Mitchell Insurance Rates:

Mitchell, SD homeowners insurance is roughly $556 to $757, about $46-$63/month. Our all inclusive analysis indicates shoppers can save as much as $262 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mitchell, SD Homeowners Insurance By Home Value

Mitchell, SD Home Value Total Homes % of Total Average Mitchell, SD Homeowners Insurance
Less than $50,000 534 13.0% $144
$50,000 to $59,999 125 3.0% $302
$60,000 to $69,999 123 3.0% $374
$70,000 to $79,999 339 8.0% $433
$80,000 to $89,999 301 7.0% $492
$90,000 to $99,999 300 7.0% $551
$100,000 to $124,999 549 14.0% $637
$125,000 to $149,999 578 14.0% $801
$150,000 to $174,999 377 9.0% $946
$175,000 to $199,999 170 4.0% $1090
$200,000 to $249,999 263 6.0% $1314
$250,000 to $299,999 93 2.0% $1603
$300,000 to $399,999 105 2.0% $2036

Top Home Insurance Agents Near Mitchell, SD

Home Insurance Company Near Mitchell, SD Homeowners Insurance Agency Near Mitchell, SD Address
NA Farmers Union Insurance Agency 400 N Rowley Suite 1, Mitchell, SD, 57304
NA Farmers Union Insurance Agency 122 S 5Th St, Menno, SD, 57045
NA Sieverding Insurance Agency 45721 262Nd Street , Humboldt, SD, 57035
NA Wenzel Insurance Agency 120 W Main, Parkston, SD, 57366
Travelers Frei Insurance Agency 204 S Main, Wagner, SD, 57380

Cost Of Homeowners Insurance By Street Near Mitchell, SD

Streets in Mitchell Area Homeowners Insurance Cost
W Hanson Ave, 408th Ave, W 4th Ave, State Hwy 38, N Kimball St, E Hanson St, N Ohlman St, 412th Ave, W Cedar Ave, S Winsor St$656
N Foster St, Liberty Dr, E 14th Ave, N Taylor St, Foster St, Pebble Beach Rd, N Marshall St, Spruce St, 406th Ave, Quiett Ln$645
Wild Plum Ln, N Juanita St, E Elm Ave, W 15th Ave, N Sanborn Blvd, Homer Ct, Bartscher Rd, S Duff St, 255th St, State Hwy 38$645
5th Ave, Alex Ct, W 9th Ave, Thunderbird Dr, Cemetery Rd, W Harmon Dr, Kynette Pl, Pinehurst Ave, W 13th Ave, N Edmunds St$675
Foss Pl, W 10th Ave, W 7th Ave, Park Dr, N Lawler St, Carl Rd, E Havens St, N Davison St, Christine St, Palmer Pl$664

Mitchell, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mitchell$97 to $99
Beulah$102
Loomis$95
Hanson$97

Mitchell, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beulah township, Davison County, South Dakota $102 $136 $204
Loomis CDP, South Dakota $95 $126 $189
Hanson township, Hanson County, South Dakota $98 $130 $195

Mitchell, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mitchell, SD5.3%13.9%
Beulah3.69%15.13%
Hanson4.95%6.46%
Davison County5.04%13.75%

Mitchell Renters Insurance as a Percentage of Rent

Mitchell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 2.0% $335
$200 to $299 271 10.0% $785
$300 to $499 777 29.0% $1235
$500 to $749 883 33.0% $1910
$750 to $999 473 17.0% $2660
$1,000 to $1,499 58 2.0% $3785
$1,500 or more 113 4.0% $5435

Mitchell, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Mitchell Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Mitchell Home Owner from High Deductible Plan $600

Mitchell, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mitchell, SD Home Replacement Value MORE than Home Value Mitchell, SD Home Replacement Value LESS than Home Value
Replacement Value $113,500 $78,000
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Mitchell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 436366
Year Built 196519742010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$250000-$300000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Mitchell, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 220,000 Metal Roof 2,960 5 $2500-$5000 Deductible 240 3 Stucco siding No
2013 80,000 Composition Roof 1,180 2 $2500-$5000 Deductible 80 5 Wood siding No
1961 265,000 Membrane Roof 3,560 5 $500- $1000 Deductible 780 6 Stucco siding No
1975 150,000 Asphalt Shingles Roof 2,000 3 $500 Deductible 690 10 Vinyl siding No
1980 130,000 Slate Shingles Roof 1,530 2 $2500-$5000 Deductible 320 12 Brick siding yes
1973 150,000 Metal Roof 2,200 3 $500- $1000 Deductible 350 6 Vinyl siding yes
2014 215,000 Shingles Roof 2,730 4 $5000 to $10,000 Deductible 200 3 Fiber-Cement Siding No
2011 150,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 710 12 Wood siding yes
1977 245,000 Metal Roof 3,070 5 > $10,000 Deductible 380 7 Stone Siding yes
1978 95,000 Tile Roof 1,270 3 $500- $1000 Deductible 180 6 Fiber-Cement Siding yes
1987 130,000 Asphalt Shingles Roof 1,880 4 $2500-$5000 Deductible 250 8 Vinyl siding yes
2011 170,000 Shingles Roof 2,670 5 $5000 to $10,000 Deductible 440 12 Stucco siding yes
1967 85,000 Slate Shingles Roof 1,290 2 $2500-$5000 Deductible 70 3 Stone Siding No
1972 145,000 Membrane Roof 2,400 5 $1000-$2500 Deductible 140 3 Fiber-Cement Siding yes
2010 185,000 Asphalt Shingles Roof 2,370 4 $2500-$5000 Deductible 240 3 Stucco siding No
1965 280,000 Composition Roof 3,960 5 $500 Deductible 110 1 Fiber-Cement Siding yes
1970 75,000 Membrane Roof 1,010 2 $500- $1000 Deductible 310 12 Fiber-Cement Siding No
1947 120,000 Composition Roof 1,390 2 $2500-$5000 Deductible 140 4 Wood siding yes
2011 140,000 Metal Roof 1,640 3 $1000-$2500 Deductible 270 7 Stone Siding No
1968 220,000 Slate Shingles Roof 2,880 4 $2500-$5000 Deductible 890 12 Fiber-Cement Siding yes
1984 125,000 Asphalt Shingles Roof 1,660 3 $500 Deductible 290 6 Stucco siding No
1968 190,000 Membrane Roof 2,260 5 $5000 to $10,000 Deductible 480 9 Vinyl siding yes
2011 310,000 Asphalt Shingles Roof 4,510 5 $2500-$5000 Deductible 270 3 Stone Siding No
1970 185,000 Shingles Roof 2,440 4 $500- $1000 Deductible 550 7 Vinyl siding yes
1969 100,000 Wood Shake Roof 1,270 2 $2500-$5000 Deductible 30 1 Vinyl siding No
2014 200,000 Slate Shingles Roof 3,210 4 $500- $1000 Deductible 560 7 Stucco siding No
1980 95,000 Composition Roof 1,200 3 $1000-$2500 Deductible 180 8 Stone Siding No
1966 375,000 Composition Roof 4,130 5 $5000 to $10,000 Deductible 90 1 Stone Siding yes
2012 155,000 Wood Shake Roof 1,770 5 $500 Deductible 970 12 Stone Siding No
1975 80,000 Asphalt Shingles Roof 1,270 2 $500 Deductible 420 10 Stucco siding yes