Milwaukie Insurance Rates:

Milwaukie, OR homeowners insurance is about $380 to $514, about $31-$42/month. Our detailed analysis indicates shoppers can save upto $178 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
It can be hard to get in touch with a specific agent during the day. i went there during a lunch break and could not speak to the person i needed to speak with.
Safeco Insurance
I am with safeco for auto and home due to discount. never claim home insurance, so not sure how good their home insurance is.
Progressive
My premium has been rising every year. This year by nearly 10%. I will be shopping for an alternative sometime this year.
Progressive
The customer service for this company is fantastic. Anytime I have had a questions or concern, they answered immediately and without any attitude or rudeness.
State Farm
I only don't like all the mailings they send. I don't know why they always send policy info, etc.
State Farm
Always friendly and always reliable. A call to the office always results in a timely response. They also do not bother us with unnecessary communication like promotional e-mails/calls.
Allstate
allstate insurance company was giving an nice performance to all the peoples. but it give some disqualification that in that update performance.
Travelers
I'm very satisfied with the company. Their rates are great and they always are available to answer my questions if I ever have any which I appreciate

Milwaukie, OR Homeowners Insurance By Home Value

Milwaukie, OR Home Value Total Homes % of Total Average Milwaukie, OR Homeowners Insurance
Less than $50,000 149 3.0% $44
$70,000 to $79,999 50 1.0% $143
$100,000 to $124,999 58 1.0% $210
$125,000 to $149,999 162 3.0% $259
$150,000 to $174,999 380 8.0% $308
$175,000 to $199,999 459 9.0% $357
$200,000 to $249,999 1,730 36.0% $429
$250,000 to $299,999 1,050 22.0% $522
$300,000 to $399,999 625 13.0% $666

Top Home Insurance Agents Near Milwaukie, OR

Home Insurance Company Near Milwaukie, OR Homeowners Insurance Agency Near Milwaukie, OR Address
State Farm Brian Koenig 30775 SW Boones Ferry Road, Wilsonville, OR, 97070-7822
Travelers Chet Hill Insurance 10402 NE SANDY BLVD, PORTLAND, OR, 97220
Farmers Corey Benson 1495 Commercial St NE, Salem, OR, 97301
Travelers Ernie Smith Insurance Inc 21707 Se Stark St, Gresham, OR, 97030
Allstate Nicholas Hager 1825 12th St SE Ste 140, Salem, OR, 97302

Cost Of Homeowners Insurance By Street Near Milwaukie, OR

Streets in Milwaukie Area Homeowners Insurance Cost
SE Grove Ct, SE 42nd Ct, SE 26th Ave, SE McCartney Ln, SE 41st Ct, SE Willard St, SE 43rd Ct, SE Guido Bocci Dr, SE Catalina Ln, SE 31st Ave$447
SE Main St, SE 42nd Ave, SE Rainbow Ln, SE 28th Ave, SE Willamette Ave, SE Celeste Ct, SE Woodside Ave, SE Cedar St, SE Vivaldi Cir, Chelsea St$459
SE Thompson Ct, SE Bluebird St, SE Thompson Rd, SE Alchar Dr, SE Camplan Ct, SE Wild Rose Ln, SE Ryan Ct, SE Washington Pl, SE 31st Ave, SE Harmony Dr$457
SE Furnberg St, SE Monroe St, SE 29th Ave, SE Pembroke Ct, 37th Ave, SE Franklin St, SE Railroad Ave, SE Maple St, SE Silver Springs Rd, SE Sherry Ln$448
SE Sequoia Pl, SE Leone Ln, SE Harney Dr-Johnson Creek Blvd Aly, SE Hunter Ct, SE Woodhaven St, SE Laurel St, SE Harmony Rd, SE Llewellyn St, SE Kuehls Way, SE Somewhere Dr$448
SE Heather Ct, SE Elderberry Ln, SE View Acres Rd, SE Mintone Dr, SE 30th Ave, SE Ryan St, SE Vernie Ct, SE Apple St, SE Wister St, SE Llewellyn St$457
SE Pennywood Ct, SE 28th Ave, SE Beckman Ave, SE Oatfield Ct, SE Ryan Ave, SE Fieldcrest St, SE 72nd Ave, SE Aldercrest Ln, SE Edison St, SE Determan Ct$459
SE Plum Dr, SE Oak St, 43rd Ave, SE 31st Ave, SE Wabash Ave, SE Kuehn Ct, SE Southgate St, SE 19th Ave, SE Courtney Ave, SE 44th Ave$455
SE Ash Ct, SE Stubb St, SE Sunnyside Dr, SE Dove St, SE 53rd Ave, SE Carmel Ct, SE Snowberry Ct, SE Sherrett St, SE Birch Ave, SE Elsewhere Ln$447
SE Willow Ln, SE Oris Ln, SE Wilshire St, SE Meek St, SE Lakewood Dr, SE Norbert Dr, SE 34th Ave, SE Hazel Pl, SE Kronberg Ave, SE Tiara Dr$453

Milwaukie, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milwaukie$66 to $69
Oak Grove$67
Oatfield$68
Johnson City$61

Milwaukie, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oak Grove CDP, Oregon $68 $90 $135
Oatfield CDP, Oregon $68 $91 $137
Johnson City city, Oregon $61 $81 $122

Milwaukie, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milwaukie, OR2.3%7.4%
Oak Grove2.24%7.52%
Oatfield2.05%7.39%
Johnson City3.33%5.55%

Milwaukie Renters Insurance as a Percentage of Rent

Milwaukie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 134 3.0% $336
$200 to $299 56 1.0% $786
$300 to $499 153 4.0% $1236
$500 to $749 764 21.0% $1911
$750 to $999 1,391 38.0% $2661
$1,000 to $1,499 954 26.0% $3786
$1,500 or more 180 4.0% $5436

Milwaukie, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Milwaukie Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Milwaukie Home Owner from High Deductible Plan $600

Milwaukie, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milwaukie, OR Home Replacement Value MORE than Home Value Milwaukie, OR Home Replacement Value LESS than Home Value
Replacement Value $285,500 $201,000
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Milwaukie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 372171
Year Built 196719451988
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$125000-$150000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Milwaukie, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 215,000 Asphalt Shingles Roof 1,670 2 $500 Deductible 130 3 Fiber-Cement Siding No
1973 245,000 Tile Roof 1,650 2 $5000 to $10,000 Deductible 220 5 Stone Siding yes
1941 250,000 Membrane Roof 1,920 3 $500- $1000 Deductible 410 7 Stone Siding yes
1988 310,000 Wood Shake Roof 2,400 4 $500- $1000 Deductible 680 10 Vinyl siding yes
1989 100,000 Wood Shake Roof 980 2 $1000-$2500 Deductible 90 6 Fiber-Cement Siding yes
1940 475,000 Metal Roof 3,200 4 $1000-$2500 Deductible 550 4 Vinyl siding yes
1948 325,000 Tile Roof 2,290 3 $500- $1000 Deductible 160 2 Fiber-Cement Siding No
2008 120,000 Tile Roof 1,100 2 $500 Deductible 110 4 Brick siding yes
1984 310,000 Composition Roof 3,060 4 $500 Deductible 670 6 Vinyl siding yes
1964 235,000 Slate Shingles Roof 1,830 4 $2500-$5000 Deductible 240 6 Wood siding No
2007 260,000 Shingles Roof 2,530 5 $5000 to $10,000 Deductible 50 1 Wood siding yes
1968 250,000 Slate Shingles Roof 2,380 4 $500 Deductible 420 8 Stucco siding yes
1976 305,000 Membrane Roof 2,090 3 > $10,000 Deductible 210 7 Vinyl siding No
1972 175,000 Shingles Roof 1,300 2 $1000-$2500 Deductible 160 5 Vinyl siding No
1979 445,000 Shingles Roof 3,610 5 $5000 to $10,000 Deductible 250 3 Brick siding No
1946 395,000 Membrane Roof 2,880 4 $2500-$5000 Deductible 200 3 Stucco siding yes
1974 550,000 Composition Roof 3,780 5 > $10,000 Deductible 580 8 Wood siding No
1980 700,000 Slate Shingles Roof 4,810 5 $5000 to $10,000 Deductible 890 7 Stone Siding yes
1949 305,000 Slate Shingles Roof 2,180 3 $500 Deductible 680 9 Stone Siding No
1942 275,000 Shingles Roof 2,290 4 $500 Deductible 550 9 Stucco siding No
1946 150,000 Slate Shingles Roof 1,280 2 $500 Deductible 30 1 Brick siding yes
1941 165,000 Metal Roof 1,560 3 $500 Deductible 160 4 Vinyl siding No
1964 400,000 Wood Shake Roof 3,040 4 $1000-$2500 Deductible 190 3 Stucco siding yes
2007 225,000 Slate Shingles Roof 1,520 2 $500- $1000 Deductible 180 5 Brick siding No
1967 165,000 Composition Roof 1,090 2 $2500-$5000 Deductible 340 12 Stucco siding yes
1967 460,000 Tile Roof 3,180 4 > $10,000 Deductible 340 6 Fiber-Cement Siding yes
1944 260,000 Wood Shake Roof 2,090 3 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
1977 300,000 Slate Shingles Roof 2,360 3 $500 Deductible 150 2 Vinyl siding yes
1949 270,000 Shingles Roof 2,000 4 > $10,000 Deductible 290 7 Stone Siding yes
1948 440,000 Tile Roof 4,210 5 > $10,000 Deductible 50 1 Brick siding yes
1969 290,000 Shingles Roof 2,140 3 $5000 to $10,000 Deductible 140 3 Stucco siding yes