Missouri City Insurance Rates:

Missouri City, TX homeowners insurance is approximately $894 to $1,212, about $74-$101/month. Our in depth analysis indicates shoppers can save as much as $421 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
We have been extremely happy with Progressive.Their customer service reps are always friendly and helpful and our rates are lower than what our friends have reported paying for their home insurance policies.
State Farm
If you are a new home owner and you are looking for a trustworthy insurance company, then I would highly recommend using state farm.
Allstate
My home insurance company's customer service is good they ask questions on what I want and need for my tast and wallet.
Progressive
The home insurance policies for the most preferable and very usefully. Because their policies responsibilities work and customer service behind the source full work.
Farmer's Insurance
I would certainly recommend Farmers to someone looking to purchase homeowners insurance. They have great customer service and the monthly rates are very competitive.
State Farm
I would recommend them because they are always there when you have any questions. Plus many discounts are available. We haven't had any issues with them.
Progressive
I would recommend this company because, from what I understand, they offer a home and auto policy bundle which give you a discount. Like I said, we've not had any claims to file with them.
Progressive
I don't really recall what it was at the time. It wasn't much at all though. I know we paid probably around 10 dollars per month for around 10,000 in coverage.
Nationwide
They will walk you step by step through everything when trying to to get help or information. they will give you guidance.
Nationwide
The mere concept of a deductible after paying a certain amount, to me, is annoying. then the fact that you have to pay a certain, often times outrageous, amount for that deductible to kick in. why pay for something when you'll have to pay even more for using it?
Allstate
I like my insurance agent in general. she is very nice and takes her personal time to follow up with any unanswered questions.
Allstate
I think all state is the best home insurance to go with because the interactions have always been friendly and great for me
Liberty Mutual
I like liberty mutual home insurance because it covers more than what the current home values and it explains what it covers clearly on statement.
State Farm
They are really easy to talk to and answer all the questions I may have and I don't have anything negative to say about how they work. I hope all companies are this good at communication.
State Farm
I have to admit that State Farm premiums are not the least expensive around. But trust is so important to an insurance company. So I can live with the negative of higher premiums for peace of mind.
Allstate
I would recommend Allstate to anyone. Their prices are average, the coverage is average, but their customer service is exceptional If anyone asks, I would recommend them to anyone more than any other company I've been with.
Allstate
They especially loved Allstate’s long list of discounts. For example: we can bring our insurance cost down by installing a home security system or storm shutters, for having a hail-resistant roof, or for keeping a smoke-free household. There are deals on multi-line policies (like if we insure both our car and our home through Allstate), and we can even get a discount for setting up autopay. All told, there are plenty of ways to save on that pricey Texas premium.
Allstate
Great communication from your team and was surprised to get the Notion wireless security devices to keep me informed to protect my new home

Missouri City, TX Homeowners Insurance By Home Value

Missouri City, TX Home Value Total Homes % of Total Average Missouri City, TX Homeowners Insurance
Less than $50,000 286 1.0% $157
$70,000 to $79,999 428 2.0% $494
$80,000 to $89,999 587 3.0% $558
$90,000 to $99,999 1,254 7.0% $621
$100,000 to $124,999 2,839 15.0% $726
$125,000 to $149,999 2,527 14.0% $905
$150,000 to $174,999 3,035 17.0% $1074
$175,000 to $199,999 1,699 9.0% $1232
$200,000 to $249,999 2,525 14.0% $1484
$250,000 to $299,999 1,593 8.0% $1821
$300,000 to $399,999 780 4.0% $2316

Top Home Insurance Agents Near Missouri City, TX

Home Insurance Company Near Missouri City, TX Homeowners Insurance Agency Near Missouri City, TX Address
NA Twfg Insurance Services 10011 Temple Ct, Houston, TX, 77095
State Farm Jack Wallace 3405 Mercer St, Houston, TX, 77027-6507
Nationwide Noltensmeyer Ins Serv Llc 14520 Old Katy Rd Suite 125, Houston, TX, 77079
Allstate Rene Toman 1101 W Main St Ste R, League City, TX, 77573
Nationwide Terry Allen Slater Agency 1 Sugar Creek Center Blvd STE 870, Sugar Land, TX, 77478-4528

Missouri City, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Missouri City, TX

Streets in Missouri City Area Homeowners Insurance Cost
Alyssa Dr, Craven Rd, E Rylander Cir, Zavalla Rd, N Marcia Cir, Parkview St, W Orem, E Hampton Cir, Cheryl, Christina Ct$1,021
N Kensington Dr, Gessport Blvd, Gregory Blvd, Stafford Rd, Bellfort Village Dr, N Kathy Ave, N Nottingham Cir, Turk Ln, Laleu Ln, Terrance St$1,021
Nicholas St, Flagler St, Cymbal Dr, Lost Thicket Dr, Irene, S Rachlin Cir, Garden, Lacey Ln, Joan St, Keegans Ridge Rd$1,028
Vinkins Ct, N Little John Cir, Windsor Village Dr, Windsor Ln, Silo Ln, Arp St, S Hanworth Dr, Water Oak Dr, Oakmantle Dr, Welland Dr$1,021
E Fondren Cir, S Willow Cir, Windy Wisp Ln, Fonren Grove Cir, W Ritter Cir, S Nottingham Cir, Caridas Rd, Halliford Dr, Alyssa Ave, Rose Ann St$1,019

Missouri City, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Missouri City$157 to $160
Fifth Street$147
Fresno$156
Stafford$157

Missouri City, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fifth Street CDP, Texas $147 $196 $294
Fresno CDP, Texas $156 $208 $312
Stafford city, Texas $157 $209 $314

Missouri City, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Missouri City, TX5.2%11.9%
Fifth Street7.82%27.86%
Fresno5.22%27.69%
Stafford5.76%18.92%

Missouri City Renters Insurance as a Percentage of Rent

Missouri City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 32 1.0% $1243
$500 to $749 218 7.0% $1918
$750 to $999 187 6.0% $2668
$1,000 to $1,499 1,160 42.0% $3793
$1,500 or more 1,149 41.0% $5443

Missouri City, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Missouri City Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,800$7,300
Net Savings to Missouri City Home Owner from High Deductible Plan $500

Missouri City, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Missouri City, TX Home Replacement Value MORE than Home Value Missouri City, TX Home Replacement Value LESS than Home Value
Replacement Value $133,000 $94,000
Insurance Premium based on Replacement Value $1,425 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Missouri City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceTravelers
Monthly Premium 150163292
Year Built 200219961984
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Missouri City, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 260,000 Membrane Roof 3,050 4 $500- $1000 Deductible 1420 6 Fiber-Cement Siding No
2012 305,000 Membrane Roof 2,800 5 $2500-$5000 Deductible 1640 9 Vinyl siding No
2014 385,000 Composition Roof 4,290 5 $5000 to $10,000 Deductible 620 4 Wood siding No
2006 510,000 Shingles Roof 4,720 5 > $10,000 Deductible 2210 8 Stucco siding yes
2014 245,000 Slate Shingles Roof 3,210 5 $5000 to $10,000 Deductible 610 7 Stone Siding No
1984 255,000 Composition Roof 2,790 4 > $10,000 Deductible 870 9 Stone Siding yes
2011 235,000 Asphalt Shingles Roof 2,450 4 $500- $1000 Deductible 1440 9 Vinyl siding yes
1981 400,000 Slate Shingles Roof 3,960 5 > $10,000 Deductible 1730 10 Stone Siding yes
1993 270,000 Asphalt Shingles Roof 3,330 4 > $10,000 Deductible 540 5 Brick siding yes
2003 390,000 Metal Roof 4,900 5 $500 Deductible 3250 10 Vinyl siding No
1980 190,000 Composition Roof 1,990 4 $500 Deductible 1160 7 Wood siding yes
2013 240,000 Shingles Roof 2,990 4 $2500-$5000 Deductible 710 7 Stucco siding yes
2011 200,000 Slate Shingles Roof 2,170 5 $5000 to $10,000 Deductible 1250 12 Vinyl siding No
1989 265,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 980 6 Fiber-Cement Siding No
1996 205,000 Membrane Roof 2,690 4 $500 Deductible 1150 7 Vinyl siding No
1996 280,000 Membrane Roof 2,900 4 $500- $1000 Deductible 2000 10 Brick siding No
1985 155,000 Metal Roof 1,910 4 $500 Deductible 110 1 Fiber-Cement Siding No
1990 275,000 Metal Roof 3,590 5 $2500-$5000 Deductible 560 3 Stone Siding yes
1985 375,000 Asphalt Shingles Roof 3,310 5 $5000 to $10,000 Deductible 260 1 Wood siding No
2002 415,000 Metal Roof 4,300 5 $5000 to $10,000 Deductible 210 1 Wood siding No
2010 435,000 Composition Roof 4,160 5 $5000 to $10,000 Deductible 1370 7 Stone Siding No
2002 280,000 Slate Shingles Roof 3,510 5 $5000 to $10,000 Deductible 110 1 Stone Siding No
2014 250,000 Slate Shingles Roof 2,790 5 $1000-$2500 Deductible 590 4 Wood siding yes
2011 330,000 Tile Roof 3,170 4 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding yes
1994 225,000 Wood Shake Roof 2,650 4 > $10,000 Deductible 310 4 Stone Siding No
2011 265,000 Metal Roof 3,320 4 $500 Deductible 170 1 Wood siding No
1986 135,000 Asphalt Shingles Roof 1,560 5 $2500-$5000 Deductible 80 1 Vinyl siding No
2011 335,000 Asphalt Shingles Roof 3,400 5 $500- $1000 Deductible 680 4 Brick siding yes
1987 325,000 Membrane Roof 2,930 5 $5000 to $10,000 Deductible 330 2 Fiber-Cement Siding No
1984 265,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 1910 12 Brick siding No
2011 265,000 Metal Roof 2,980 4 $500 Deductible 420 3 Brick siding No
1998 435,000 Metal Roof 3,870 5 > $10,000 Deductible 830 5 Stone Siding No
2014 485,000 Composition Roof 4,610 5 $1000-$2500 Deductible 780 3 Vinyl siding yes

How To Make Your Missouri City, TX Home Insurance Cheaper

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