Mineola Insurance Rates:

Mineola, NY homeowners insurance is roughly $556 to $753, about $46-$62/month. Our comprehensive research reveals consumers can save upto $262 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
At the end of the day knowing you pay money for people to have your back, it's totally worth it. liberty mutual really goes the extra mile and i recommend them to all my friends and family whenever they ask who they should turn to.
Allstate
A negative about allstate insurance is that it seems to me that my policy keeps increasing in price every so often.
Allstate
They are always quick to respond to emails. this is not often the case with large companies like my provider.
Usaa
I HAVE NOT REALLY COMPARED TO OTHERS BECAUSE I HAVE A BUNDLED INSURANCE WITH CAR AND LIFE INSURANCE TO INCLUDE AN UMBRELLA POLICY. CONVENIENT TO PAY AND TRACK VIA MONTHLY ALLOTMENTS. AT THE END OF THE YEAR USSA ALSO GIVES OUT SAVINGS LIKE A CHRISTMAS GIFT OF SORTS. SO ALL IS GOOD FOR US.
Usaa
I am easily able to contact them with anything I need. The website allows you to email the customer service department and guarantees a return call within 24 hours.
State Farm
I like their website and I really like the fact that I can talk to someone who treats me like a person. I find the payment schedule options convenient. I like the fact that they are local.
Liberty Mutual
The rate is going up each year. Other than that, no problem at all.
State Farm
I like how it was the cheapest at the time I purchased my house. I am not entirely sure if it still is but I have never had to file a claim so I am not sure how good it is.

Mineola, NY Homeowners Insurance By Home Value

Mineola, NY Home Value Total Homes % of Total Average Mineola, NY Homeowners Insurance
Less than $50,000 58 3.0% $32
$50,000 to $59,999 23 1.0% $72
$100,000 to $124,999 39 2.0% $157
$150,000 to $174,999 111 6.0% $235
$175,000 to $199,999 67 3.0% $275
$200,000 to $249,999 421 24.0% $334
$250,000 to $299,999 144 8.0% $406
$300,000 to $399,999 789 46.0% $517

Top Home Insurance Agents Near Mineola, NY

Home Insurance Company Near Mineola, NY Homeowners Insurance Agency Near Mineola, NY Address
NA Thomas, Freeman & Giglio Agency 111 W Ave, Allendale, NJ, 7401
Allstate Alba Garcia 73 Broadway, Haverstraw, NY, 10927
Liberty Mutual Independent Bender Ins Agency Inc 365 CROSSWAYS PARK DR, WOODBURY, NY, 11797
Travelers Rampart Brokerage Corp 329 HEMPSTEAD TURNPIKE, WEST HEMSTEAD, NY, 11552
Allstate Walter Skinner 1576 Front St, East Meadow, NY, 11554

Cost Of Homeowners Insurance By Street Near Mineola, NY

Streets in Mineola Area Homeowners Insurance Cost
Senate Pl, Seward Ave, E 2nd St, Gilmore St, Roderick Ln, Ferncroft Rd, Edgemere Rd, Bruce Ter, Pembrook Dr, Nancy Rd$652
Newmarket Rd, Horton Hwy, Pershing Pkwy, Krug Pl, Tullamore Rd, Plymouth Ave, Albertson Pl, Clarissa Rd, Kilburn Rd, Walker Rd$649
Norton Ave, McNeil Pl, Ter Park, Krause Pl, Simonson Rd, Wickham Rd, Windsor Ct, Berkley Rd, Woodnut Pl, Merillon Ave$656
Somerset Ave, Macatee Pl, Beebe Rd, White Rd, Vanderbilt Dr N, Dow Ave, Wardwell Rd, Meadbrook Rd, Sally Rd, Mineola Blvd$657
Skelly Pl, Sunset Ter, Latham Rd, Pilgrim St, Barwick Blvd, Horton Hwy, North Ave, Greenridge Park, Senate St, Dover Ave$658

Mineola, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mineola$97 to $100
Williston Park$99
East Williston$108
Garden City Park$101

Mineola, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Williston Park village, New York $99 $132 $198
East Williston village, New York $108 $144 $216
Garden City Park CDP, New York $101 $135 $203

Mineola, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mineola, NY2.1%5.5%
Williston Park2.04%5.53%
East Williston1.58%6.0%
Garden City Park1.7%5.64%

Mineola Renters Insurance as a Percentage of Rent

Mineola Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 34 1.0% $1218
$500 to $749 130 5.0% $1893
$750 to $999 128 5.0% $2643
$1,000 to $1,499 1,084 47.0% $3768
$1,500 or more 890 39.0% $5418

Mineola, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$6,600
Yearly Mineola Homeowner Insurance Premium Example $5,100$4,100
Out of Pocket Expense During Claim$1,600$6,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $32,200$31,200
Net Savings to Mineola Home Owner from High Deductible Plan $1,000

Mineola, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mineola, NY Home Replacement Value MORE than Home Value Mineola, NY Home Replacement Value LESS than Home Value
Replacement Value $481,500 $301,000
Insurance Premium based on Replacement Value $4,525 $2,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $129,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $1,225/year

Example Mineola Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 333331228
Year Built 197019481960
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$400000-$500000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Mineola, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 295,000 Shingles Roof 1,420 2 > $10,000 Deductible 890 6 Wood siding No
1947 795,000 Metal Roof 4,050 5 $5000 to $10,000 Deductible 3930 10 Stucco siding No
1943 505,000 Wood Shake Roof 2,150 3 > $10,000 Deductible 920 5 Brick siding No
1979 300,000 Composition Roof 1,470 3 > $10,000 Deductible 890 6 Brick siding yes
1959 780,000 Tile Roof 3,160 5 $2500-$5000 Deductible 5100 10 Fiber-Cement Siding No
1961 575,000 Shingles Roof 3,260 4 $500- $1000 Deductible 4470 9 Wood siding No
1974 240,000 Tile Roof 1,330 3 $5000 to $10,000 Deductible 400 3 Fiber-Cement Siding yes
1955 445,000 Tile Roof 2,120 3 $5000 to $10,000 Deductible 860 4 Fiber-Cement Siding yes
1974 325,000 Wood Shake Roof 1,320 2 > $10,000 Deductible 160 1 Fiber-Cement Siding yes
1952 1,035,000 Asphalt Shingles Roof 4,190 5 $2500-$5000 Deductible 600 1 Stone Siding yes
1952 435,000 Membrane Roof 2,070 3 $5000 to $10,000 Deductible 370 2 Stone Siding yes
1976 310,000 Metal Roof 1,210 2 $5000 to $10,000 Deductible 1090 7 Wood siding No
1946 900,000 Slate Shingles Roof 4,570 5 $500 Deductible 2880 5 Stucco siding No
1949 1,085,000 Shingles Roof 4,820 5 $500- $1000 Deductible 3450 5 Fiber-Cement Siding yes
1959 615,000 Metal Roof 2,450 4 > $10,000 Deductible 300 1 Stone Siding yes
1954 290,000 Shingles Roof 1,540 2 $1000-$2500 Deductible 720 3 Brick siding yes
1962 495,000 Tile Roof 1,990 5 $500- $1000 Deductible 4580 10 Stone Siding yes
1951 395,000 Composition Roof 1,550 3 $500- $1000 Deductible 1660 5 Wood siding yes
1970 360,000 Composition Roof 1,560 2 > $10,000 Deductible 2740 12 Fiber-Cement Siding yes
1947 380,000 Wood Shake Roof 1,550 2 $1000-$2500 Deductible 1160 4 Stucco siding No
1957 605,000 Metal Roof 3,330 5 $1000-$2500 Deductible 1790 4 Stone Siding yes
1960 505,000 Slate Shingles Roof 2,200 4 $1000-$2500 Deductible 1580 5 Wood siding yes
1979 340,000 Tile Roof 1,930 3 $2500-$5000 Deductible 1000 5 Wood siding yes
1963 340,000 Slate Shingles Roof 1,480 2 $2500-$5000 Deductible 1010 5 Brick siding yes
1955 315,000 Tile Roof 1,610 3 $2500-$5000 Deductible 890 6 Fiber-Cement Siding No
1972 540,000 Shingles Roof 2,290 5 $2500-$5000 Deductible 1430 5 Wood siding No