Milledgeville Insurance Rates:

Milledgeville, GA homeowners insurance is roughly $743 to $1,017, about $61-$84/month. Our extensive guide reveals consumers can save as much as $351 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They connect you with a brick-and-mortar agent in the local area if one has questions about thorny issues or complaints about their insurance.
Esurance
I really like esurance's customer service. they are easy to access online or by phone, and if you call, you always get to talk to a human being, not a robot.
State Farm
I feel that the premium compared to other companies that I have researched is a little high. Of course, I would like it to be as low as possible, but this one is a little high compared to others that I have seen.
The Hartford
I have only dealt with them when I got the policy and they were very attentive and informative. I did not have any questions after I hung up the phone and everything was in my email inbox within a few minutes.
Southern Mutual Insurance Company
I solicited premiums from a number of different insurance companies. Southern was the lowest premium and it also provides superior coverage. I'm pleased with it overall.
State Farm
My main complaint about the company is the price of my insurance. I will be looking into others soon. I know they are one of the highest around.
State Farm
Very content with the communication of my home insurance especially after dealing with a claim on the roof from hail damage.
Allstate
I do not like the deductible I have to pay most damages will be less then what it is so I'm really paying for insurance for only if something dramatic happens to my house

Milledgeville, GA Homeowners Insurance By Home Value

Milledgeville, GA Home Value Total Homes % of Total Average Milledgeville, GA Homeowners Insurance
Less than $50,000 967 16.0% $167
$50,000 to $59,999 117 2.0% $360
$60,000 to $69,999 403 6.0% $448
$70,000 to $79,999 240 4.0% $518
$80,000 to $89,999 434 7.0% $588
$90,000 to $99,999 374 6.0% $650
$100,000 to $124,999 557 9.0% $755
$125,000 to $149,999 498 8.0% $949
$150,000 to $174,999 719 12.0% $1125
$175,000 to $199,999 231 3.0% $1292
$200,000 to $249,999 449 7.0% $1555
$250,000 to $299,999 273 4.0% $1907
$300,000 to $399,999 542 9.0% $2426

Top Home Insurance Agents Near Milledgeville, GA

Home Insurance Company Near Milledgeville, GA Homeowners Insurance Agency Near Milledgeville, GA Address
State Farm Ashley Croley 215 Wes Park Dr, Perry, GA, 31069-4829
State Farm Eddie Causey 2036 Watson Blvd, Warner Robins, GA, 31093-3625
Travelers Johnson Johnson Insurance BOX 7649, MACON, GA, 31209
Liberty Mutual Independent Jones Ewing Dobbs & Tamplin 7169 HIGHWAY 278 NE, COVINGTON, GA, 30014
Liberty Mutual Independent Yates Insurance And Real Estate Inc. 2030 Veterans Blvd, DUBLIN, GA, 31021

Cost Of Homeowners Insurance By Street Near Milledgeville, GA

Streets in Milledgeville Area Homeowners Insurance Cost
Helen Ln, Forest Hill Dr, Lowe Rd NW, Anderson Dr NE, Stallings Rd NW, Ramsey St SW, Foston Trail Park Rd, Meeks Rd NW, Harrington Dr, Sportsman Trl NE$858
Seabrook Rd NE, W Bryant St, Youngblood Rd SE, Meriweather Point Rd NW, State Rte 112, Cedarwood Rd, Oglethorpe Ave, Greystone Dr, Brookins Cir, Lake Dr$857
Sherry Dr, E Burke St, N Tattnall St, Dogwood Dr NW, Marigold Rd, Badger Rd NE, W Screven St, Boone Cir, Azalea Ave, W McIntosh St$863
Linda Dr, Brittney Dr, Shiloh Ave, Lee Ln, Helen Cir SW, E Charlton St, Hardwood St, Bot Net Rd, Kings Rd, S Wilkinson St$856
Parkwood Dr, Laverne Cir SW, Shirley Dr, Frazier Drive S W, E Charlton St, Pearl Dr NE, Nathaniel Dr NE, Grimes Ave, Thomas Field Rd SE, Elmwood Rd$853

Milledgeville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milledgeville$131 to $134
Baldwin County$130
Hardwick$126
Coopers$128

Milledgeville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Baldwin County, Georgia $109 $145 $217
Hardwick CDP, Georgia $106 $141 $211
Coopers CCD, Baldwin County, Georgia $107 $142 $213

Milledgeville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milledgeville, GA6.2%17.5%
Baldwin County6.41%19.21%
Hardwick7.56%17.54%
Coopers6.7%26.19%

Milledgeville Renters Insurance as a Percentage of Rent

Milledgeville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 96 1.0% $369
$200 to $299 69 1.0% $819
$300 to $499 867 15.0% $1269
$500 to $749 2,262 41.0% $1944
$750 to $999 1,109 20.0% $2694
$1,000 to $1,499 838 15.0% $3819
$1,500 or more 253 4.0% $5469

Average Cost Of Home Insurance By Company In Areas Nearby Milledgeville For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame Alfa Insurance Corporation $898 $824 $734
$75,000 veneer Auto-Owners Insurance Company $401.86 $375.56 $341.77
$250,000 veneer California Casualty Indemnity Exchange $1466 $1303 $1114
$300,000 frame Central Mutual Insurance Company $1691 $1625 $1495
$100,000 veneer Electric Insurance Company $540 $480 $389
$100,000 frame Foremost Property And Casualty Insurance Company $930 $910 $875
$250,000 frame Foremost Property And Casualty Insurance Company $1749 $1729 $1694
$250,000 frame Hanover Insurance Company $1534 $1196 $1027
$100,000 veneer Safeco Insurance Company Of Indiana $711 $652 $574
$300,000 veneer Safeco Insurance Company Of Indiana $1499 $1398 $1263

Milledgeville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Milledgeville Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$9,500
Net Savings to Milledgeville Home Owner from High Deductible Plan $1,200

Milledgeville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milledgeville, GA Home Replacement Value MORE than Home Value Milledgeville, GA Home Replacement Value LESS than Home Value
Replacement Value $138,000 $90,000
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Milledgeville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateGEICO Insurance
Monthly Premium 596876
Year Built 196319751996
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$175000-$200000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Milledgeville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 105,000 Composition Roof 1,530 3 $1000-$2500 Deductible 40 1 Vinyl siding No
1969 235,000 Tile Roof 2,790 4 $2500-$5000 Deductible 780 8 Stone Siding yes
1997 140,000 Wood Shake Roof 1,990 3 $2500-$5000 Deductible 180 4 Stucco siding No
2001 180,000 Tile Roof 1,910 4 $500- $1000 Deductible 300 4 Wood siding No
1977 195,000 Wood Shake Roof 2,970 4 $2500-$5000 Deductible 450 7 Wood siding No
1993 130,000 Slate Shingles Roof 1,670 4 $2500-$5000 Deductible 120 4 Stucco siding yes
1964 110,000 Membrane Roof 1,200 3 $2500-$5000 Deductible 310 10 Brick siding No
1984 125,000 Wood Shake Roof 1,770 3 $500- $1000 Deductible 220 6 Fiber-Cement Siding No
2003 165,000 Slate Shingles Roof 1,800 3 $5000 to $10,000 Deductible 260 8 Stucco siding yes
1966 165,000 Asphalt Shingles Roof 1,830 4 $5000 to $10,000 Deductible 410 7 Wood siding No
1962 95,000 Shingles Roof 1,200 3 $500 Deductible 70 2 Stucco siding No
1979 110,000 Metal Roof 1,480 3 $500 Deductible 260 5 Brick siding No
2013 175,000 Tile Roof 1,940 4 $1000-$2500 Deductible 70 1 Brick siding No
1996 145,000 Metal Roof 1,860 3 $1000-$2500 Deductible 410 7 Fiber-Cement Siding yes
1996 135,000 Slate Shingles Roof 1,550 3 $1000-$2500 Deductible 420 10 Wood siding No
1994 245,000 Asphalt Shingles Roof 2,580 4 $5000 to $10,000 Deductible 340 6 Vinyl siding No
2000 215,000 Shingles Roof 2,370 4 > $10,000 Deductible 40 1 Brick siding No
2010 150,000 Slate Shingles Roof 1,590 3 $500- $1000 Deductible 280 4 Stone Siding yes
1962 290,000 Membrane Roof 2,980 4 $1000-$2500 Deductible 320 3 Stone Siding No
2010 275,000 Slate Shingles Roof 3,110 4 > $10,000 Deductible 410 6 Brick siding yes
2001 130,000 Composition Roof 1,790 4 $500 Deductible 470 9 Brick siding No
1964 125,000 Composition Roof 1,350 3 $500- $1000 Deductible 300 8 Vinyl siding yes
1976 205,000 Shingles Roof 2,500 4 $1000-$2500 Deductible 840 12 Stone Siding yes
1973 175,000 Tile Roof 1,820 3 $500 Deductible 430 6 Stucco siding yes
2014 150,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 140 3 Fiber-Cement Siding No
1980 115,000 Membrane Roof 1,390 3 $1000-$2500 Deductible 140 4 Vinyl siding yes
2010 170,000 Slate Shingles Roof 2,290 3 $5000 to $10,000 Deductible 160 4 Brick siding No
1993 150,000 Asphalt Shingles Roof 1,870 3 $500- $1000 Deductible 50 1 Brick siding yes