Millsboro Insurance Rates:

Millsboro, DE homeowners insurance is roughly $646 to $878, about $53-$73/month. Our exhaustive guide indicates shoppers can save upto $304 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I was able to split my entire balance into several affordable monthly payments. this allowed me to get coverage immediately.
Allstate
Allstate has average pricing though. i wish they could cut down their prices more so that they could all be afforded by everyone. not just specific group of people
State Farm
This company is very good with communication. the company keeps me in the loop of any changes that come about.
State Farm
The only dislike that I have is the office is located 30 minutes from my house. It is a bit of a drive to go thereÃḃ€™s. However all the good things outweighs this.
State Farm
Prompt and quick responses to any queries you have
Geico
I enjoy that Geico is affordable for what I need, and they are very helpful with questions needing answers.
State Farm
I do not have much experience with other premium prices from other insurance agents other than what I hear on the television from Flo and people like that.
State Farm
it is not very easy to navigate the site, I don't think they understand what I am looking for and why when I am there

Millsboro, DE Homeowners Insurance By Home Value

Millsboro, DE Home Value Total Homes % of Total Average Millsboro, DE Homeowners Insurance
Less than $50,000 1,601 19.0% $99
$50,000 to $59,999 186 2.0% $213
$60,000 to $69,999 202 2.0% $259
$70,000 to $79,999 153 1.0% $304
$80,000 to $89,999 207 2.0% $342
$90,000 to $99,999 208 2.0% $381
$100,000 to $124,999 488 5.0% $441
$125,000 to $149,999 326 3.0% $556
$150,000 to $174,999 762 9.0% $655
$175,000 to $199,999 674 8.0% $762
$200,000 to $249,999 1,325 16.0% $914
$250,000 to $299,999 1,009 12.0% $1120
$300,000 to $399,999 1,023 12.0% $1424

Top Home Insurance Agents Near Millsboro, DE

Home Insurance Company Near Millsboro, DE Homeowners Insurance Agency Near Millsboro, DE Address
NA Farnell & Gast Llc 500 West Stein Highway, Seaford, DE, 19973
NA L & M Insurance Agency, Inc. 1 Mill St, Greenwood, DE, 19950
Allstate Gary K. Marshall Insurance Agency 12610 Somerset Ave., Princess Anne, MD, 21853
Nationwide James Lee Rouse Agency 1252 Forrest Ave, Dover, DE, 19904
Nationwide Whitten Insurance Agency Llc 319 Bloomingdale Ave, Federalsburg, MD, 21632-1727

Cost Of Homeowners Insurance By Street Near Millsboro, DE

Streets in Millsboro Area Homeowners Insurance Cost
Circle Rd, Teal Dr, Beach Plum Rd, Diplomat St, Rd 314, Hillcrest Dr, Whispering Wind Ln, Berry Brambles Falls, Clamshell Ln, Ritter Dr$769
Beach Plum Row, Bayside Ln, Windmill Rd, Sandpiper Ct, Iron Pointe Dr, Hardscrabble Rd, Indian Branch Rd, Rd 310, Waters Edge Rd, Sandcastle Dr S$723
Curlew Way, Widen Way, Rd 472, Palmer Dr, Bale Ct, Heritage Ln, Sheep Pen Rd, E State St, Azalea Ln, 11T-2-200$777
Indian Village Rd, Hollyville Rd, Brandt Rd, Indy St, Fieldwood Dr, E Dupont Hwy, Red Deer Run, Crows Nest Ln, Half-Shell Pond Rd, Wynikako Ave$741
Rd 296, Long Neck Rd, Ringbolt Ave, Saw Mill Rd, Betts Pond Rd, Honeysuckle Knoll, Nanticoke Ct, Outrigger Cove, Laurel Way N, Sylvia Dr$757
Sandpiper Rd, John B Dr, Woodland Way, Tall Oak Dr, Flying Bridge Ct, Joanne Dr, Backstay Rd, N Corner Rd, Bay Shore Ln, Rd 331A$723
Charles St, Salt Marsh Loop, Galley Dr, Briar Ln, Huckleberry Ln, Lookout Rd, Long Neck Cir, Warwick Dr, W River Dr, Norris St$724
Launch Cove, Cupalo St, Oak Mdws, Robin Hood St, Bryans Store Rd, Scotty St, Tristan Ln, Hub Ct W, Taylor S, N 3rd St Bay City$753
Rowlock Pl, Rd 310A, Stem St, Pelican Ct, Bayside Dr, N Berry Brambles Falls, W Main St, Central Aly, Legion Rd, Rte 339$777
N Cherry St, Holly Tree Rd, Chatham Ln, Abby Way, Co Rd 331, Sandpebble Dr, Paradise St, Tucks Rd, Long Neck Rd, Hickman Ln$722

Millsboro, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Millsboro$114 to $116
Dagsboro$116
Frankford$114
Long Neck$108

Millsboro, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dagsboro town, Delaware $116 $155 $233
Sussex County, Delaware $116 $155 $233
Frankford town, Delaware $114 $152 $228

Millsboro, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Millsboro, DE4.6%12%
Dagsboro3.63%16.15%
Sussex County4.4%14.86%
Frankford5.34%13.99%

Millsboro Renters Insurance as a Percentage of Rent

Millsboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 1.0% $807
$300 to $499 164 8.0% $1257
$500 to $749 390 19.0% $1932
$750 to $999 481 24.0% $2682
$1,000 to $1,499 645 32.0% $3807
$1,500 or more 281 14.0% $5457

Millsboro, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Millsboro Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Millsboro Home Owner from High Deductible Plan $600

Millsboro, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Millsboro, DE Home Replacement Value MORE than Home Value Millsboro, DE Home Replacement Value LESS than Home Value
Replacement Value $251,000 $177,000
Insurance Premium based on Replacement Value $1,100 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Millsboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceGEICO Insurance
Monthly Premium 626546
Year Built 199319842002
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Millsboro, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 215,000 Composition Roof 1,990 3 $500 Deductible 150 2 Brick siding yes
1991 240,000 Wood Shake Roof 2,100 3 $500 Deductible 60 1 Fiber-Cement Siding yes
2002 460,000 Tile Roof 4,440 5 $1000-$2500 Deductible 400 4 Vinyl siding No
2010 180,000 Wood Shake Roof 1,670 4 $500- $1000 Deductible 490 10 Vinyl siding yes
2012 340,000 Membrane Roof 3,350 5 $500 Deductible 1260 12 Wood siding yes
2010 275,000 Shingles Roof 3,250 4 $5000 to $10,000 Deductible 390 8 Fiber-Cement Siding No
2008 175,000 Composition Roof 1,630 5 $2500-$5000 Deductible 460 9 Brick siding yes
1980 175,000 Wood Shake Roof 1,780 4 $2500-$5000 Deductible 720 12 Vinyl siding No
2006 240,000 Tile Roof 2,540 5 $500 Deductible 420 7 Vinyl siding yes
1994 450,000 Asphalt Shingles Roof 4,850 5 $5000 to $10,000 Deductible 560 6 Stone Siding yes
1984 215,000 Tile Roof 1,950 3 $5000 to $10,000 Deductible 240 5 Wood siding yes
2001 185,000 Slate Shingles Roof 2,050 3 $2500-$5000 Deductible 650 10 Brick siding No
1995 315,000 Asphalt Shingles Roof 2,500 4 $1000-$2500 Deductible 810 9 Brick siding yes
2012 310,000 Tile Roof 3,310 5 $2500-$5000 Deductible 680 8 Wood siding No
2008 175,000 Shingles Roof 1,640 4 $500- $1000 Deductible 170 4 Stone Siding yes
2013 280,000 Tile Roof 2,360 4 $5000 to $10,000 Deductible 760 12 Wood siding No
2009 225,000 Asphalt Shingles Roof 2,260 5 $1000-$2500 Deductible 170 3 Brick siding yes
1990 215,000 Metal Roof 1,920 3 $2500-$5000 Deductible 450 10 Fiber-Cement Siding yes
1982 320,000 Composition Roof 3,390 4 $5000 to $10,000 Deductible 220 4 Vinyl siding No
2006 260,000 Metal Roof 2,300 4 $500 Deductible 780 9 Brick siding yes
1999 295,000 Metal Roof 3,180 4 $1000-$2500 Deductible 100 1 Vinyl siding yes
1989 245,000 Membrane Roof 2,200 3 $500- $1000 Deductible 740 10 Vinyl siding yes
2014 205,000 Composition Roof 2,300 3 $500 Deductible 820 10 Stone Siding No
2010 375,000 Slate Shingles Roof 3,110 4 $500 Deductible 1100 12 Wood siding No
1999 405,000 Composition Roof 3,640 5 $2500-$5000 Deductible 390 4 Vinyl siding No
1989 205,000 Wood Shake Roof 2,130 3 $1000-$2500 Deductible 320 8 Wood siding No
2012 160,000 Tile Roof 1,600 4 $500 Deductible 250 4 Fiber-Cement Siding No
1985 215,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 300 6 Stucco siding yes