Milton Insurance Rates:

Milton, NY homeowners insurance is about $512 to $695, about $42-$57/month. Our thorough guide shows customers can save upto $241 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the fact that i have a local agent. if i have a problem, i can go into his office and he will help me solve the problem.
Esurance
I do not like that occasionally, my premium price will increase without advanced notice or detailed explanation.
Usaa
They insure active duty and military veterans and are run by them also. their board of directors is mostly former military officers.
Erie Insurance
I believe that I get a much better deal with Erie insurance than with other companies for the same coverage. Previously, I was with Traveler's and paid $750 per year and before that, I was with Allstate and paid around the same ($750). Know I'm paying less compared to others
Farmer's Insurance
Again, our agent treats us like family and always has. I have always had a good experience going to him no matter what the question is.
Usaa
I HAVE ONLY SPOKE WITH USAA ABOUT MY PREMIUMS AND HAVE HAD NO PROBLEMS. I HAVE NOT HAD TO DEAL WITH THEM ON A CLAIM
Erie Insurance
The premium is very high. Other companies offer insurance for a lower premium. I am not sure about switching to another company.

Milton, NY Homeowners Insurance By Home Value

Milton, NY Home Value Total Homes % of Total Average Milton, NY Homeowners Insurance
Less than $50,000 1,288 24.0% $78
$50,000 to $59,999 97 1.0% $169
$80,000 to $89,999 99 1.0% $277
$90,000 to $99,999 57 1.0% $308
$100,000 to $124,999 244 4.0% $356
$125,000 to $149,999 261 4.0% $446
$150,000 to $174,999 536 10.0% $531
$175,000 to $199,999 598 11.0% $610
$200,000 to $249,999 930 17.0% $736
$250,000 to $299,999 586 10.0% $899
$300,000 to $399,999 613 11.0% $1147

Top Home Insurance Agents Near Milton, NY

Home Insurance Company Near Milton, NY Homeowners Insurance Agency Near Milton, NY Address
NA C H Mcnally & Son, Inc. 3909 State Route 67 , Eagle Bridge, NY, 12057
Allstate Canape Insurance Agencies Group Inc 60 Prospect St, Amsterdam, NY, 12010
Nationwide Daniel Mandel 225 State St. Suite 112, Schenectady, NY, 12305-1800
Travelers Henke Warren Insurance Agency Inc 26 HOPE PLAZA, WEST COXSACKIE, NY, 12192
Travelers Prins Agency Inc 56 SOUTH MAIN STREET, CASTLETON, NY, 12033

Cost Of Homeowners Insurance By Street Near Milton, NY

Streets in Milton Area Homeowners Insurance Cost
Texacana Rd, Crestline Dr, Trottingham Dr, Notty Pine Rd, Salem Dr, Margaret Dr N, Freedom Ct, Fairground Ave, Trieble Ave, Dewar Rd$613
Vichy Dr, County Farm Rd, Franklin St, Atomic Project Rd, Whipple Tree Rd, Columbia Ave, Skylark Dr, Fenwick St, Rock City Rd, Mc Crey Dr$608
la Rose Ln, Leahy Ln, Birchtree Ln, Van Brummel Ln, Red Oak Ln, West St, Beech, Trottingham Rd, Coachman Dr, Van Buren St$605
Russell St, Wood Rd, Hallak Dr, Red Coach Trl, Palmer St, Marshall Pl, Thompson St, Margaret Dr S, Beach St, Margaret Dr$606
Ediface Way, Lowell St, Columbia Ave, Knollwood Hollow Ter, Whitetail Ct, Antler Ct, Old Glory Ln, Columbia Ave Exd, Morning Kill Run, Co Rd 50$602

Milton, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milton$90 to $92
North Ballston Spa$90
Saratoga County$91
Saratoga Springs$93

Milton, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Ballston Spa CDP, New York $75 $100 $150
Ballston Spa village, New York $76 $101 $151
Saratoga County, New York $77 $102 $153

Milton, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milton, NY3.2%9.0%
North Ballston Spa3.58%11.31%
Ballston Spa3.18%8.59%
Saratoga County3.01%8.81%

Milton Renters Insurance as a Percentage of Rent

Milton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 39 2.0% $1242
$500 to $749 436 26.0% $1917
$750 to $999 571 35.0% $2667
$1,000 to $1,499 396 24.0% $3792
$1,500 or more 168 10.0% $5442

Milton, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Milton Homeowner Insurance Premium Example $3,800$3,000
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $27,700$26,100
Net Savings to Milton Home Owner from High Deductible Plan $1,600

Milton, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milton, NY Home Replacement Value MORE than Home Value Milton, NY Home Replacement Value LESS than Home Value
Replacement Value $245,000 $157,500
Insurance Premium based on Replacement Value $2,300 $1,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $350/year

Example Milton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualErie Insurance
Monthly Premium 20270113
Year Built 194920062010
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Milton, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 140,000 Tile Roof 1,290 3 $2500-$5000 Deductible 840 12 Fiber-Cement Siding yes
2009 265,000 Membrane Roof 2,910 5 > $10,000 Deductible 640 5 Vinyl siding yes
2003 125,000 Tile Roof 1,320 2 $2500-$5000 Deductible 110 2 Stucco siding No
2009 150,000 Tile Roof 1,410 2 $2500-$5000 Deductible 960 9 Stone Siding No
1985 400,000 Composition Roof 4,620 5 $2500-$5000 Deductible 860 3 Vinyl siding yes
1986 115,000 Wood Shake Roof 1,230 2 $2500-$5000 Deductible 390 6 Fiber-Cement Siding No
2008 95,000 Slate Shingles Roof 990 2 $1000-$2500 Deductible 450 7 Brick siding No
2010 165,000 Membrane Roof 1,450 3 $500 Deductible 1060 7 Stone Siding yes
2013 220,000 Composition Roof 2,380 3 $1000-$2500 Deductible 1600 12 Wood siding No
1982 240,000 Metal Roof 1,970 3 $500 Deductible 1870 10 Brick siding yes
1944 240,000 Shingles Roof 2,620 4 $5000 to $10,000 Deductible 730 6 Fiber-Cement Siding No
2007 155,000 Membrane Roof 1,710 3 $500 Deductible 330 3 Stone Siding yes
2011 195,000 Membrane Roof 2,320 4 $2500-$5000 Deductible 110 1 Brick siding yes
1940 205,000 Tile Roof 1,930 3 $500 Deductible 200 1 Vinyl siding yes
2014 150,000 Membrane Roof 1,760 4 $500 Deductible 120 1 Stone Siding No
1990 395,000 Composition Roof 3,200 5 $500- $1000 Deductible 2930 10 Vinyl siding No
1982 280,000 Asphalt Shingles Roof 3,160 5 $5000 to $10,000 Deductible 1920 10 Stucco siding No
2000 145,000 Metal Roof 1,580 2 $500 Deductible 1390 12 Brick siding yes
1998 500,000 Wood Shake Roof 4,920 5 $1000-$2500 Deductible 1530 5 Brick siding No
1947 220,000 Slate Shingles Roof 1,830 3 $500- $1000 Deductible 890 5 Wood siding yes
2014 100,000 Shingles Roof 1,100 2 $500- $1000 Deductible 290 5 Vinyl siding yes
1989 110,000 Metal Roof 1,150 2 $500 Deductible 140 2 Stucco siding yes
1991 105,000 Metal Roof 930 2 $2500-$5000 Deductible 160 3 Fiber-Cement Siding No
1941 130,000 Wood Shake Roof 1,350 2 $500- $1000 Deductible 490 6 Stucco siding yes
2009 250,000 Tile Roof 2,650 4 $1000-$2500 Deductible 350 2 Wood siding yes
1986 500,000 Tile Roof 4,890 5 $1000-$2500 Deductible 3850 12 Vinyl siding yes
1990 110,000 Tile Roof 1,060 2 $500- $1000 Deductible 290 3 Wood siding No
2000 180,000 Metal Roof 1,900 4 $500- $1000 Deductible 860 6 Vinyl siding yes
1943 365,000 Membrane Roof 3,530 5 > $10,000 Deductible 1420 12 Stucco siding No
2002 185,000 Slate Shingles Roof 1,800 3 $5000 to $10,000 Deductible 190 2 Stone Siding No
1981 155,000 Metal Roof 1,490 2 $1000-$2500 Deductible 930 8 Stucco siding No