Milwaukee Insurance Rates:

Milwaukee, WI homeowners insurance is approximately $539 to $728, about $44-$60/month. Our comprehensive guide reveals consumers can save as much as $253 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I appreciate that my agent is always there for me. I can turn to him with any questions and he will be quick to respond and offer any advice and next steps should I need them.
American Family
The only thing that is messy is when we get a letter saying we haven't paid our premium because the trailer people haven't sent it yet.
State Farm
We live in a rural area without a close fire hydrant and our fire department is the volunteer so I understand the reason that it is more expensive than others.
Farm Bureau
The agents are always personable and easy to deal with. I can make insurance adjustments quickly and efficiently. Never have any trouble with this company.
State Farm
Their lack of digital customer service. I do like to be able to view/pay and ask questions in an online format rather than waiting on the telephone for a person.
American National Property And Casualty Company
the company is truthful and will pay claims in a quick manner, I do not doubt that they will pay any claims that I have
Farm Bureau
I like that I can pay my premiums online, but they have a local office that I can visit to speak to someone about any situation or concerns I have.
Geico
I have never had a reason to be dissatisfied with my insurance company. I think that I can rely on them if I needed to, and that's what's most important.
Erie Insurance
The premiums are high, but I don't know what other companies charge so I can't say that they are more expensive than other ones are. I guess homeowners insurance is just expensive overall.
Allstate
We've had our claims handled well and quickly, and the premiums are in line with the best offerings when we shop around each year. We have a few claim items that make getting additional coverage difficult for a few more years, which has led to some annoyances when we need to extend coverage, but other than that things have worked out reasonably well.
State Farm
If there has been hail and we want the adjuster to see if there was damage, it counts as a claim on our account. I don't like that. Overall, though, I feel like State Farm will be there in an emergency.
Wisconsin Mutual Insurance
Overall, I really like the open communication, honesty, and attention to detail. The company really tries hard to make sure that customers feel empowered and cared for. Overall, that is the biggest draw for me.
Travelers
If I had to say something about dislikes, I guess it would be that the price seems a little high and the website could be better.
State Farm
always handle my claims fairly, I know them so I can trust their recommendations, honest good people to work with
West Bend Mutual Insurance
The part that I dislike about the company is that they tend to be very hands-off with communication outside of when you get a claim. I get mailings every now and then, but I wish there was a way to know what is going throughout the month. I also wish they had a better app for claims. The app they have is more for information and less for services.
Wisconsin Mutual Insurance
i do not like a bit the policy he uses to reimburse money or replace an item that covers the insurance
Geico
Very quick with claims. adjuster always showed up on time and helped me with all my questions. professional and courteous
State Farm
I don't like that my insurance company is constantly trying to find loopholes in my policy to get out of helping me and paying claims when they are wrong.
State Farm
I like that they have a twenty-four hours hotline and can be also reached via chat through the app.
Grange Insurance
Since I have been with this same company for quite some time, they have always been very prompt with their reactions to the claims we have made over the years. They try very hard to ensure we are satisfied with the outcome.
Pekin Insurance
Pekin insurance was very helpful in switching our homeowner's insurance coverage to our new home, on time, when my family and i moved into our new home in december of 2016.
Grange Insurance
I saved about $100 on my house insurance but saved $400 on my car. That is the main reason I switched.
Grange Insurance
I feel like it could be a little better and it's partly my fault because of my credit score being very low I don't get the best rates from anyone

Milwaukee, WI Homeowners Insurance By Home Value

Milwaukee, WI Home Value Total Homes % of Total Average Milwaukee, WI Homeowners Insurance
Less than $50,000 5,293 5.0% $114
$50,000 to $59,999 2,741 2.0% $247
$60,000 to $69,999 3,459 3.0% $304
$70,000 to $79,999 4,816 4.0% $348
$80,000 to $89,999 6,405 6.0% $399
$90,000 to $99,999 6,277 6.0% $443
$100,000 to $124,999 16,181 16.0% $513
$125,000 to $149,999 15,744 15.0% $646
$150,000 to $174,999 16,860 16.0% $760
$175,000 to $199,999 8,807 8.0% $881
$200,000 to $249,999 7,931 7.0% $1058
$250,000 to $299,999 3,633 3.0% $1293
$300,000 to $399,999 1,904 1.0% $1648

Top Home Insurance Agents Near Milwaukee, WI

Home Insurance Company Near Milwaukee, WI Homeowners Insurance Agency Near Milwaukee, WI Address
Travelers Clavette Insurance Agency Inc 11000 W JANESVILLE RD, HALES CORNERS, WI, 53130
Erie Dominguez Insurance Agency 2016 W Howard Avenue, Milwaukee, WI, 53221
Allstate Ivan Eddy 708 W Rollins Rd, Round Lake Beach, IL, 60073
State Farm John Kurhajec 1125 Main Street, Union Grove, WI, 53182-1302
Travelers Long Insurance Management 6830 W VILLARD AVE STE 170, MILWAUKEE, WI, 53218

Cost Of Homeowners Insurance By Street Near Milwaukee, WI

Streets in Milwaukee Area Homeowners Insurance Cost
Venus Ct, Seven Pines Way, Raintree Ct, Heritage Pkwy, Rainberry Ct, Neptune Dr, Farm Valley Ct, Huckleberry Ct, Snow Hill Ct, Emerald Ln$699
Crabtree Ln, Windsong Ct, Wooded Hills Dr, Lyle Ln, Knollcrest Cir, Berrywood Ct, Honeysuckle Ln, Bel Aire Ln, Meadow Gate Ct, Cherry Ln$715
Buckthorn Dr, Sunberry Ct, Sunvalley Trl, Still Water Ct, Bradley Way, Heritage Hills Ct, Hidden Pond Ct, Ridewood Ln, Heritage Hills Pkwy, Twin Meadows Dr$709
Quiet Creek Ct, S Country Aire Dr, N Wausaukee Rd, Rogers Dr, Ridgefield Rd, Whethersfield Ct, Overlook Ct, Donges Bay Rd, Pilgrim Rd, Rimrock Rd$712
Windsong Cir E, Crimson Rd, Wilson Cir, Tree Tops Dr, Sun Valley Trl, White Pine Ct, Strawgrass Ln, Burning Bush Ct, Sunburst Ct, High Ridge Ct$700

Milwaukee, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milwaukee$94 to $97
Wauwatosa$100
West Milwaukee$94
Shorewood$105

Milwaukee, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wauwatosa city, Wisconsin $101 $134 $201
West Milwaukee village, Wisconsin $95 $126 $189
Shorewood village, Wisconsin $105 $140 $210

Milwaukee, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milwaukee, WI3.8%9.6%
Wauwatosa3.17%8.33%
West Milwaukee3.71%9.35%
Shorewood2.7%6.27%

Milwaukee Renters Insurance as a Percentage of Rent

Milwaukee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,667 1.0% $339
$200 to $299 4,124 3.0% $789
$300 to $499 9,656 7.0% $1239
$500 to $749 43,200 34.0% $1914
$750 to $999 39,898 32.0% $2664
$1,000 to $1,499 22,097 17.0% $3789
$1,500 or more 3,859 3.0% $5439

Milwaukee, WI Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
53218 $99,200 $630
53204 $88,800 $620
53205 $78,800 $620
53206 $75,000 $610
53233 $73,300 $610
53217 $298,000 $710
53203 $293,000 $720
53202 $230,300 $680
53220 $167,500 $650
53227 $165,500 $660
53224 $161,600 $660
53221 $160,100 $650
53235 $158,800 $660
53222 $155,700 $650
53219 $154,100 $650
53208 $146,600 $640
53223 $144,600 $650
53225 $143,200 $650
53212 $131,000 $630
53210 $125,200 $630
53209 $115,800 $630
53216 $113,900 $630

Milwaukee, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Milwaukee Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Milwaukee Home Owner from High Deductible Plan $600

Milwaukee, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milwaukee, WI Home Replacement Value MORE than Home Value Milwaukee, WI Home Replacement Value LESS than Home Value
Replacement Value $399,000 $221,000
Insurance Premium based on Replacement Value $1,550 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $86,000 Risk Exposure from Under Insuring Coverage is $92,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Milwaukee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceNationwide InsuranceGEICO Insurance
Monthly Premium 704052
Year Built 195919661974
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$100000-$125000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Milwaukee, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 395,000 Slate Shingles Roof 4,030 5 $500 Deductible 1510 9 Wood siding yes
1962 120,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 390 10 Stucco siding yes
1941 160,000 Asphalt Shingles Roof 1,980 4 $1000-$2500 Deductible 180 4 Stucco siding yes
1942 190,000 Membrane Roof 1,930 3 $2500-$5000 Deductible 140 3 Brick siding No
1971 145,000 Asphalt Shingles Roof 1,550 2 $1000-$2500 Deductible 50 2 Vinyl siding No
1976 335,000 Asphalt Shingles Roof 4,760 5 $1000-$2500 Deductible 1330 12 Wood siding No
1977 350,000 Wood Shake Roof 4,310 5 $1000-$2500 Deductible 690 7 Stucco siding yes
1956 110,000 Shingles Roof 1,280 3 $1000-$2500 Deductible 180 5 Stucco siding No
1954 330,000 Metal Roof 3,280 5 > $10,000 Deductible 140 3 Vinyl siding yes
1965 135,000 Metal Roof 1,670 2 $500- $1000 Deductible 280 8 Fiber-Cement Siding yes
1944 105,000 Composition Roof 1,280 3 $500 Deductible 40 1 Stone Siding No
1957 195,000 Asphalt Shingles Roof 2,270 4 $1000-$2500 Deductible 550 10 Stucco siding yes
1978 100,000 Tile Roof 1,320 2 $500- $1000 Deductible 50 2 Fiber-Cement Siding yes
1960 220,000 Metal Roof 3,160 4 $2500-$5000 Deductible 270 6 Stone Siding yes
1977 240,000 Composition Roof 2,990 5 > $10,000 Deductible 550 10 Fiber-Cement Siding yes
1962 150,000 Asphalt Shingles Roof 1,710 3 $500- $1000 Deductible 250 5 Brick siding yes
1947 125,000 Shingles Roof 1,600 2 $1000-$2500 Deductible 310 10 Wood siding No
1967 280,000 Tile Roof 2,740 4 $500 Deductible 960 12 Stucco siding yes
1959 325,000 Tile Roof 3,380 4 $1000-$2500 Deductible 740 9 Brick siding yes
1945 220,000 Metal Roof 2,900 4 $500 Deductible 80 1 Brick siding yes
1966 170,000 Slate Shingles Roof 1,880 3 $500- $1000 Deductible 160 4 Wood siding No
1975 365,000 Shingles Roof 4,760 5 > $10,000 Deductible 770 10 Stone Siding yes
1950 195,000 Shingles Roof 2,220 5 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
1943 110,000 Slate Shingles Roof 1,290 3 $500- $1000 Deductible 380 9 Stucco siding yes
1957 85,000 Asphalt Shingles Roof 1,192 2 $2500-$5000 Deductible 230 9 Brick siding yes