How Much Does Modesto, CA Home Insurance Cost?

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Modesto, CA Average Homeowners Insurance Cost

$686

Homeowners Insurance Cost - Modesto, CA

$226,700

Median Home Value - Modesto, CA


Modesto, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$8.23 $677.77
$1000 Deductible -$72.85 $613.15
$1500 Deductible -$108.8 $577.2
$2000 Deductible -$162.03 $523.97
$2500 Deductible -$193.45 $492.55

Modesto, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$172 $515
30 year old +$10 $696
40 year old +$18 $704
50 year old +$26 $712
Above 50 year old +$33 $719

Modesto, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$69 $617
Superior -$69 $617
Masonry -$34 $652
Brick -$34 $652
Hail Resistant Roof -$14 $672


Modesto, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$14 $700
Swimming Pool With A Diving Board +$27 $713
Swimming Pool With Slide +$41 $727

Modesto, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $21 $665
Police Department $7 $679

Modesto, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$288.12 $974
Filing a Second Liability Claim +$260.68 $947
Filing a Second Theft Claim +$260.68 $947
Filing a Second Water Claim +$226.38 $912
Filing a Fire Claim +$137.2 $823
Filing a Liability Claim +$130.34 $816
Filing a Theft Claim +$130.34 $816
Filing a Water Claim +$109.76 $796
Filing a Weather Claim +$109.76 $796

Modesto, CA Home Insurance - Analysis On Quotes, Rates & Agents

Modesto, CA Home Insurance Agents for Top Companies

Visual Guide for Modesto, CA Home Insurance Buyers on Insurance Companies and Rates