Mitchellville Insurance Rates:

Mitchellville, MD homeowners insurance is approximately $620 to $845, about $51-$70/month. Our detailed research shows customers can save as much as $293 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mitchellville, MD Homeowners Insurance By Home Value

Mitchellville, MD Home Value Total Homes % of Total Average Mitchellville, MD Homeowners Insurance
Less than $50,000 22 1.0% $43
$125,000 to $149,999 27 1.0% $263
$150,000 to $174,999 46 2.0% $307
$175,000 to $199,999 103 5.0% $359
$200,000 to $249,999 269 14.0% $432
$250,000 to $299,999 339 18.0% $527
$300,000 to $399,999 1,064 56.0% $667

Top Home Insurance Agents Near Mitchellville, MD

Home Insurance Company Near Mitchellville, MD Homeowners Insurance Agency Near Mitchellville, MD Address
Allstate Fitzway Insurance 907 N Frederick Ave, Gaithersburg, MD, 20879
Travelers Langford Insurance Agency Inc 2561 CHAIN BRIDGE ROAD, VIENNA, VA, 22181
Travelers Loudoun Insurance Group Llc 5 WIRT ST SW STE 300, LEESBURG, VA, 20175
State Farm Ray Mensah Lutcf 11205B Lockwood Dr, Silver Spring, MD, 20901
State Farm Steve Maas 2970 Chain Bridge Rd Ste A, Oakton, VA, 22124-3037

Cost Of Homeowners Insurance By Street Near Mitchellville, MD

Streets in Mitchellville Area Homeowners Insurance Cost
Burleigh St, Radiant Ct, Streamside Dr, Wren Ct, Inverrary Ct, Caribon St, Lottsford Vista Rd, Woodridge Ct, Cape Cod Cir, Jacque Ct$720
Joppa Ct, Woodmont Ct, Chantilly Ln, Red Cedar Dr, Briarley Pl, Open View Ln, River Valley Way, Johnsberg Ln, Ayden Ct, Trillum St$728
Staton Dr, Cleary Ln, Birkdale Ct, Albert Ter, Mission Hills St, Ashaway Ln, Stillwater Pl, Chesley Ct, Booth Bay Way, Indian Wells Ct$743
Joilet Pl, Jester Ct, Johnstone Ln, Boathouse Ct, Deerwood Ln, Jodphur Dr, Cypress Point Cir, Senate Dr, Marjorie Dr, Lake Overlook Dr$720
Sunflower Cir, Leesburg Pl, Dundee Dr, Pemberton Ct, Jerrington Ct, Royal Grant Cir, Bathurst St, Fairlakes Pl, Sholton St, Lottsford Vista Rd$726

Mitchellville, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mitchellville$109 to $112
Springdale$109
Woodmore$112
Fairwood$115

Mitchellville, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springdale CDP, Maryland $109 $145 $218
Woodmore CDP, Maryland $113 $150 $225
Fairwood CDP, Maryland $115 $153 $230

Mitchellville, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mitchellville, MD2.4%8.2%
Springdale2.29%9.19%
Woodmore2.15%8.32%
Fairwood1.67%6.39%

Mitchellville Renters Insurance as a Percentage of Rent

Mitchellville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 14 4.0% $1218
$1,000 to $1,499 30 9.0% $3768
$1,500 or more 275 86.0% $5418

Average Cost Of Home Insurance By Company In Areas Nearby Mitchellville For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
310,000 500 Frame 35 American Security Insurance Co. 2,866
410,000 1,000 Masonry 15 American Strategic Insurance Corp. 1,287
460,000 1,000 Frame 10 Donegal Mutual Insurance Co. 1,551
360,000 500 Frame 25 Lm Insurance Corp. 1,207
310,000 500 Frame 35 Liberty Insurance Corp. 1,181
460,000 1,000 Frame 10 Mutual Benefit Insurance Co. 1,486
360,000 500 Frame 25 Selective Ins. Co. Of South Carolina 1,390
360,000 500 Frame 25 State Auto Property & Casualty Ins. Co. 1,220
310,000 500 Frame 35 Travelers Commercial Insurance Co. 1,035
360,000 500 Frame 25 Universal North America Insurance Co. 1,599

Mitchellville, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Mitchellville Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,300$10,300
Net Savings to Mitchellville Home Owner from High Deductible Plan $1,000

Mitchellville, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mitchellville, MD Home Replacement Value MORE than Home Value Mitchellville, MD Home Replacement Value LESS than Home Value
Replacement Value $327,000 $237,000
Insurance Premium based on Replacement Value $1,300 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Mitchellville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceGEICO Insurance
Monthly Premium 121295109
Year Built 201220071992
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $400000-$500000$700000-$800000$400000-$500000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Mitchellville, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 580,000 Composition Roof 2,920 4 $2500-$5000 Deductible 700 5 Wood siding No
2014 810,000 Slate Shingles Roof 4,460 5 $500 Deductible 970 4 Stucco siding yes
1987 405,000 Asphalt Shingles Roof 1,890 4 $500- $1000 Deductible 1280 6 Fiber-Cement Siding yes
1995 510,000 Membrane Roof 2,630 4 $500 Deductible 1220 8 Brick siding No
2014 460,000 Metal Roof 2,740 4 $2500-$5000 Deductible 240 2 Stone Siding No
1980 280,000 Composition Roof 1,830 4 $2500-$5000 Deductible 390 4 Brick siding yes
1990 370,000 Wood Shake Roof 1,800 4 $1000-$2500 Deductible 1980 12 Brick siding No
2007 615,000 Slate Shingles Roof 3,730 5 $500- $1000 Deductible 1570 7 Fiber-Cement Siding yes
1998 680,000 Slate Shingles Roof 4,040 5 $2500-$5000 Deductible 1490 7 Brick siding No
2011 485,000 Metal Roof 3,040 5 $5000 to $10,000 Deductible 290 3 Vinyl siding No
2011 395,000 Membrane Roof 1,770 4 $2500-$5000 Deductible 730 5 Fiber-Cement Siding No
1996 745,000 Metal Roof 4,350 5 $500 Deductible 660 2 Fiber-Cement Siding yes
2014 540,000 Asphalt Shingles Roof 2,870 4 $5000 to $10,000 Deductible 430 3 Fiber-Cement Siding No
2008 390,000 Tile Roof 2,260 4 > $10,000 Deductible 320 4 Vinyl siding No
1999 630,000 Membrane Roof 3,400 4 $500- $1000 Deductible 2840 10 Stone Siding No
1997 530,000 Membrane Roof 3,130 4 $500- $1000 Deductible 200 1 Vinyl siding yes
1987 595,000 Composition Roof 2,950 5 $5000 to $10,000 Deductible 720 4 Stucco siding yes
2014 370,000 Shingles Roof 2,120 4 $2500-$5000 Deductible 980 9 Stone Siding yes
1991 525,000 Tile Roof 2,370 5 > $10,000 Deductible 630 5 Wood siding yes
1997 500,000 Slate Shingles Roof 3,230 4 $500- $1000 Deductible 400 2 Fiber-Cement Siding No
2010 520,000 Membrane Roof 3,280 4 $1000-$2500 Deductible 2000 9 Stucco siding No
2014 520,000 Metal Roof 2,690 4 $5000 to $10,000 Deductible 1510 12 Stucco siding yes
2012 740,000 Slate Shingles Roof 3,250 5 $5000 to $10,000 Deductible 2090 12 Wood siding yes
1986 625,000 Asphalt Shingles Roof 3,100 4 $500- $1000 Deductible 510 2 Stucco siding yes
1996 830,000 Metal Roof 4,560 5 > $10,000 Deductible 2140 12 Stucco siding No
1999 605,000 Membrane Roof 3,950 5 $500 Deductible 1680 9 Stucco siding No
2014 560,000 Asphalt Shingles Roof 3,040 5 $1000-$2500 Deductible 330 2 Stucco siding yes
1991 290,000 Tile Roof 1,750 4 $5000 to $10,000 Deductible 530 6 Stucco siding yes
2002 715,000 Slate Shingles Roof 3,990 5 > $10,000 Deductible 1550 9 Fiber-Cement Siding yes
2013 375,000 Wood Shake Roof 2,160 5 $5000 to $10,000 Deductible 1340 12 Stone Siding No
2012 285,000 Wood Shake Roof 1,720 4 $5000 to $10,000 Deductible 210 3 Brick siding yes
1993 770,000 Tile Roof 4,340 5 $500- $1000 Deductible 810 3 Fiber-Cement Siding No