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Mission Viejo, CA Home Values & Insurance Rates

Mission Viejo, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 403 3.0% $26
$50,000 to $59,999 152 1.0% $59
$60,000 to $69,999 193 1.0% $72
$90,000 to $99,999 161 1.0% $105
$100,000 to $124,999 439 3.0% $118
$125,000 to $149,999 313 2.0% $151
$150,000 to $174,999 333 2.0% $184
$175,000 to $199,999 488 4.0% $211
$200,000 to $249,999 1,513 12.0% $250
$250,000 to $299,999 1,628 13.0% $310
$300,000 to $399,999 6,045 51.0% $396

Top Home Insurance Agents Near Mission Viejo, CA

Home Insurance Company Near Mission Viejo, CA Homeowners Insurance Agency Near Mission Viejo, CA Address
State Farm Chase Douglas 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234
Farmers James Mitchell 1963 E Florida Ave, Hemet, CA, 92544
Travelers Malone-Ludwig Insurance Services Inc 11421 Carson St., Suite P Lakewood, Long Beach, CA, 90715
State Farm Mark Beguelin 26461 Highland Ave, Highland, CA, 92346-2102
Allstate Miguel Mitchell 14515 Valley View Ave Ste I, Santa Fe Springs, CA, 90670

Estimated Home Insurance By Street Area Near Mission Viejo, CA

Mission Viejo Area Estimated House Insurance
Malaga Ln, Cenajo, Via Cristobal, Joshua Dr, Papagayo Dr, Begonia Pl, Tomahawk St, Wheaton Ter, Esquina, Via Plumaso$696
Medra, Patina Ln, Palmetto Pl, Livington Pl, Daylily, Westover Cir, Bosque, Portola, Pisano St, Cordova Rd$650
Cll Estilo Nuevo, Labrusca, Village Rd, Songview, Marquette, Rosenbaum Rd, Palisades, Chestnut, Via Homes, Lanuza$668
Evening Canyon Rd, Corte Aljibe, Roneo, St Annes, Carnation, Lobelia, Patina Ln, la Roda, Lewiston Ct, Cambridge Rd$640
Perales, Santa Fe, Verdura Cir, Briarwood Ln, Strawberry Ln, Via Cancion, Lagrima, Via Nuez, Via Latigo, Raintree Ln$660
Devonshire, Dellwood, Galeria, Valpariso Dr, Rocinante, Outpost Rd, Ali Ln, Via Pamplona, Via San Gil, Evergreen Rd$657
Marino, Ganso, Tradition Ln, Ameno, Orangewood Rd, Via Clemente, Via Balsa, Michael Rd, Silverbay Dr, Minford Cir$656
Carmenita Ln, el Balazo, Valmont Way, Alcott St, Pso Nicole, Via el Rocio, Castletree, Belleza Cir, Garage Aly, Via Falda$652
Cornelius Dr, Via Rodrigo, Amurro Dr, Legacy Way, Morningstar, Ferrensby Way, Via Pimiento, Baronet, Dove Canyon Dr, Poco Pl$595
Via Halcon, Prothero, Ave de Las Banderas, Puerta de Luz, Harmony Hall Ct, Islay, Formentor, Bellogente, Sugarcane Ln, Las Nieves$605

Savings on home insurance for senior occupied homes

PlaceSavings
Mission Viejo$98 to $101
Las Flores$99
Coto de Caza$106
Ladera Ranch$100

Mission Viejo, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mission Viejo, CA1.8%9.7%
Las Flores1.65%5.73%
Coto de Caza1.48%6.45%
Ladera Ranch1.41%5.55%

Mission Viejo Renters Insurance as a Percentage of Rent

Mission Viejo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 271 1.0% $1893
$750 to $999 561 3.0% $2643
$1,000 to $1,499 4,679 26.0% $3768
$1,500 or more 11,916 67.0% $5418

Mission Viejo, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Mission Viejo Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,700$15,500
Net Savings to Mission Viejo Home Owner from High Deductible Plan $1,200

Mission Viejo, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mission Viejo, CA Home Replacement Value MORE than Home Value Mission Viejo, CA Home Replacement Value LESS than Home Value
Replacement Value $842,000 $518,000
Insurance Premium based on Replacement Value $2,525 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $129,500 Risk Exposure from Under Insuring Coverage is $194,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $400/year

Example Mission Viejo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceNationwide Insurance
Monthly Premium 617069
Year Built 199520032012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$400000-$500000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Mission Viejo, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Las Flores CDP (Orange County), California $100 $133 $200
Coto de Caza CDP, California $107 $142 $213
Ladera Ranch CDP, California $100 $133 $200

Sample Home Insurance Rates for Mission Viejo, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 725,000 Wood Shake Roof 2,580 4 $500 Deductible 310 2 Wood siding No
2011 1,235,000 Composition Roof 4,310 5 $1000-$2500 Deductible 490 3 Stucco siding No
1982 425,000 Metal Roof 1,560 3 $1000-$2500 Deductible 540 5 Fiber-Cement Siding No
2000 520,000 Metal Roof 1,970 3 > $10,000 Deductible 800 8 Stucco siding No
2003 470,000 Tile Roof 1,970 3 $500 Deductible 920 7 Fiber-Cement Siding yes
2011 805,000 Wood Shake Roof 3,660 5 $500- $1000 Deductible 170 1 Brick siding yes
2004 515,000 Asphalt Shingles Roof 1,690 4 > $10,000 Deductible 480 10 Brick siding yes
1987 900,000 Asphalt Shingles Roof 2,920 5 $500- $1000 Deductible 640 4 Vinyl siding yes
2011 570,000 Slate Shingles Roof 2,210 4 $500- $1000 Deductible 1250 10 Stucco siding No
1981 595,000 Asphalt Shingles Roof 1,805 3 $500 Deductible 260 2 Stone Siding yes