Moab Insurance Rates:

Moab, UT homeowners insurance is nearly $422 to $575, about $35-$47/month. Our extensive analysis shows customers can save upto $199 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Moab, UT Homeowners Insurance By Home Value

Moab, UT Home Value Total Homes % of Total Average Moab, UT Homeowners Insurance
Less than $50,000 231 10.0% $54
$70,000 to $79,999 24 1.0% $164
$80,000 to $89,999 51 2.0% $184
$100,000 to $124,999 41 1.0% $239
$125,000 to $149,999 136 6.0% $303
$150,000 to $174,999 200 9.0% $358
$175,000 to $199,999 171 7.0% $413
$200,000 to $249,999 652 29.0% $498
$250,000 to $299,999 298 13.0% $607
$300,000 to $399,999 370 16.0% $771

Top Home Insurance Agents Near Moab, UT

Home Insurance Company Near Moab, UT Homeowners Insurance Agency Near Moab, UT Address
Liberty Mutual Independent Colorado West Ins Services Inc 2782 CROSSROADS BLVD, GRAND JCT, CO, 81506
Travelers H & A Insurance Services Llc 743 HORIZON CT STE 207, GRAND JUNCTION, CO, 81506
Farmers Jim Fink 2906 F Rd, Grand Junction, CO, 81504
Allstate Kyle Turley 1910 N 12th St Ste A, Grand Junction, CO, 81501
Farmers Rand Speas 2497 Power Rd Unit 3, Grand Junction, CO, 81507

Cost Of Homeowners Insurance By Street Near Moab, UT

Streets in Moab Area Homeowners Insurance Cost
Arnel Ln, Bowen Cir, E Knutson Corner, Moab Kane Creek Blvd, Walker St, E Bench Rd, S Heaven Ave, Luna Cir, Main St, Juan Ct$495
N Park Ave, E San Juan Dr S, S 100 E, Cedar Hills Ln, Lake Ln, E Bittle Ln, Mountain Ct, E Amber Ln, Sage Valley Ct, US Hwy 6$497
Porcupine Ranch Rd, Van Buren Ct, Far Country Dr, Mountain Loop Rd, S Highland Dr, Rancho Verde Dr, San Juan Ave, E 300 N, Rimrock Ln, Hooley Ln$500
Park Ave, Stocks Dr, Locust Ln, Third South St, Alberta Ct, Easy St, US Hwy 191, Swanson Cir, Holyoak Ln, Westwater Ranch Rd$497
Bittle Ln, Resource Blvd, Buena Vista Dr, Kennecott Rd, W 100 S, Riversands Dr, Loveridge Dr, Sunset Dr, Pueblo Verde Dr, Cliffview Dr$496

Moab, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Moab$74 to $77
Castle Valley$75
Spanish Valley$77
La Sal$69

Moab, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Castle Valley town, Utah $63 $84 $126
Spanish Valley CDP, Utah $65 $86 $129
Grand County, Utah $62 $83 $124

Moab, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Moab, UT3.6%14.6%
Castle Valley4.24%14.69%
Spanish Valley7.82%9.88%
Grand County3.59%14.53%

Moab Renters Insurance as a Percentage of Rent

Moab Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 3.0% $333
$200 to $299 60 5.0% $783
$300 to $499 92 8.0% $1233
$500 to $749 273 24.0% $1908
$750 to $999 378 34.0% $2658
$1,000 to $1,499 227 20.0% $3783
$1,500 or more 30 2.0% $5433

Moab, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Moab Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Moab Home Owner from High Deductible Plan $600

Moab, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Moab, UT Home Replacement Value MORE than Home Value Moab, UT Home Replacement Value LESS than Home Value
Replacement Value $274,000 $157,000
Insurance Premium based on Replacement Value $925 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Moab Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceNationwide Insurance
Monthly Premium 893730
Year Built 201020081994
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Moab, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 290,000 Shingles Roof 2,080 5 $2500-$5000 Deductible 520 9 Fiber-Cement Siding yes
1989 485,000 Shingles Roof 4,870 5 $2500-$5000 Deductible 90 1 Stone Siding No
2004 175,000 Metal Roof 1,410 2 $1000-$2500 Deductible 280 7 Vinyl siding yes
1974 270,000 Metal Roof 1,890 4 $1000-$2500 Deductible 530 12 Brick siding No
2013 340,000 Membrane Roof 3,130 5 $500 Deductible 120 2 Wood siding yes
1987 295,000 Slate Shingles Roof 2,050 4 $500 Deductible 810 10 Stucco siding yes
1964 410,000 Metal Roof 3,220 4 > $10,000 Deductible 450 8 Fiber-Cement Siding No
2009 350,000 Tile Roof 2,520 4 $1000-$2500 Deductible 420 8 Brick siding No
1975 260,000 Wood Shake Roof 2,230 5 > $10,000 Deductible 90 4 Brick siding yes
1971 215,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 90 2 Fiber-Cement Siding No
1964 345,000 Tile Roof 3,060 4 $5000 to $10,000 Deductible 620 12 Stone Siding No
2014 315,000 Composition Roof 2,510 5 $500- $1000 Deductible 690 9 Brick siding yes
1966 175,000 Shingles Roof 1,520 2 $1000-$2500 Deductible 80 2 Stucco siding No
1973 195,000 Asphalt Shingles Roof 1,630 2 $5000 to $10,000 Deductible 320 10 Fiber-Cement Siding No
1961 380,000 Membrane Roof 3,260 5 $500 Deductible 560 6 Stone Siding No
2008 150,000 Metal Roof 1,030 2 $1000-$2500 Deductible 290 9 Stone Siding No
1983 260,000 Asphalt Shingles Roof 2,470 4 $1000-$2500 Deductible 500 10 Brick siding yes
1962 235,000 Shingles Roof 2,330 3 $500 Deductible 450 8 Fiber-Cement Siding No
2014 410,000 Wood Shake Roof 3,390 5 $500 Deductible 190 2 Wood siding yes
2013 210,000 Composition Roof 1,600 5 $2500-$5000 Deductible 290 9 Stucco siding yes
1967 335,000 Wood Shake Roof 2,730 4 $500 Deductible 280 4 Stucco siding No
1969 205,000 Wood Shake Roof 1,550 2 $500 Deductible 410 9 Stucco siding No
1966 380,000 Shingles Roof 2,840 4 > $10,000 Deductible 710 10 Stone Siding No
1962 190,000 Tile Roof 1,880 3 $2500-$5000 Deductible 340 8 Vinyl siding yes
1983 375,000 Composition Roof 3,680 5 $1000-$2500 Deductible 470 6 Fiber-Cement Siding yes
1975 300,000 Slate Shingles Roof 2,570 5 $500- $1000 Deductible 290 4 Fiber-Cement Siding No
1968 270,000 Tile Roof 2,320 3 $2500-$5000 Deductible 430 9 Vinyl siding yes
1975 180,000 Wood Shake Roof 1,550 2 $1000-$2500 Deductible 700 12 Vinyl siding No
1986 170,000 Metal Roof 1,220 3 $500 Deductible 670 12 Stone Siding No
1993 180,000 Wood Shake Roof 1,320 2 $2500-$5000 Deductible 120 6 Vinyl siding yes
1971 210,000 Tile Roof 1,860 5 $2500-$5000 Deductible 40 1 Stone Siding No
1979 325,000 Metal Roof 2,250 3 $500- $1000 Deductible 100 1 Vinyl siding No
1992 170,000 Membrane Roof 1,440 2 $2500-$5000 Deductible 100 4 Stone Siding No
1993 415,000 Asphalt Shingles Roof 3,000 4 $500- $1000 Deductible 120 1 Stucco siding No