Monroe County Insurance Rates:

Monroe County, NY homeowners insurance is nearly $505 to $682, about $42-$56/month. Our extensive analysis indicates shoppers can save upto $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Esurance
We decided to choose esurance for our homeowners insurance because they were by far the cheapest.
Nationwide
My insurance bill goes up every year and my insurance cost as exceeded the rate of inflation for several years.
Progressive
They are very helpful with any question we ever have. we can call or email with any question and they always do their best to give us a good answer or direct us to someone who can.
Geico
Phone representatives are not always kind.
State Farm
I've never had a problem contacting the insurance company. They've always been very patient and thorough during the whole process when I've needed them.
State Farm
I feel like my deductible is much higher than other policies that you can get for the same premium.
Travelers
It's fine. I don't use it at all so I don't think about it much at all. I really don't have anything else to add.
Ameriprise Financial
There is nothing I dislike about my agent or the company.
Arrow Financial Corporation
The customer service is fine. I have never had any problems with them and they always answer my questions quickly and professionally.
Feltner Group
Its affordable. But ive never had to use it before so i cannot really speak to how 'good' it is
Usaa
Till date, there is nothing I dislike about the company, except for sometimes they are extremely busy and it takes some time for them to answer a phone call.
Usaa
I don't like all the steps I have to go through to prove that I am who I am. It takes too much time and effort. That being said, I have been a dedicated USAA customer for 30 years. I love the fact it is a not for profit company and that they are dedicated to serving vets and service members. I find their app to be user-friendly, after initial login, and I can complete the majority of tasks on the app. It's a useful tool.
Liberty Mutual
They are a bit difficult when it comes to claims. They want you to go to certain shops that are not in good areas of town. When you don't go there, you find they don't pay enough to fix the car as well as you'd like.
State Farm
Of course, maybe the premium could be lower. I also get to much stuff in the mail wanting me to use other things from them. Enough already State Farm!
Aaa
There could stand to be some improvements to the mobile app specifically. It would also we help to have more of a focus on term life insurance and less on whole life.
Union Mutual
They are an amazing company with great people who I believe really do want to help. I would like to see if there are other companies out there that provide better coverage. I am genuinely happy with the company I am with however.
Farmer's Insurance
The thing I like about the company overall is that its easy to understand policies, no gimmicks and fair in prices
Aaa
The rate was the best we could get, and we receive a discount for bundling our auto insurance.
Progressive
I like progressive. they have a lot of bundle knockoffs and bonuses for being a customer for a long time.
Feltner Group
I like it is very good and safe provides many benefits and offers and is one of the best quality

Monroe County, NY Homeowners Insurance By Home Value

Monroe County, NY Home Value Total Homes % of Total Average Monroe County, NY Homeowners Insurance
Less than $50,000 9,989 5.0% $106
$50,000 to $59,999 4,589 2.0% $231
$60,000 to $69,999 7,127 3.0% $285
$70,000 to $79,999 7,726 4.0% $326
$80,000 to $89,999 10,871 5.0% $374
$90,000 to $99,999 12,802 6.0% $415
$100,000 to $124,999 34,000 18.0% $481
$125,000 to $149,999 26,565 14.0% $605
$150,000 to $174,999 22,870 12.0% $718
$175,000 to $199,999 14,387 7.0% $825
$200,000 to $249,999 16,305 8.0% $997
$250,000 to $299,999 10,328 5.0% $1217
$300,000 to $399,999 9,139 4.0% $1544

Top Home Insurance Agents Near Monroe County, NY

Home Insurance Company Near Monroe County, NY Homeowners Insurance Agency Near Monroe County, NY Address
Erie Butler Insurance Services Inc. 3565 Latta Road, Rochester, NY, 14612
Farmers Gregory Snyder 1892 Winton Rd S Ste 140, Rochester, NY, 14618
Liberty Mutual Peter J. Rivera 135 Corporate Woods Ste 380, Rochester, NY, 14623
Allstate Stacey A. Kujawa 2483 Browncroft Blvd, Rochester, NY, 14625
State Farm Steve Robinson 237A Pittsford-Palmyra Road, Macedon, NY, 14502

Cost Of Homeowners Insurance By Street Near Monroe County, NY

Streets in Monroe County Area Homeowners Insurance Cost
Sands Rd, Markay Ct, Cathaway Park, Sean Ln, Churchview Ln, Parks Xing, Camden St, Mareeta Rd, Co Rd 272, Gillett Rd$591
I- 590, Partridgeberry Way, Twin Rd, Coleman Ave, Brick Schoolhouse Rd, Co Rd 173, Havenshire Rd, Cliff St, Willow Ave, Woodedge Ln$594
Iva Mae Dr, Litchfield St, Hollister St, Cedarwood Ter, Pease Rd, Morven Rd, Stottle Rd, Bock St, Tioga Dr, Cole St$582
Andes St, Fuller Pl, Honey Bunch Ln, Co Rd 85, Birchwood Rd, Lake Vista Ct, Bridge Water Ct, Curlew St, Jeffrey Cir, Captiva Xing$606
Rock Hill Rd, Kilarney Trl, Seaford Dr, Wyvil Ave, Cadillac Ave, Riga Mumford Rd, Brook Rd, White Hill Dr, Crimson Bramble Rd, Lime Rock Rd$591
Brighton Henrietta Town Line Rd, Serenity Cir, Halstead St, Bausch St, Kings Gate N, Ruff Aly, Rush Henrietta Townline Rd, Westland Ave, Tallinger Aly, E Bellaqua Estates Dr$605
Nyby Rd, Manor Dr, Glenn Abbey Cir, Ardella St, Troup St, Lewis St, Depot Pl, Maple Park Hts, Marilyn Dr, Percy Rd$591
O'Brien St, N Cavalier Rd, Wyndshire Ln, Eden Ln, Haskins Ln N, List Ave, Heather Ln, Ritz St, Ogden Parma Town Line Rd, Kemphurst Rd$592
Co Rd 123, Sterling Sq, Meredith Ave, Country Woods Ln, Close Cir, Robinwood Trl, North Psge, Lazy Trl, Sunset Dr, King Arthurs Ct$603
Campbell St, Barrus Ln, Hickory Manor Dr, Paxton Rd, Black Spruce Ct, Village Wood Ln, Co Rd 245, Carolina Dr, Princess Dr, Harmon Rd$598

Monroe County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monroe County$88 to $91
Hilton$88
Webster$90
Rochester$87

Monroe County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hilton village, New York $89 $118 $177
Greece town, Monroe County, New York $89 $118 $177
Parma town, Monroe County, New York $89 $118 $177

Monroe County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monroe County, NY3.6%8.5%
Hilton3.82%8.72%
Greece3.64%8.62%
Parma3.49%9.52%

Monroe County Renters Insurance as a Percentage of Rent

Monroe County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 3,322 3.0% $796
$300 to $499 7,922 8.0% $1246
$500 to $749 29,770 30.0% $1921
$750 to $999 33,008 33.0% $2671
$1,000 to $1,499 18,945 19.0% $3796
$1,500 or more 4,711 4.0% $5446