Monroe Insurance Rates:

Monroe, CT homeowners insurance is about $771 to $1,052, about $64-$87/month. Our all inclusive analysis indicates shoppers can save as much as $364 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Monroe, CT: Customer-Reviewed Options


Top Home Insurance Agents Near Monroe, CT

Home Insurance Company Near Monroe, CT Homeowners Insurance Agency Near Monroe, CT Address
State Farm Kevin Piscitelli 380 Boston Post Rd, Orange, CT, 06477-3524
Travelers Lebaum Company Inc 17 MONSEY BLVD, MONSEY, NY, 10952
Travelers Multi-Line Coverage Corp 761 KOEHLER AVE, RONKONKOMA, NY, 11779
Nationwide Peter J. Boccarossa 95 Main St, Norwalk, CT, 06851-4639
Travelers Completely Covered Insurance Agency 5649 MERRICK ROAD, MASSAPEQUA, NY, 11758

 

Monroe, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Trumbull CDP, Connecticut $137 $183 $275
Shelton city, Connecticut $134 $178 $267
Newtown town, Fairfield County, Connecticut $138 $184 $276

 


Monroe, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe, CT2.7%7.9%
Trumbull2.6%7.63%
Shelton3.14%8.68%
Newtown2.58%7.83%

Monroe Renters Insurance as a Percentage of Rent

Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 4.0% $765
$300 to $499 26 7.0% $1215
$750 to $999 32 9.0% $2640
$1,000 to $1,499 60 18.0% $3765
$1,500 or more 195 59.0% $5415

Cost Of Homeowners Insurance By Street Near Monroe, CT

Streets in Monroe Area Homeowners Insurance Cost
Chadwick Ct, Deepwood Cir, Saxony Dr, Country Ridge Rd, Sunset Trl, Jones Hill Rd, Barn Hill Rd, Wiltan Dr, Deer River Ln, Purdy Hill Rd$905
Highridge Dr, Hurd Ave, Bradford Dr, Silvermine Ln, Farm View Rd, Wood Creek Dr, Lyndon St, Rockwood Ln, Hammertown Rd, Village Green Ln$910
Shawnee Ln, Wells Rd, Misty Ln, Todd Dr, Lazy Brook Rd, Westview Dr, Winthrop Pl, Greenwood Dr, Old Zoar Rd, Bellevale St$903
Sentry Hill Rd, Craig Dr, Little Diet Rd, Harmony la, Georges Ln, Beech Tree Ln, Owl Hill Rd, Blue Spruce Ln, Hunter Ridge Rd, Behren's Ter$914
Glenbrook Dr, E Dale Dr, Brinsmaid Rd, Ridgewood Dr, Holly Pl, Pastors Walk, Block Farm Rd, Deerfield Ln, Pepper St, Porters Hill Rd$915

Monroe, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe$135 to $137
Trumbull$137
Shelton$134
Newtown$138

Monroe, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$8,500
Yearly Monroe Homeowner Insurance Premium Example $8,000$6,600
Out of Pocket Expense During Claim$1,500$8,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $49,500$48,100
Net Savings to Monroe Home Owner from High Deductible Plan $1,400

 


Monroe, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monroe, CT Home Replacement Value MORE than Home Value Monroe, CT Home Replacement Value LESS than Home Value
Replacement Value $492,000 $340,500
Insurance Premium based on Replacement Value $4,775 $3,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $80,000 Risk Exposure from Under Insuring Coverage is $71,500
Premium Impact Insurance cheaper by $700/year Insurance costlier by $775/year

 


Example Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceHartford Insurance GroupNationwide Insurance
Monthly Premium 255183352
Year Built 198619941966
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$400000-$500000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$1000-$2500 Deductible