Monaca Insurance Rates:

Monaca, PA homeowners insurance is about $594 to $805, about $49-$67/month. Our in depth guide reveals consumers can save upto $279 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Monaca, PA Homeowners Insurance By Home Value

Monaca, PA Home Value Total Homes % of Total Average Monaca, PA Homeowners Insurance
Less than $50,000 129 7.0% $174
$50,000 to $59,999 110 6.0% $370
$60,000 to $69,999 64 3.0% $461
$70,000 to $79,999 137 8.0% $531
$80,000 to $89,999 180 10.0% $608
$90,000 to $99,999 286 17.0% $678
$100,000 to $124,999 251 15.0% $782
$125,000 to $149,999 106 6.0% $978
$150,000 to $174,999 300 18.0% $1160
$175,000 to $199,999 40 2.0% $1342
$200,000 to $249,999 37 2.0% $1614

Top Home Insurance Agents Near Monaca, PA

Home Insurance Company Near Monaca, PA Homeowners Insurance Agency Near Monaca, PA Address
NA Trimbur Insurance Agency 4093 Old William Penn Hwy., Murrysville, PA, 15668
State Farm Brian Wozniak 1014 3rd Ave, New Brighton, PA, 15066-2012
Travelers Gullborg Insurance Inc 3906 Washington Rd Mcmurray, Canonsburg, PA, 15317
State Farm Jim Noel 7253 Glenwood Ave, Youngstown, OH, 44512-4873
Liberty Mutual Independent Trinity Risk Services Llc 100 Mcknight Park Drive 100 Mcknight Park Drive , Pittsburgh, PA, 15237

Cost Of Homeowners Insurance By Street Near Monaca, PA

Streets in Monaca Area Homeowners Insurance Cost
Elmira St, Welsh Ave, Redwood Aly, Cascade Rd, Pecan Aly, Don St, Palmer Aly, Bell Ave, Sumac Way, Jackson Ave$698
Johnston Ave, Allaire Park Rd, Beach St, Nimick Ave, Mulberry Aly, Asper Aly, Fern Aly, Cherry Ln, Blaine Rd, Wagner Ave$699
Wahl St, Washington Ave, Kaye Ave, Grove St, Birch Rd, Hillview Dr, Basswood Aly, Calder Ave, Hill Rd, Elkhorn St$699
Peach Aly, Front Rd, Locust Aly, Dowell Ave, Sarah St, Johnson Ave, Ella St, Clearview Dr, Greiner St, S Elm St$699
Charlotte Ann St, Alexander Ave, Howe St, Bechtel St, McClelland St, Hazel Aly, Wayne Ave, Obney Ave, Indiana Ave, Tew St$699

Monaca, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Monaca$104 to $107
East Rochester$104
Rochester$103
Beaver$108

Monaca, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Rochester borough, Pennsylvania $104 $138 $207
Rochester borough, Pennsylvania $103 $137 $206
Beaver borough, Pennsylvania $108 $144 $216

Monaca, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Monaca, PA5.4%15.1%
East Rochester5.64%13.23%
Rochester6.17%13.08%
Beaver4.58%13.17%

Monaca Renters Insurance as a Percentage of Rent

Monaca Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 64 7.0% $353
$200 to $299 81 9.0% $803
$300 to $499 224 25.0% $1253
$500 to $749 232 26.0% $1928
$750 to $999 227 26.0% $2678
$1,000 to $1,499 30 3.0% $3803
$1,500 or more 9 1.0% $5453

Monaca, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Monaca Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Monaca Home Owner from High Deductible Plan $600

Monaca, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Monaca, PA Home Replacement Value MORE than Home Value Monaca, PA Home Replacement Value LESS than Home Value
Replacement Value $120,500 $70,000
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Monaca Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 344681
Year Built 198019561940
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Monaca, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 155,000 Asphalt Shingles Roof 1,940 3 $1000-$2500 Deductible 660 12 Stone Siding yes
1961 105,000 Wood Shake Roof 1,400 2 $1000-$2500 Deductible 70 2 Vinyl siding No
1948 235,000 Tile Roof 2,980 4 $1000-$2500 Deductible 250 4 Wood siding yes
1953 175,000 Shingles Roof 2,150 3 $500 Deductible 660 9 Vinyl siding yes
1987 230,000 Membrane Roof 3,260 4 > $10,000 Deductible 450 10 Stucco siding No
1987 130,000 Shingles Roof 1,760 3 $500 Deductible 430 9 Brick siding yes
1949 110,000 Metal Roof 1,600 3 $500 Deductible 420 8 Stucco siding No
1963 235,000 Membrane Roof 3,000 4 $1000-$2500 Deductible 350 5 Brick siding yes
1951 150,000 Shingles Roof 1,840 3 $2500-$5000 Deductible 60 1 Stone Siding yes
1957 150,000 Tile Roof 2,200 3 $1000-$2500 Deductible 170 3 Wood siding No
1948 115,000 Metal Roof 1,700 4 $1000-$2500 Deductible 140 3 Vinyl siding No
1949 100,000 Slate Shingles Roof 1,250 3 $500- $1000 Deductible 40 1 Wood siding No
1943 180,000 Composition Roof 2,330 4 $5000 to $10,000 Deductible 110 2 Stone Siding No
1965 60,000 Asphalt Shingles Roof 1,000 2 $500 Deductible 100 4 Wood siding yes
1941 115,000 Shingles Roof 1,670 4 $500 Deductible 70 1 Stucco siding yes
1945 230,000 Asphalt Shingles Roof 3,390 4 $500 Deductible 820 10 Wood siding No
1966 120,000 Composition Roof 2,110 3 $1000-$2500 Deductible 260 7 Fiber-Cement Siding No
1969 230,000 Asphalt Shingles Roof 3,220 4 $1000-$2500 Deductible 450 5 Vinyl siding yes
1941 75,000 Asphalt Shingles Roof 1,190 2 $2500-$5000 Deductible 220 9 Stone Siding No
1965 170,000 Asphalt Shingles Roof 2,130 4 $5000 to $10,000 Deductible 510 10 Brick siding No
1986 195,000 Asphalt Shingles Roof 3,040 4 $1000-$2500 Deductible 400 7 Brick siding No
1984 110,000 Slate Shingles Roof 1,800 2 $500 Deductible 650 10 Fiber-Cement Siding yes
1959 95,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 140 3 Brick siding yes
1942 115,000 Membrane Roof 1,940 3 $2500-$5000 Deductible 370 10 Stone Siding yes
1960 110,000 Asphalt Shingles Roof 1,430 2 $500 Deductible 360 6 Stucco siding yes
1957 125,000 Tile Roof 1,570 3 $1000-$2500 Deductible 70 2 Wood siding yes
1942 170,000 Tile Roof 2,400 4 $2500-$5000 Deductible 170 3 Vinyl siding No
1956 190,000 Tile Roof 2,340 3 $5000 to $10,000 Deductible 460 10 Stone Siding yes
1964 175,000 Membrane Roof 2,300 3 $5000 to $10,000 Deductible 170 3 Stucco siding yes
1943 180,000 Slate Shingles Roof 2,540 4 $2500-$5000 Deductible 330 6 Vinyl siding yes
1941 145,000 Asphalt Shingles Roof 2,190 4 $2500-$5000 Deductible 310 9 Brick siding No
1989 120,000 Slate Shingles Roof 1,780 2 $1000-$2500 Deductible 410 9 Wood siding No
1940 95,000 Metal Roof 1,260 3 $500 Deductible 290 7 Fiber-Cement Siding No
1940 90,000 Slate Shingles Roof 1,510 2 $500 Deductible 140 4 Wood siding yes