1,630 3 $500 Deductible 640 10 Stucco siding No
2006 150,000 Wood Shake Roof 2,000 4 $2500-$5000 Deductible 340 8 Wood siding yes
2014 170,000 Metal Roof 2,120 5 $2500-$5000 Deductible 110 2 Vinyl siding yes
2009 175,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 410 6 Wood siding yes
1972 300,000 Metal Roof 3,280 5 > $10,000 Deductible 400 6 Fiber-Cement Siding yes
1980 305,000 Slate Shingles Roof 3,140 5 $2500-$5000 Deductible 760 10 Fiber-Cement Siding yes
1987 105,000 Composition Roof 1,240 3 $500 Deductible 270 5 Vinyl siding No
2008 440,000 Wood Shake Roof 4,470 5 $500- $1000 Deductible 1000 4 Vinyl siding No
1973 185,000 Membrane Roof 1,850 3 $500- $1000 Deductible 180 3 Wood siding yes
1992 380,000 Asphalt Shingles Roof 3,470 5 $2500-$5000 Deductible 670 7 Stone Siding No
1980 310,000 Slate Shingles Roof 2,800 4 $1000-$2500 Deductible 970 9 Stucco siding No
1974 200,000 Metal Roof 2,200 3 $1000-$2500 Deductible 250 4 Stucco siding No
1970 275,000 Tile Roof 2,500 4 $500- $1000 Deductible 730 7 Brick siding yes
2001 160,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 400 9 Fiber-Cement Siding yes
2005 180,000 Wood Shake Roof 1,670 5 $500- $1000 Deductible 300 3 Stone Siding yes
1997 190,000 Tile Roof 1,700 4 $1000-$2500 Deductible 240 3 Stucco siding yes
1992 470,000 Metal Roof 4,610 5 $500 Deductible 3180 12 Vinyl siding No