Mineral Wells Insurance Rates:

Mineral Wells, TX homeowners insurance is nearly $857 to $1,163, about $71-$96/month. Our thorough research indicates shoppers can save as much as $404 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
Safeco offer multiple car discount and premium is relatively inexpensive compared to other insurance co. i was with allstate before. allstate premium keeps going up every year, so i switched to safeco. i ended up saving about 20% for premium.
State Farm
They have, what seems to be, more rules and regulations than most other companies. i feel like to get coverage the entire process took much longer than it needed to and there were many layers of inspections, visits, and compliance that needed to happen. i have been a long time customer so it was frustrating to me to have to comply with all this just to keep coverage.
Bkcw Insurance
The fact that bkcw insurance is a small company is great because they honestly know me and my individual needs as a policyholder.
Nationwide
I believe that the company charges more than they really need to for the coverage. I am not sure they would pay what is expected when the time came to use it.
State Farm
I do not have any information to go on regarding how my company compares to other agencies for the same coverage as I did not shop around. I used my company because that is who I have auto insurance through.
State Farm
I wish the rate was cheaper than we are currently paying, it's decent comparatively but overall insurance is too expensive.
Allstate
Insurance benefits are doubled if the insured accidentally dies due to an accident. Financial support for clients with cancer with the right to an additional payment or advance from another benefit.

Mineral Wells, TX Homeowners Insurance By Home Value

Mineral Wells, TX Home Value Total Homes % of Total Average Mineral Wells, TX Homeowners Insurance
Less than $50,000 1,279 29.0% $292
$50,000 to $59,999 272 6.0% $626
$60,000 to $69,999 235 5.0% $777
$70,000 to $79,999 313 7.0% $898
$80,000 to $89,999 439 10.0% $1020
$90,000 to $99,999 261 6.0% $1141
$100,000 to $124,999 669 15.0% $1323
$125,000 to $149,999 197 4.0% $1656
$150,000 to $174,999 273 6.0% $1959
$175,000 to $199,999 116 2.0% $2262
$200,000 to $249,999 96 2.0% $2727
$250,000 to $299,999 85 1.0% $3322
$300,000 to $399,999 106 2.0% $4231

Top Home Insurance Agents Near Mineral Wells, TX

Home Insurance Company Near Mineral Wells, TX Homeowners Insurance Agency Near Mineral Wells, TX Address
NA Major Insurance Agency 150 Willow Creek Dr. 150 Willow Creek Dr., Weatherford, TX, 76085
State Farm Craig Bagley 1916 Martin Dr, Weatherford, TX, 76086-6701
Allstate Fraser Agency Inc 375 W Washington St, Stephenville, TX, 76401
State Farm Mike Mcada 8501 Boat Club Road, Fort Worth, TX, 76179-3600
Allstate Tom Ha 4045 E Belknap St Ste 11, Haltom City, TX, 76111

Cost Of Homeowners Insurance By Street Near Mineral Wells, TX

Streets in Mineral Wells Area Homeowners Insurance Cost
Crowley Rd, NE 9th Ave, Reed Rd, Beetham Rd, SW 25th St, SE 13th St, SW 6th Ave, W Hubbard St, SW 12th Ave, NE 16th St$1,024
Boyle Ln, US Hwy 281 N, SW 23rd St, Cluster Dr, Harvey Rd, SE 4th St, FM 2256, Summit Rd, SW 13th Ave, SE 3rd St$1,027
Alamo St, Ayers Rd, SE 28th Ave, SE 14th Ave, Sweetie Ln, Kiowa Dr, SE 23rd St, SE 18th Ave, Apache Dr, NW 16th St$1,026
N Swanson Rd, SW 23rd St, Pemberton Ln, Mesquite St, Redbud Dr, Seybold Rd, SW 24th St, NW 12th St, Lori Dr, Pythian Way$1,022
Airport Rd, Pruitt Mtn Rd, NW 17th St, SW 20th St, SE 16th St, Kay Rd, SE 15th Ave, SW 10th St, Riverview Ct, SW 21st St$1,025

Mineral Wells, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mineral Wells$151 to $153
Cool$147
Millsap$150
Palo Pinto-Santo$154

Mineral Wells, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cool city, Texas $123 $164 $246
Millsap town, Texas $125 $167 $250
Palo Pinto-Santo CCD, Palo Pinto County, Texas $129 $171 $257

Mineral Wells, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mineral Wells, TX7.0%22.8%
Cool7.58%13.43%
Millsap10.56%21.04%
Palo Pinto-Santo6.9%19.58%

Mineral Wells Renters Insurance as a Percentage of Rent

Mineral Wells Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 1.0% $358
$200 to $299 77 3.0% $808
$300 to $499 203 9.0% $1258
$500 to $749 772 34.0% $1933
$750 to $999 705 31.0% $2683
$1,000 to $1,499 430 19.0% $3808

Mineral Wells, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Mineral Wells Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,000$10,000
Net Savings to Mineral Wells Home Owner from High Deductible Plan $1,000

Mineral Wells, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mineral Wells, TX Home Replacement Value MORE than Home Value Mineral Wells, TX Home Replacement Value LESS than Home Value
Replacement Value $134,000 $84,500
Insurance Premium based on Replacement Value $1,100 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Mineral Wells Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupTravelersLiberty Mutual
Monthly Premium 75127105
Year Built 195620021970
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mineral Wells, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 155,000 Membrane Roof 2,400 4 $500- $1000 Deductible 670 5 Fiber-Cement Siding yes
1965 105,000 Slate Shingles Roof 1,870 3 $500 Deductible 300 3 Brick siding yes
1959 195,000 Asphalt Shingles Roof 2,710 4 $1000-$2500 Deductible 120 1 Stone Siding yes
1957 115,000 Membrane Roof 2,160 4 $2500-$5000 Deductible 450 7 Stucco siding No
2005 115,000 Asphalt Shingles Roof 2,090 3 $500- $1000 Deductible 570 6 Stucco siding No
1983 105,000 Membrane Roof 1,810 3 $500- $1000 Deductible 570 8 Stone Siding yes
1953 135,000 Membrane Roof 2,110 4 $500 Deductible 820 10 Wood siding No
1968 140,000 Asphalt Shingles Roof 1,890 3 $2500-$5000 Deductible 500 5 Vinyl siding yes
1957 150,000 Tile Roof 2,090 4 $500- $1000 Deductible 1130 10 Vinyl siding No
2007 70,000 Tile Roof 1,220 3 $500- $1000 Deductible 380 9 Fiber-Cement Siding yes
2009 115,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 230 2 Wood siding yes
2003 95,000 Slate Shingles Roof 1,930 3 $500- $1000 Deductible 260 5 Wood siding No
1957 100,000 Wood Shake Roof 1,850 3 $500 Deductible 360 5 Vinyl siding yes
1977 100,000 Asphalt Shingles Roof 1,610 3 $1000-$2500 Deductible 620 9 Fiber-Cement Siding No
1973 175,000 Asphalt Shingles Roof 2,400 4 $500- $1000 Deductible 1330 9 Brick siding No
1961 110,000 Asphalt Shingles Roof 2,160 3 $500- $1000 Deductible 610 10 Fiber-Cement Siding No
1972 145,000 Wood Shake Roof 2,210 3 $500- $1000 Deductible 590 6 Stucco siding No
1977 65,000 Metal Roof 1,240 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding No
1976 255,000 Asphalt Shingles Roof 3,350 4 $5000 to $10,000 Deductible 1030 9 Brick siding yes
1969 130,000 Tile Roof 2,420 4 $1000-$2500 Deductible 490 7 Fiber-Cement Siding No
2006 180,000 Membrane Roof 2,520 4 $1000-$2500 Deductible 880 9 Fiber-Cement Siding No
1972 130,000 Metal Roof 2,070 3 $1000-$2500 Deductible 150 2 Vinyl siding yes
1972 135,000 Slate Shingles Roof 1,790 3 $500 Deductible 980 8 Brick siding yes
1956 95,000 Tile Roof 1,270 3 $2500-$5000 Deductible 440 9 Wood siding No
1971 140,000 Tile Roof 2,120 3 $1000-$2500 Deductible 720 8 Vinyl siding No
1950 150,000 Shingles Roof 2,260 4 $2500-$5000 Deductible 590 9 Fiber-Cement Siding yes
2003 200,000 Shingles Roof 2,610 4 $5000 to $10,000 Deductible 890 12 Vinyl siding yes
1980 175,000 Wood Shake Roof 2,310 4 $5000 to $10,000 Deductible 740 8 Fiber-Cement Siding No
2008 110,000 Shingles Roof 2,100 3 $1000-$2500 Deductible 150 2 Vinyl siding yes
1970 135,000 Wood Shake Roof 2,220 4 $500- $1000 Deductible 530 6 Fiber-Cement Siding No
1959 110,000 Metal Roof 2,110 4 $500- $1000 Deductible 210 4 Fiber-Cement Siding No