Monroe, LA homeowners insurance is approximately $1,069 to $1,458, about $89-$121/month. Our extensive guide shows customers can save as much as $505 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Monroe, LA | Homeowners Insurance Agency Near Monroe, LA | Address |
|---|---|---|
| State Farm | Robert Temple | 935 N Trenton St, Ruston, LA, 71270-3327 |
| State Farm | Barry Scott | 3557 Main Street Hwy 165, Olla, LA, 71465 |
| State Farm | Blake Wheelis | 713 Trenton St., West Monroe, LA, 71291 |
| State Farm | Debbie Honeycutt | 800a Main St, Crossett, AR, 71635-3424 |
| State Farm | John Ensminger Sr | 810 Walnut St, Monroe, LA, 71201-5830 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lakeshore CDP, Louisiana | $187 | $249 | $374 |
| West Monroe city, Louisiana | $188 | $251 | $377 |
| Richwood town, Louisiana | $182 | $243 | $365 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Monroe, LA | 9.4% | 32.7% |
| Lakeshore | 12.37% | 40.37% |
| West Monroe | 10.51% | 38.73% |
| Richwood | 11.33% | 42.65% |
| Monroe Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 318 | 3.0% | $358 |
| $200 to $299 | 674 | 7.0% | $808 |
| $300 to $499 | 2,198 | 23.0% | $1258 |
| $500 to $749 | 3,484 | 37.0% | $1933 |
| $750 to $999 | 1,928 | 20.0% | $2683 |
| $1,000 to $1,499 | 738 | 7.0% | $3808 |
| Streets in Monroe Area | Homeowners Insurance Cost |
|---|---|
| Cedar Crest St, Briarwood Cir, McMullen Rd, Beloit St, Delouche St, Ponder St, Elm St, E Carlton St, Barbados Blvd, N 14th St | $1,209 |
| State Rte 3275, S Willow Bend, Park Ave, Honeysuckle Dr, Selman Dr, St John Dr, Turner St, Hwy 165 Byp, West Ave, Columbia Ave | $1,211 |
| Center St, Melanie Dr, Kingsfield Loop, Sparks Dr, Hwy 165 Byp, Kings-Field Loop, Hansford St, Allen Ave, Pecan St, Cuba Blvd | $1,306 |
| Broadmoor Blvd, Foch St, Market St, Lula Dr, Rose St, Jeff Dr, State Rte 3280, Monroe Ave, Allen Ave, High St | $1,235 |
| Ford St, Gilliam St, Roberts St, Leisure Dr, Tulip Wood Dr, Texas Ave, Herbert Cole Dr, N 12th St, Belle Terre Dr S, Lyndon Dr | $1,214 |
| Keeble Dr, McCauthur St, Hwy 136, N 26th St, Essex St, Ockley Dr, University Pl, Oakleigh Cir, Garden Park Dr, Holly Ridge Dr | $1,316 |
| Loop Rd, 2nd St, Fiddler Rd, Masonic St, Wendell Dr, White Oak Dr, Stowers Dr, Robert Dr, Venable Ln, Sara St | $1,253 |
| Dud St, Carbon Dr, Ruffin Dr Exd, Stokes St, Lucky Ln, Lakeside Dr, Floyd Martin St, Fir St, Newberry St, Harvester Dr | $1,204 |
| Liberty Hill St, Hilton St, Standifer Ave, Chilton St, Finks Hideaway Rd, Darnell Ave, Stubbs Vinson Rd, Beasley St, Stonegate Dr, Ashville Ave | $1,211 |
| Marion St, Adrian Dr, Curve Dr, Gabe Ln, Central Ave, Evangeline St, Orell Pl, Sonny Dixon Rd, Beverly St, Captain Kidd Dr | $1,295 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Monroe | $188 to $190 |
| Lakeshore | $186 |
| West Monroe | $188 |
| Richwood | $182 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $150,000 | $75,000 | brick veneer | 20-year | Anpac Louisiana Ins Co | $3593 |
| $200,000 | $100,000 | brick veneer | 10-year | La Farm Bureau Mutual Ins Co | $3046 |
| $200,000 | $100,000 | brick veneer | 10-year | Privilege Underwriters Recip Exch | $4715 |
| $400,000 | $200,000 | brick veneer | 1-year | Safepoint Ins | $4621 |
| $200,000 | $100,000 | brick veneer | 10-year | Stillwater Ins Co | $2923 |
| $200,000 | $100,000 | brick veneer | 10-year | Teachers Ins Co | $3305 |
| $200,000 | $100,000 | brick veneer | 10-year | The American Ins Co | $2559 |
| $150,000 | $75,000 | brick veneer | 20-year | United Fire & Indemnity | $3129 |
| $200,000 | $100,000 | brick veneer | 10-year | Unitrin Auto & Home Ins Co | $6014 |
| $200,000 | $100,000 | brick veneer | 10-year | Vigilant Ins Co | $5062 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Monroe Homeowner Insurance Premium Example | $1,600 | $1,400 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $14,600 | $14,000 |
| Net Savings to Monroe Home Owner from High Deductible Plan | $600 | |
| Scenario | Monroe, LA Home Replacement Value MORE than Home Value | Monroe, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $40,000 | $24,500 |
| Insurance Premium based on Replacement Value | $800 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $9,000 | Risk Exposure from Under Insuring Coverage is $6,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $175/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 198 | 118 | 194 |
| Year Built | 1989 | 1993 | 1962 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $75000-$100000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $1000-$2500 Deductible |