Mission ,TX Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Mission, TX homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Mission, TX is $1950. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Mission, TX. VHome Insurance will help you navigate the world of homeowners insurance coverages in Mission, TX.
Coverage Level | Average Annual Premium |
---|---|
$100,000 | $780 |
$200,000 | $1,326 |
$300,000 | $1,638 |
$400,000 | $2,496 |
$500,000 | $3,140 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Mission, TX, and how to choose the right one for your needs.
Deductible Level | Average Annual Premium |
---|---|
$500 Deductible | $1,999 |
$1000 Deductible | $1,788 |
$1500 Deductible | $1,687 |
$2500 Deductible | $1,521 |
$5000 Deductible | $1,287 |
Home Insurance Company Near Mission, TX | Homeowners Insurance Agency Near Mission, TX | Address |
---|---|---|
Travelers | 5-Star Insurance Agency | 113 E PECAN BLVD STE A, MCALLEN, TX, 78501 |
Allstate | Francisco Saldivar | 1145 Ross St Ste I, San Benito, TX, 78586 |
Farmers | Mario Uribe | 4309 N 10th St Ste F6, Mcallen, TX, 78504 |
Farmers | Martha Rebeles | 440 W Hidalgo Ave, Raymondville, TX, 78580 |
Liberty Mutual Independent | Shepard Walton King Ins Group | 1906-B E TYLER, HARLINGEN, TX, 78550 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Alton city, Texas | $149 | $199 | $299 |
West Sharyland CDP, Texas | $151 | $201 | $302 |
La Homa CDP, Texas | $149 | $199 | $299 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Mission, TX | 7.9% | 24.5% |
Alton | 9.79% | 26.49% |
West Sharyland | 8.01% | 24.88% |
La Homa | 10.91% | 24.83% |
Mission Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 128 | 1.0% | $359 |
$200 to $299 | 612 | 6.0% | $809 |
$300 to $499 | 1,552 | 17.0% | $1259 |
$500 to $749 | 4,076 | 44.0% | $1934 |
$750 to $999 | 1,920 | 21.0% | $2684 |
$1,000 to $1,499 | 562 | 6.0% | $3809 |
$1,500 or more | 222 | 2.0% | $5459 |
Streets in Mission Area | Homeowners Insurance Cost |
---|---|
W McKinley, E McKinley Ave, Summer Breeze Rd, Monte Carlo Ln, S Lalos Dr, Carlos St, Debby Ln, W 2 Mile Line, N Dunlap Ave, Spring Glen Dr | $1,008 |
Dana St, E 28th St, Mi 5 Rd, Ragland St, Gold Ave, Kings Dr, Paseo del Rey St, Highland Park, Alcantar Ave, Rose Dr | $998 |
Florida, Concepcion Ave, S Hawaii St, Lilac, Lima Ln, Alma Ave, Lila Beth Ln, Gastel Dr, Sofia St, San Blas | $1,000 |
Sun St, Alyssa Dr, W Mile 8 Rd, Jay St, Tierra Alta, E Rio St, S Vega St, Harding Ave, Stevenson Ave, Dinastia Dorado St | $997 |
Quail Ln, Calahan Dr, Patricia Rd, Rattler Dr, Alton Blvd, Thurman Forever, Mile 8 1/2 Rd, Burney St, Tahoe Dr, Blanca Estela Dr | $1,000 |
Summer Breeze Ave, N Nicholson Ave, Everest St, Dave, N Santa Cruz Dr, Cyndy Ave, Mile 9 1/2, N Waxahachie St, Santa Susana, Mile 1 Rd | $1,008 |
N Dunlap St, 5 Mile, N Schuerbach Rd, E Blue Bonnet Ln, Mockingbird Ave, Salinas Dr, Rio Verde Cir, W San Luis Cir, Rio Grande Ave, FM 1925 | $1,020 |
St George Dr, Barney Grove Dr, Saturn St, E 21st St, Toni Ln, Levelland Dr, Warbler Ave, Cody Dr, Zinnia St, Ponds Edge Rd | $1,024 |
Campbell St, N Cummings St, W 17th St, Twin Palms Ln, Alexander Dr, Mianeh St, Templo Dorado St, Viento Tropical St, Naval Dr, Burrus St | $1,012 |
41 1/2 St, Cottonwood St, Harmony Ct, Hailley Dr, la Lomita St, Park Ln, W Guadalupe St, Crown Point Blvd, Laura St, Zavalla St | $1,045 |
Place | Savings For Senior Occupied Homes |
---|---|
Mission | $150 to $153 |
Alton | $149 |
West Sharyland | $151 |
Citrus City | $148 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,500 | $2,500 |
Yearly Mission Homeowner Insurance Premium Example | $1,000 | $800 |
Out of Pocket Expense During Claim | $1,500 | $2,500 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,500 | $8,900 |
Net Savings to Mission Home Owner from High Deductible Plan | $600 |
Scenario | Mission, TX Home Replacement Value MORE than Home Value | Mission, TX Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $71,500 | $46,000 |
Insurance Premium based on Replacement Value | $625 | $400 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,000 | Risk Exposure from Under Insuring Coverage is $7,500 |
Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $150/year |
Insurance Company | GEICO Insurance | Liberty Mutual | USAA group |
Monthly Premium | 67 | 98 | 93 |
Year Built | 2009 | 1996 | 2012 |
Home Details | 3 Beds, 2 Baths | 5 Beds, 1 Baths | 4 Beds, 3 Baths |
Coverage Amount | $75000-$100000 | $150000-$175000 | $125000-$150000 |
Deductible | $500 Deductible | $500 Deductible | $1000-$2500 Deductible |