Milton Insurance Rates:

Milton, FL homeowners insurance is nearly $960 to $1,310, about $80-$109/month. Our extensive analysis shows customers can save as much as $454 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Milton, FL Homeowners Insurance By Home Value

Milton, FL Home Value Total Homes % of Total Average Milton, FL Homeowners Insurance
Less than $50,000 261 10.0% $261
$50,000 to $59,999 125 4.0% $556
$60,000 to $69,999 167 6.0% $681
$70,000 to $79,999 104 4.0% $794
$80,000 to $89,999 309 12.0% $896
$90,000 to $99,999 217 8.0% $1010
$100,000 to $124,999 358 14.0% $1169
$125,000 to $149,999 274 10.0% $1452
$150,000 to $174,999 345 13.0% $1725
$175,000 to $199,999 181 7.0% $1986
$200,000 to $249,999 88 3.0% $2394
$250,000 to $299,999 31 1.0% $2928
$300,000 to $399,999 65 2.0% $3722

Top Home Insurance Agents Near Milton, FL

Home Insurance Company Near Milton, FL Homeowners Insurance Agency Near Milton, FL Address
NA Gilmore Insurance & Bonding, Inc. 8141 Pkwy, Navarre, FL, 32566
NA Whitehaven Insurance Group 18880 Hwy 181 18880 Hwy 181 , Fairhope, AL, 36532
NA Jay Newman Insurance 2930B Langley Rd , Pensacola, FL, 32504
NA Thompson-Walden Insurance 4761 N 9Th Ave, Pensacola, FL, 32503
State Farm Ken Kincaid Jr 5259 Stewart St, Milton, FL, 32570-4769

Cost Of Homeowners Insurance By Street Near Milton, FL

Streets in Milton Area Homeowners Insurance Cost
Yale Ln, Hearn St, Hunt Ct, Red Pine St, Lyons Dr, Mapleton St, Doyle St, Pecan St, 3rd Ave, Pond View Dr$1,119
Ponderosa Rd, Susan Ct, Aprilbrook Ln, Pine Baron Rd, Redoak Ln, Mitchell Rd, Balaton Ave, Branding Iron Ln, Peachtree St, Plymouth St$1,145
Robie Rd, Jennifer Ln, Lee St, Alicia Dr, Endeavor Ct, Putters Ln, Pin Oak Ave, 2nd Ave, Admirals Rd, Elm Tree Dr$1,135
Jeremy Dr, Cadiz St, Watkins St, Sunburst Ln, Drake Ln, Byrom St, Cherry St, Jade Moon Cir, School Ln, Rose St$1,120
Sanders St, Marcus Cir, Grace St, Stewart St, Anthony Ave, Lonesome Pine Ln, Long St, King Oaks Mobile Home Park, Tributary Dr, Taylor St$1,122
Knight St, Golden Dr, Sandy Creek Ln, Clayton Ln, Cecelia Ct, Castle Dr, Simpson Rd, Dixie Rd, Doctors Park, Fast Gun Ln$1,166
Jenny Cir, Moose Rd, Palmetto Pl, Hamilton St, Swanner Rd, Pomeral Summit, Friendly St, Foxglove Rd, Fox Run Dr, Maryland Ln$1,155
Willard Norris Rd, Andrea Ln, Mundy Ln, Camellia St, Emerald Forest Dr, Seminole Trl, Robin Hood Rd, Crowder Dr, Doris St, White Tail Ct$1,171
Arcadia St, Harvest Way, Can Trail Pl, Briarwood Ave, Pebble Ridge Dr, Ameretto Dr, Stokes St, Country Squire Dr, Baxley Rd, Crest Dr$1,157
Ridgefield Ct, Richbriar Rd, Hungaria Ave, Steriling Way, Breezway Creek, Henry Wilson Creek Dr, Bayside Blvd, Azalea Ave, Shore Ln, Tar Plant Rd$1,134

Milton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milton$169 to $171
Point Baker$172
Skyline$173
Pea Ridge$171

Milton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Point Baker CDP, Florida $173 $230 $345
Skyline CCD, Santa Rosa County, Florida $173 $231 $347
Pea Ridge CDP, Florida $171 $228 $342

Milton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milton, FL8.8%25.4%
Point Baker10.2%24.64%
Skyline8.02%24.37%
Pea Ridge8.36%25.82%

Milton Renters Insurance as a Percentage of Rent

Milton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 106 6.0% $796
$300 to $499 113 6.0% $1246
$500 to $749 402 24.0% $1921
$750 to $999 549 33.0% $2671
$1,000 to $1,499 402 24.0% $3796
$1,500 or more 44 2.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Milton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Fidelity Insurance $2,610
150,000 27 YES American Integrity Insurance $1,674
150,000 27 YES Citizens Property Insurance $1,460
150,000 27 YES Safeway Property Insurance $1,532
300,000 12 NA Security First Insurance $2,481
300,000 12 NA Stillwater Property And Casualty Insurance $1,764
300,000 12 NA Tower Hill Prime Insurance $2,288

Milton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Milton Homeowner Insurance Premium Example $3,600$3,100
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $19,800$19,300
Net Savings to Milton Home Owner from High Deductible Plan $500

Milton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milton, FL Home Replacement Value MORE than Home Value Milton, FL Home Replacement Value LESS than Home Value
Replacement Value $161,000 $117,500
Insurance Premium based on Replacement Value $3,700 $2,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $525/year

Example Milton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 90226150
Year Built 198120141975
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Milton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 120,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 1200 9 Stone Siding No
1998 115,000 Slate Shingles Roof 1,570 2 $1000-$2500 Deductible 410 3 Wood siding No
1977 95,000 Membrane Roof 1,550 3 $500 Deductible 1140 8 Brick siding No
2000 135,000 Wood Shake Roof 2,090 3 $500- $1000 Deductible 1760 8 Stone Siding No
2002 280,000 Wood Shake Roof 3,590 5 $500- $1000 Deductible 3290 8 Stone Siding yes
1982 225,000 Shingles Roof 3,010 5 $2500-$5000 Deductible 2220 9 Vinyl siding yes
1974 180,000 Wood Shake Roof 2,220 5 $500 Deductible 1610 5 Vinyl siding No
2012 150,000 Asphalt Shingles Roof 2,090 3 $2500-$5000 Deductible 1660 12 Stucco siding yes
1991 135,000 Shingles Roof 2,250 3 $500- $1000 Deductible 880 4 Vinyl siding yes
2004 330,000 Metal Roof 4,280 5 $5000 to $10,000 Deductible 1890 8 Stone Siding No
1991 95,000 Slate Shingles Roof 1,320 3 $1000-$2500 Deductible 1440 12 Vinyl siding yes
2013 110,000 Slate Shingles Roof 1,620 2 $2500-$5000 Deductible 560 6 Stone Siding No
1971 110,000 Metal Roof 1,490 2 $500 Deductible 2030 12 Stone Siding No
1975 300,000 Metal Roof 4,420 5 $1000-$2500 Deductible 2630 5 Stone Siding yes
1979 95,000 Shingles Roof 1,300 2 $500 Deductible 150 1 Fiber-Cement Siding No
1999 75,000 Wood Shake Roof 1,200 3 $1000-$2500 Deductible 190 2 Vinyl siding yes
2010 100,000 Slate Shingles Roof 1,560 3 $500 Deductible 360 2 Wood siding yes
1967 130,000 Wood Shake Roof 1,640 2 $2500-$5000 Deductible 200 1 Wood siding No
2003 120,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 1570 10 Wood siding yes
2001 115,000 Membrane Roof 1,710 5 $2500-$5000 Deductible 1480 9 Vinyl siding No
1994 165,000 Wood Shake Roof 2,550 4 $500 Deductible 2960 9 Stucco siding No
1969 250,000 Shingles Roof 3,130 4 > $10,000 Deductible 1110 5 Stucco siding yes
1996 215,000 Slate Shingles Roof 3,610 5 $5000 to $10,000 Deductible 420 2 Vinyl siding yes
1980 100,000 Wood Shake Roof 1,390 2 $2500-$5000 Deductible 850 9 Brick siding yes
1968 130,000 Composition Roof 1,560 2 $500- $1000 Deductible 1760 7 Fiber-Cement Siding No
2012 200,000 Asphalt Shingles Roof 2,450 4 $2500-$5000 Deductible 1100 5 Wood siding yes
1991 175,000 Composition Roof 2,170 3 $5000 to $10,000 Deductible 430 2 Stone Siding yes
1988 180,000 Tile Roof 2,230 3 $5000 to $10,000 Deductible 1730 10 Fiber-Cement Siding yes
2010 95,000 Slate Shingles Roof 1,480 2 $2500-$5000 Deductible 1440 12 Brick siding yes
1996 170,000 Composition Roof 2,920 4 $1000-$2500 Deductible 1790 6 Brick siding yes
1962 55,000 Shingles Roof 940 2 $500- $1000 Deductible 950 12 Fiber-Cement Siding yes