How Much Does Minneapolis, MN Home Insurance Cost?
Minneapolis, MN Average Homeowners Insurance Cost
$1,260
Homeowners Insurance Cost - Minneapolis, MN
$222,600
Median Home Value - Minneapolis, MN
Minneapolis, MN Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.12 | $1,244.88 |
| $1000 Deductible | -$133.81 | $1,126.19 |
| $1500 Deductible | -$199.84 | $1,060.16 |
| $2000 Deductible | -$297.61 | $962.39 |
| $2500 Deductible | -$355.32 | $904.68 |
Minneapolis, MN Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$328 | $932 |
| 30 year old | +$19 | $1,279 |
| 40 year old | +$33 | $1,293 |
| 50 year old | +$48 | $1,308 |
| Above 50 year old | +$60 | $1,320 |
Minneapolis, MN Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$126 | $1,134 |
| Superior | -$113 | $1,147 |
| Masonry | -$63 | $1,197 |
| Brick | -$63 | $1,197 |
| Hail Resistant Roof | -$25 | $1,235 |
Minneapolis, MN Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$25 | $1,285 |
| Swimming Pool With A Diving Board | +$63 | $1,323 |
| Swimming Pool With Slide | +$76 | $1,336 |
Minneapolis, MN Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $38 | $1,222 |
| Police Department | $13 | $1,247 |
Minneapolis, MN Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$529.2 | $1,789 |
| Filing a Second Liability Claim | +$478.8 | $1,739 |
| Filing a Second Theft Claim | +$478.8 | $1,739 |
| Filing a Second Water Claim | +$415.8 | $1,676 |
| Filing a Fire Claim | +$252.0 | $1,512 |
| Filing a Liability Claim | +$239.4 | $1,499 |
| Filing a Theft Claim | +$239.4 | $1,499 |
| Filing a Water Claim | +$201.6 | $1,462 |
| Filing a Weather Claim | +$201.6 | $1,462 |