Milpitas Insurance Rates:

Milpitas, CA homeowners insurance is approximately $554 to $752, about $46-$62/month. Our all inclusive guide shows customers can save as much as $261 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The price for my monthly coverage is acceptable and low. covers any and all damages. repairs are often offered at a discount due to company affiliation.
State Farm
State farm is so greedy!!! they charge me a ridiculous amount of money for the coverage they offer. i have never been involved in an accident.
State Farm
The insurance company is pretty great because it caters to my needs and tries to help me out in the best possible way.
Allstate
I like that you can just chat with them online instead of having to call and listen to a robot for 20 minutes.
Farmer's Insurance
The care that goes to my needs, the service offered, as well as the prices for the premium given the coverage value.
Progressive
The customer service is sup bar. They don't reach out to us and send us our information that should arrive every 6 months. We have to call them as ask them if we need something. And if something is expiring they don't even tell us they let us go around expired.

Milpitas, CA Homeowners Insurance By Home Value

Milpitas, CA Home Value Total Homes % of Total Average Milpitas, CA Homeowners Insurance
Less than $50,000 260 9.0% $26
$50,000 to $59,999 52 1.0% $58
$60,000 to $69,999 74 2.0% $78
$80,000 to $89,999 82 3.0% $97
$100,000 to $124,999 120 4.0% $130
$125,000 to $149,999 30 1.0% $163
$150,000 to $174,999 87 3.0% $195
$175,000 to $199,999 122 4.0% $222
$200,000 to $249,999 227 8.0% $267
$250,000 to $299,999 286 10.0% $333
$300,000 to $399,999 1,240 47.0% $424

Top Home Insurance Agents Near Milpitas, CA

Home Insurance Company Near Milpitas, CA Homeowners Insurance Agency Near Milpitas, CA Address
State Farm Dennis Casagrande 801 Srv Blvd Ste A, Danville, CA, 94526-4027
State Farm Don Lehr 206 Spear St, San Francisco, CA, 94105-1613
State Farm Donna Dilorenzo 1777 Saratoga Ave Ste 100, San Jose, CA, 95129-5210
State Farm Mike Soutas 14120 Blossom Hill Rd, Los Gatos, CA, 95032-5118
Travelers Norman Spencer 501 W WEBER AVE SUITE 300B, STOCKTON, CA, 95203

Cost Of Homeowners Insurance By Street Near Milpitas, CA

Streets in Milpitas Area Homeowners Insurance Cost
Calera Creek Heights Dr, Greentree Way, Carlo St, Piper Dr, Cameron Cir, Berryessa St, Junction Ave, Folsom Cir, W Plumeria Dr, Fontainbleu Ct$639
Nieves St, 11th Ave, Vista Ridge Dr, Woodland Ct, Beaumere Way, Pacifica Way, Alcosta Dr, Matterhorn Ct, Rodrigues Ave, el Camino Higuera$665
Remuda Ln, Greenwood Way, Fontainbleu Ave, Lynwood Ter, Casper St, Girard Dr, Galleria Dr, View Dr, Santa Rita Rd, Loch Lomond Ct$672
Fieldcrest Dr, Spring Valley Ln, Luz del Sol Lp, Bordeaux Dr, Overture Ct, Glenview Ct, Nicklaus Ave, Park Hill Dr, W Montague Expy, Curtis Ave$640
Douglas Ct, Park Heights Dr, Sinnott Ln, Aberdeen Way, Findley Dr, Golden Hills Dr, Norteck Pkwy, Beresford Ct, Terra Bella Dr, Corinthia Dr$672

Milpitas, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milpitas$97 to $100
East Foothills$99
Alum Rock$95
San Jose$100

Milpitas, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Foothills CDP, California $83 $111 $166
Alum Rock CDP, California $80 $106 $159
Santa Clara city, California $83 $111 $166

Milpitas, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milpitas, CA2.0%10.2%
East Foothills1.75%10.62%
Alum Rock2.02%14.02%
Santa Clara1.9%13.98%

Milpitas Renters Insurance as a Percentage of Rent

Milpitas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 141 2.0% $1221
$500 to $749 318 5.0% $1896
$750 to $999 351 5.0% $2646
$1,000 to $1,499 1,490 24.0% $3771
$1,500 or more 3,730 61.0% $5421

Average Cost Of Home Insurance By Company In Areas Nearby Milpitas For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewGeneral Ins228
2500001000NewAIG Prop Cas844
5000001000NewBankers Standard1664
1500005001-3 YearsWawanesa454
2000005001-3 YearsAmco513
25000010001-3 YearsChubb/Federal1071
2500005001-3 YearsSafeco544
50000010001-3 YearsAmco1027
50000010001-3 YearsQBE (Balboa)791
50000025001-3 YearsHartford (Sentinel)771
50000025001-3 YearsLiberty Ins Corp712
1500005004-6 YearsNationwide512
1500005004-6 YearsQBE (Balboa)446
2000005004-6 YearsForemost Insurance734
2500005004-6 YearsSafeco619
40000010004-6 YearsPacific Specialty771
50000025004-6 YearsHorace Mann P & C1074
75000025004-6 YearsFarmers (Fire Ins)1395
75000025004-6 YearsOregon Mutual1243
1500005007-15 YearsSafeco416
3000005007-15 YearsFarmers (Fire Ins)1086
50000010007-15 YearsPacific Property And Casualty1196
50000010007-15 YearsWestern Mutual/Residence1333

Milpitas, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Milpitas Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,000$9,000
Net Savings to Milpitas Home Owner from High Deductible Plan $1,000

Milpitas, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milpitas, CA Home Replacement Value MORE than Home Value Milpitas, CA Home Replacement Value LESS than Home Value
Replacement Value $543,500 $399,500
Insurance Premium based on Replacement Value $1,475 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $65,000 Risk Exposure from Under Insuring Coverage is $79,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example Milpitas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 13288131
Year Built 197119882004
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$500000-$600000$900000-$1000000
Deductible $500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Milpitas, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 890,000 Shingles Roof 3,000 4 > $10,000 Deductible 690 6 Vinyl siding No
2005 910,000 Composition Roof 3,080 4 > $10,000 Deductible 580 5 Fiber-Cement Siding No
2003 475,000 Slate Shingles Roof 2,300 3 $5000 to $10,000 Deductible 590 7 Vinyl siding yes
2010 700,000 Membrane Roof 2,830 4 $500 Deductible 210 1 Stone Siding No
1981 405,000 Tile Roof 1,780 3 $2500-$5000 Deductible 300 4 Vinyl siding No
1981 855,000 Wood Shake Roof 2,800 4 $500 Deductible 1830 8 Stucco siding No
1983 425,000 Tile Roof 1,790 3 $1000-$2500 Deductible 540 7 Brick siding yes
2012 760,000 Asphalt Shingles Roof 2,940 4 $1000-$2500 Deductible 750 6 Stone Siding yes
1980 415,000 Asphalt Shingles Roof 1,820 3 $500 Deductible 540 6 Wood siding No
2004 550,000 Slate Shingles Roof 1,910 4 $500- $1000 Deductible 90 1 Wood siding yes
1981 560,000 Composition Roof 1,840 3 $2500-$5000 Deductible 190 3 Vinyl siding yes
1975 1,090,000 Membrane Roof 4,680 5 > $10,000 Deductible 1450 12 Vinyl siding yes
2007 1,025,000 Slate Shingles Roof 3,670 5 > $10,000 Deductible 380 3 Stone Siding No
1970 450,000 Tile Roof 1,820 4 $500- $1000 Deductible 230 2 Wood siding yes
1997 350,000 Membrane Roof 1,660 3 $1000-$2500 Deductible 610 9 Fiber-Cement Siding yes
2013 555,000 Metal Roof 1,860 4 $500- $1000 Deductible 290 2 Stone Siding yes
1982 600,000 Composition Roof 2,220 4 $500 Deductible 660 5 Wood siding No
1997 370,000 Composition Roof 1,730 3 $5000 to $10,000 Deductible 730 12 Stucco siding No
1992 520,000 Metal Roof 2,390 4 $1000-$2500 Deductible 480 5 Brick siding No