How To Make Your Modesto, CA Home Insurance Cheaper
Modesto, CA, homeowners insurance is about $686. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Modesto, CA Home Insurance Rates with the Stanislaus County Average
| Place | Stanislaus County Average: $710.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Modesto, CA | $686.0 | -24.0 | -0.03 | 313,050 | 226,700 |
Cost of Modesto, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Ripon | 398,600 | 18,420 | $1,087 |
| Valley Home | 462,500 | 122,265 | $1,398 |
| Livingston | 187,500 | 15,984 | $635 |
| Cressey | 229,300 | 80,291 | $690 |
Homeowners Insurance Comparison for the Cheapest Premiums in Modesto, CA
| Mercury | State Farm | Allied Insurance | |
| Median Home Value ($) | 226,700 | 226,700 | 226,700 |
| Age of Home | Year 50 Old | Year 30 Old | Year 50 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $400,000 -$499,999 | $750,000 -$999,999 |
| Total Premium ($) | $2,973.0 | $1,588.6 | $2,699.4 |
Cost of Modesto, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Century National | 2500 | $1000,000-$1499,999 | 1,726.3 |
| Safeco Insurance | 500 | $175,000-$199,999 | 486.1 |
| The Hartford | 2000 | $100,000-$124,999 | 216.3 |
| Nationwide | 2500 | $250,000-$299,999 | 688.5 |
| Encompass Insurance | 1500 | $400,000-$499,999 | 1,294.4 |
| Esurance | 1500 | $200,000-$249,999 | 516.9 |
| MAPFRE Insurance | 2000 | $150,000-$174,999 | 348.0 |
| State Farm | 500 | $750,000-$999,999 | 2,111.6 |
| Allstate | 500 | $100,000-$124,999 | 255.8 |
| Farmer's Insurance | 1000 | $750,000-$999,999 | 2,024.6 |