Millburn Insurance Rates:

Millburn, NJ homeowners insurance is about $880 to $1,208, about $73-$100/month. Our thorough research reveals consumers can save as much as $417 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
If you pay your premiums consistently, you will be rewarded for your dedication. they have a rewards program that gives redeemable reward points.
Westfield Insurance
The cheapest ins company on premium with the same cover of liability that i got from former home ins i had since i bought my house without knowing they raised up every year of premium besides have the same deductible and easy to control by an agent who works for me to have a deal with it.
Narragansett Bay Insurance Company
I like that they offered me a policy that was competitive in price with all of the coverage i had with my former insurance company. it saved me money but i did not have to eliminate any coverage or raise deductibles.
State Farm
I don't use it as much, but for the most part, it seems to be fairly easy to use and understandable as well.
Geico
CUSTOMER SERVICE AT ERIE INSURANCE IS AWFUL. YOU CAN'T FIND WHO TO CALL, WHEN TO CALL AND IF YOU DO, YOU ARE LUCKY TO GET A CALLBACK. THE LOCAL AGENT DOES NOT HELP.
State Farm
My insurance company was very responsive to my needs. The called me back and followed up with me when they said they would. They thoroughly answered any questions I had. They were friendly and helpful.
Esurance
Since they are such a small company their options are limited and they can be hard to access since their is no website or app
Allstate
One year, after a deadly tornado hit in my state, they boosted my premiums by 60% the next year. They were unwilling to do anything about it, even though the tornado was over 150 miles away.

Millburn, NJ Homeowners Insurance By Home Value

Millburn, NJ Home Value Total Homes % of Total Average Millburn, NJ Homeowners Insurance
Less than $50,000 24 7.0% $20
$50,000 to $59,999 9 2.0% $52
$70,000 to $79,999 20 6.0% $73
$80,000 to $89,999 8 2.0% $93
$100,000 to $124,999 29 9.0% $114
$175,000 to $199,999 28 9.0% $198
$200,000 to $249,999 32 10.0% $239
$250,000 to $299,999 87 28.0% $302
$300,000 to $399,999 66 21.0% $385

Top Home Insurance Agents Near Millburn, NJ

Home Insurance Company Near Millburn, NJ Homeowners Insurance Agency Near Millburn, NJ Address
NA Pat Mitchell Insurance 10 York Pl, Washingtonville, NY, 10992
NA The Owens Group Ltd, Inc. 241 Central Park W New York, NYC, NY, 10024
Allstate Martin Fimiani 2515 Route 516, Old Bridge, NJ, 8857
Liberty Mutual Independent Napco Llc 517 US HIGHWAY 1 S, ISELIN, NJ, 8830
Farmers Rob Bowen 78 Brookside Ave Ste 132b, Chester, NY, 10918

Millburn, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Short Hills CDP, New Jersey $159 $212 $318
Maplewood township, Essex County, New Jersey $135 $180 $270
Summit city, New Jersey $149 $199 $299

Millburn, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Millburn, NJ2.2%8.7%
Short Hills2.21%8.84%
Maplewood2.31%7.49%
Summit2.07%8.29%

Millburn Renters Insurance as a Percentage of Rent

Millburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 54 4.0% $2571
$1,000 to $1,499 477 41.0% $3696
$1,500 or more 605 52.0% $5346

Millburn, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Millburn Homeowner Insurance Premium Example $3,800$3,300
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $16,500$15,500
Net Savings to Millburn Home Owner from High Deductible Plan $1,000

Millburn, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Millburn, NJ Home Replacement Value MORE than Home Value Millburn, NJ Home Replacement Value LESS than Home Value
Replacement Value $1,200,000 $730,000
Insurance Premium based on Replacement Value $5,875 $3,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $270,000 Risk Exposure from Under Insuring Coverage is $200,000
Premium Impact Insurance cheaper by $975/year Insurance costlier by $1,325/year

Example Millburn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 188297444
Year Built 196119531970
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $600000-$700000$900000-$1000000More than 10000000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Millburn, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 1,345,000 Asphalt Shingles Roof 3,110 4 $500 Deductible 490 1 Fiber-Cement Siding No
1974 920,000 Wood Shake Roof 1,920 4 $1000-$2500 Deductible 1540 7 Wood siding yes
1969 1,105,000 Tile Roof 2,250 4 $500 Deductible 2150 6 Stone Siding yes
1969 1,360,000 Membrane Roof 3,110 5 $2500-$5000 Deductible 2020 6 Wood siding No
1959 880,000 Asphalt Shingles Roof 1,990 4 $2500-$5000 Deductible 1820 9 Brick siding yes
1952 650,000 Composition Roof 1,610 5 $2500-$5000 Deductible 350 2 Brick siding yes
1940 1,520,000 Composition Roof 3,700 5 $500 Deductible 730 2 Fiber-Cement Siding yes
1948 1,160,000 Wood Shake Roof 2,350 4 > $10,000 Deductible 2500 12 Brick siding yes
1942 650,000 Tile Roof 1,600 2 > $10,000 Deductible 280 2 Stucco siding No
1971 755,000 Shingles Roof 1,670 5 $500 Deductible 2080 8 Vinyl siding No
1966 1,855,000 Shingles Roof 4,250 5 $1000-$2500 Deductible 1180 3 Stone Siding No
1948 1,670,000 Shingles Roof 3,320 5 $1000-$2500 Deductible 1180 3 Stone Siding No
1965 985,000 Wood Shake Roof 2,070 5 $1000-$2500 Deductible 2190 6 Stucco siding No
1967 1,100,000 Wood Shake Roof 2,570 4 $2500-$5000 Deductible 3250 12 Wood siding No
1946 380,000 Shingles Roof 1,030 2 $1000-$2500 Deductible 340 2 Fiber-Cement Siding No
1963 640,000 Tile Roof 1,800 4 > $10,000 Deductible 140 1 Fiber-Cement Siding yes
1957 565,000 Metal Roof 1,130 2 $500- $1000 Deductible 2380 12 Brick siding yes
1959 1,425,000 Slate Shingles Roof 2,830 5 $500- $1000 Deductible 3560 10 Stone Siding No
1971 1,585,000 Composition Roof 3,340 4 $2500-$5000 Deductible 2710 10 Wood siding yes
1944 765,000 Shingles Roof 2,090 5 > $10,000 Deductible 790 7 Stone Siding No
1950 1,710,000 Membrane Roof 3,830 5 $500- $1000 Deductible 950 3 Fiber-Cement Siding No
1946 845,000 Composition Roof 2,310 4 $500- $1000 Deductible 3150 10 Fiber-Cement Siding No
1964 1,485,000 Composition Roof 3,120 4 $5000 to $10,000 Deductible 950 4 Wood siding yes
1953 735,000 Metal Roof 1,680 2 > $10,000 Deductible 1180 8 Fiber-Cement Siding yes
1944 1,355,000 Membrane Roof 3,180 4 $500 Deductible 420 1 Vinyl siding No
1961 545,000 Shingles Roof 1,250 2 $2500-$5000 Deductible 1060 6 Fiber-Cement Siding yes
1978 1,265,000 Shingles Roof 2,680 4 > $10,000 Deductible 1140 5 Fiber-Cement Siding yes
1944 995,000 Membrane Roof 2,610 4 $2500-$5000 Deductible 1600 6 Brick siding yes