How Much Does Modesto, CA Home Insurance Cost?
Modesto, CA Average Homeowners Insurance Cost
$686
Homeowners Insurance Cost - Modesto, CA
$226,700
Median Home Value - Modesto, CA
Modesto, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.23 | $677.77 |
| $1000 Deductible | -$72.85 | $613.15 |
| $1500 Deductible | -$108.8 | $577.2 |
| $2000 Deductible | -$162.03 | $523.97 |
| $2500 Deductible | -$193.45 | $492.55 |
Modesto, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$172 | $515 |
| 30 year old | +$10 | $696 |
| 40 year old | +$18 | $704 |
| 50 year old | +$26 | $712 |
| Above 50 year old | +$33 | $719 |
Modesto, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$69 | $617 |
| Superior | -$69 | $617 |
| Masonry | -$34 | $652 |
| Brick | -$34 | $652 |
| Hail Resistant Roof | -$14 | $672 |
Modesto, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$14 | $700 |
| Swimming Pool With A Diving Board | +$27 | $713 |
| Swimming Pool With Slide | +$41 | $727 |
Modesto, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $21 | $665 |
| Police Department | $7 | $679 |
Modesto, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$288.12 | $974 |
| Filing a Second Liability Claim | +$260.68 | $947 |
| Filing a Second Theft Claim | +$260.68 | $947 |
| Filing a Second Water Claim | +$226.38 | $912 |
| Filing a Fire Claim | +$137.2 | $823 |
| Filing a Liability Claim | +$130.34 | $816 |
| Filing a Theft Claim | +$130.34 | $816 |
| Filing a Water Claim | +$109.76 | $796 |
| Filing a Weather Claim | +$109.76 | $796 |