Monroe Insurance Rates:

Monroe, GA homeowners insurance is roughly $742 to $1,009, about $61-$84/month. Our thorough guide indicates shoppers can save as much as $350 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I don't have any dislikes with this insurance company. I have been completely satisfied overall and will continue to use this company in the future.
Progressive
I have been a Progressive policyholder for about 7 years. For the most part, I am happy with my insurance provider. However, I think I am going to shop around for a different insurer because I recently found out that they support an institution that I do not want any of my money going toward.
Amica Mutual Insurance
My experience with amica is mostly positive but a couple of negatives is that they do not have physical office locations in my state, so i am dealing with people somewhere else when i have issues. also, the policy process to get initial coverage can be time-consuming.
Allstate
There were a few bumps and bobbles and, of course, replacing your entire life is difficult and there were some things that they just couldn't do...but, i never felt like they were attempting to cheat us.
American Home Shield
My home insurance is american home shield. i like how my insurance company has a low deductible and also covers many household appliances along with toilets, garage, etc.

Monroe, GA Homeowners Insurance By Home Value

Monroe, GA Home Value Total Homes % of Total Average Monroe, GA Homeowners Insurance
Less than $50,000 306 7.0% $175
$50,000 to $59,999 121 3.0% $376
$60,000 to $69,999 168 4.0% $473
$70,000 to $79,999 190 4.0% $543
$80,000 to $89,999 274 7.0% $621
$90,000 to $99,999 377 9.0% $692
$100,000 to $124,999 763 19.0% $797
$125,000 to $149,999 571 14.0% $998
$150,000 to $174,999 388 10.0% $1182
$175,000 to $199,999 200 5.0% $1366
$200,000 to $249,999 204 5.0% $1646
$250,000 to $299,999 205 5.0% $2014
$300,000 to $399,999 98 2.0% $2557

Top Home Insurance Agents Near Monroe, GA

Home Insurance Company Near Monroe, GA Homeowners Insurance Agency Near Monroe, GA Address
NA Downs & Associates 1867 Independence Sq Ste 200 , Atlanta, GA, 30338
State Farm Eric Lu 5755 Lawrenceville Highway, Tucker, GA, 30084
Liberty Mutual Independent Leavitt Group Of Atlanta Inc 2200 CENTURY PKWY NE STE 410, ATLANTA, GA, 30345
Allstate Roxi Perkins 1080 Cambridge Square Ste B, Alpharetta, GA, 30009
Travelers Smith Insurance Agency PO 470, COVINGTON, GA, 30015

Cost Of Homeowners Insurance By Street Near Monroe, GA

Streets in Monroe Area Homeowners Insurance Cost
Golfview Ter, Pipeline Line Rd, S Lumpkin St, Reynolds Ct, Pleasant Valley Rd, Wall St, Monroe Hwy, Bell Trailer Park Rd, Bridgeport Pl, Fambrough Way$886
Morgans Run, Forrest Ln, Ramesh Ln, Michael Etchison Spr, Anna Marie Ln, Fairway Dr, Claywill Cir, Cedar Trl, Overlook Pass Rd, Cherry Hill Dr$868
Gratis Rd NW, John Deere Rd NW, Christians Pl, Tall Oak Ln, Adcock Rd, Louise Dr, Hope Ln, Arcadia Ct, Good Hope Rd, N Midland Ave$869
Turner St, Blasingame Rd, Phillips Dr, Knight St, Magnoia Ter, Blaine St, Barrett St, Gratis Dr, Hubbard St, Milledge Ave$872
E Washington St, Walton Rd, Greenwood Dr, Oak St, Court St, Tanglewood Dr, Parkway Pl, Cook St, Kelton Rd, Friendship Church Rd$872

Monroe, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$130 to $133
Walton County$134
Good Hope$135
Campton$138

Monroe, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walton County, Georgia $134 $179 $269
Good Hope CCD, Walton County, Georgia $135 $180 $270
Between town, Georgia $135 $180 $270

Monroe, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, GA6.3%19.3%
Walton County5.36%19.47%
Good Hope5.46%20.89%
Between5.18%19.74%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 47 1.0% $371
$200 to $299 219 6.0% $821
$300 to $499 574 17.0% $1271
$500 to $749 989 29.0% $1946
$750 to $999 817 24.0% $2696
$1,000 to $1,499 709 21.0% $3821

Average Cost Of Home Insurance By Company In Areas Nearby Monroe For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer American Family Mutual Insurance Company, S.I. N/A N/A $1135.19
$75,000 frame California Casualty Indemnity Exchange $535 $476 $408
$350,000 veneer California Casualty Indemnity Exchange $1684 $1497 $1282
$250,000 frame Country Mutual Insurance Company $1061.33 $939.93 $777.66
$200,000 veneer Farmers Insurance Exchange N/A $549.88 $515.69
$350,000 veneer Old Dominion Insurance Company $1647 $1368 $1267
$250,000 frame Safeco Insurance Company Of Indiana $1562 $1459 $1343
$400,000 frame State Auto Property And Casualty Insurance Company N/A N/A $1887.00
$75,000 frame State Farm Fire & Casualty Company N/A N/A $942.00
$200,000 veneer Trumbull Insurance Company $1985 $1919 $1803

Monroe, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Monroe Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,900$8,100
Net Savings to Monroe Home Owner from High Deductible Plan $800

Monroe, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, GA Home Replacement Value MORE than Home Value Monroe, GA Home Replacement Value LESS than Home Value
Replacement Value $125,500 $93,500
Insurance Premium based on Replacement Value $700 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 515870
Year Built 201419802009
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$175000-$200000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Monroe, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 260,000 Asphalt Shingles Roof 3,840 5 $500 Deductible 110 1 Stucco siding No
2002 200,000 Asphalt Shingles Roof 2,590 4 $500 Deductible 560 6 Brick siding No
1995 180,000 Shingles Roof 2,000 3 $1000-$2500 Deductible 330 4 Wood siding No
1992 170,000 Tile Roof 2,420 5 $500- $1000 Deductible 120 2 Stone Siding No
2005 125,000 Slate Shingles Roof 1,770 4 $1000-$2500 Deductible 330 7 Fiber-Cement Siding No
2011 175,000 Slate Shingles Roof 2,100 3 $500- $1000 Deductible 660 9 Brick siding No
1983 170,000 Composition Roof 1,800 5 $2500-$5000 Deductible 380 8 Vinyl siding yes
2005 410,000 Metal Roof 4,810 5 $500- $1000 Deductible 740 6 Brick siding No
2005 135,000 Wood Shake Roof 2,050 4 $500- $1000 Deductible 620 12 Stone Siding No
2014 110,000 Composition Roof 1,500 5 $500 Deductible 40 1 Wood siding yes
2013 180,000 Tile Roof 1,940 3 $500- $1000 Deductible 340 7 Brick siding No
1999 215,000 Tile Roof 2,340 3 $500 Deductible 1300 12 Wood siding yes
2008 260,000 Metal Roof 3,360 5 > $10,000 Deductible 470 9 Stucco siding No
2001 125,000 Composition Roof 1,880 3 $2500-$5000 Deductible 280 7 Brick siding No
1986 200,000 Shingles Roof 2,280 3 $1000-$2500 Deductible 830 12 Stone Siding No
1998 110,000 Wood Shake Roof 1,350 3 $500 Deductible 580 10 Vinyl siding No
2007 350,000 Wood Shake Roof 4,510 5 $500- $1000 Deductible 990 7 Vinyl siding No
1973 190,000 Tile Roof 2,090 3 $5000 to $10,000 Deductible 270 5 Vinyl siding yes
1978 125,000 Asphalt Shingles Roof 1,810 5 $500 Deductible 210 4 Wood siding No
1977 135,000 Metal Roof 1,770 3 $2500-$5000 Deductible 310 6 Vinyl siding No
2007 215,000 Shingles Roof 2,990 4 $500- $1000 Deductible 800 12 Vinyl siding yes
1995 120,000 Composition Roof 1,530 3 $500- $1000 Deductible 150 3 Vinyl siding yes
2001 250,000 Tile Roof 2,960 4 $500 Deductible 230 2 Wood siding No