Mill Creek Insurance Rates:

Mill Creek, WA homeowners insurance is roughly $540 to $736, about $45-$61/month. Our extensive research reveals consumers can save as much as $255 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I have always been happy with the service from Allstate! They have always been very friendly, helpful and quick to respond to any issues and concerns. I would definatly give them a rating of 5!
Progressive
I would recommend this company because their customer service is excellent and their pricing is good.

Mill Creek, WA Homeowners Insurance By Home Value

Mill Creek, WA Home Value Total Homes % of Total Average Mill Creek, WA Homeowners Insurance
Less than $50,000 158 7.0% $38
$125,000 to $149,999 71 3.0% $210
$150,000 to $174,999 70 3.0% $248
$175,000 to $199,999 29 1.0% $287
$200,000 to $249,999 288 12.0% $344
$250,000 to $299,999 401 17.0% $421
$300,000 to $399,999 1,199 53.0% $535

Top Home Insurance Agents Near Mill Creek, WA

Home Insurance Company Near Mill Creek, WA Homeowners Insurance Agency Near Mill Creek, WA Address
NA Johnson Ins Agcy 7016 15Th Ave Nw, Seattle, WA, 98117
Farmers Charles Friesner 6720 Regents Blvd Ste 200, University Place, WA, 98466
Farmers Darrell Schlaegel 3405 188th St SW Ste 303, Lynnwood, WA, 98037
Allstate Ned Jacobson 2102 N Pearl St Ste 101, Tacoma, WA, 98406
Travelers Northwest Insurance Group Inc 6055 California Ave Sw, Seattle, WA, 98136

Cost Of Homeowners Insurance By Street Near Mill Creek, WA

Streets in Mill Creek Area Homeowners Insurance Cost
151st St SE, 186th St SE, 144th Ct SE, 18th Ct SE, Douglas Fir Dr W, 143rd Pl SE, Highlands Blvd SE, 119th St SE, McClellan Ln, Strumme Rd$627
19th Dr SE, 141st Pl SE, Huckleberry Dr, 177 Pl SW, N Creek Dr, N Evergreen St SE, 171st St SE, 159th Ct SE, 38 Dr SE, Springtree Ln W$641
149th Ct SE, 16th Dr SE, 161st Pl SE, 188th Pl SE, 134th Pl SE, Meadow Pl SE, 46 Ave SE, 4 Ave SE, 183rd St SE, 170th Pl SE$625
165th Pl SE, 35th Dr SE, Mill Fern Dr SE, S Bellflower Rd, 167 St SE, 160th St SE, 54th Dr SE, 159 Pl SE, 42nd Dr SE, Juniper Pl$629
43 Dr SE, 183rd St SE, Ruggs Lake Rd, 162nd Pl SE, 150th Ct SE, 186th Pl SE, 183rd St SW, 167th Pl SE, Heatherstone Ln W, 14th Ct SE$641

Mill Creek, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mill Creek$95 to $98
Martha Lake$93
Lake Stickney$91
Eastmont$92

Mill Creek, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Martha Lake CDP, Washington $93 $124 $186
Mill Creek East CDP, Washington $94 $125 $188
Lake Stickney CDP, Washington $92 $122 $183

Mill Creek, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mill Creek, WA2.1%8.0%
Martha Lake2.39%8.68%
Mill Creek East2.31%7.02%
Lake Stickney2.16%18.06%

Mill Creek Renters Insurance as a Percentage of Rent

Mill Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 27 1.0% $1889
$750 to $999 363 13.0% $2639
$1,000 to $1,499 1,175 45.0% $3764
$1,500 or more 1,031 39.0% $5414

Mill Creek, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Mill Creek Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,200$11,700
Net Savings to Mill Creek Home Owner from High Deductible Plan $1,500

Mill Creek, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mill Creek, WA Home Replacement Value MORE than Home Value Mill Creek, WA Home Replacement Value LESS than Home Value
Replacement Value $435,500 $316,000
Insurance Premium based on Replacement Value $1,125 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $72,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Mill Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 5923746
Year Built 199419852008
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$900000-$1000000$175000-$200000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mill Creek, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 300,000 Tile Roof 1,250 2 $2500-$5000 Deductible 550 10 Fiber-Cement Siding No
1992 660,000 Slate Shingles Roof 3,310 4 $1000-$2500 Deductible 1910 12 Wood siding yes
2011 840,000 Slate Shingles Roof 4,940 5 $5000 to $10,000 Deductible 920 10 Stucco siding No
1994 460,000 Slate Shingles Roof 2,700 5 $500 Deductible 1160 7 Wood siding yes
2013 545,000 Membrane Roof 3,200 5 $500 Deductible 1250 7 Stucco siding yes
1990 445,000 Asphalt Shingles Roof 1,870 3 > $10,000 Deductible 320 7 Stone Siding yes
1984 405,000 Composition Roof 2,090 3 $1000-$2500 Deductible 470 5 Vinyl siding yes
2014 275,000 Slate Shingles Roof 1,540 3 $5000 to $10,000 Deductible 80 2 Vinyl siding No
2007 250,000 Membrane Roof 1,210 3 $1000-$2500 Deductible 520 12 Brick siding No
2000 670,000 Tile Roof 2,940 4 $500- $1000 Deductible 1670 12 Fiber-Cement Siding yes
2008 445,000 Metal Roof 2,160 5 $1000-$2500 Deductible 340 3 Wood siding No
1991 555,000 Membrane Roof 2,730 5 $1000-$2500 Deductible 1140 10 Brick siding No
2001 640,000 Metal Roof 2,920 5 $500 Deductible 1950 10 Wood siding No
1981 515,000 Composition Roof 2,950 5 $500 Deductible 100 1 Stone Siding No
1987 705,000 Metal Roof 4,310 5 > $10,000 Deductible 520 8 Vinyl siding No
2013 275,000 Slate Shingles Roof 1,520 5 > $10,000 Deductible 190 5 Wood siding yes
2010 670,000 Metal Roof 3,880 5 $5000 to $10,000 Deductible 110 1 Vinyl siding No
2014 220,000 Slate Shingles Roof 1,010 2 $1000-$2500 Deductible 40 1 Vinyl siding yes
1984 235,000 Shingles Roof 1,420 2 > $10,000 Deductible 240 9 Stucco siding yes
2011 360,000 Membrane Roof 1,600 2 $500 Deductible 970 10 Stone Siding No
2010 615,000 Membrane Roof 3,270 5 $500 Deductible 520 4 Stucco siding No
1990 395,000 Metal Roof 2,240 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1986 390,000 Wood Shake Roof 2,360 4 > $10,000 Deductible 170 3 Vinyl siding yes
1984 535,000 Metal Roof 2,240 3 > $10,000 Deductible 610 8 Vinyl siding yes
2012 560,000 Metal Roof 2,830 5 $2500-$5000 Deductible 330 4 Fiber-Cement Siding yes
1984 365,000 Tile Roof 2,170 3 > $10,000 Deductible 670 12 Fiber-Cement Siding No
2012 355,000 Asphalt Shingles Roof 2,110 3 $5000 to $10,000 Deductible 660 9 Stucco siding No
2004 180,000 Membrane Roof 1,020 2 $500- $1000 Deductible 70 2 Stone Siding No
1981 425,000 Composition Roof 2,330 4 $500- $1000 Deductible 870 8 Brick siding yes
1982 390,000 Wood Shake Roof 1,660 2 $2500-$5000 Deductible 780 10 Stucco siding yes
2013 280,000 Tile Roof 1,230 2 $2500-$5000 Deductible 390 8 Stucco siding yes
2005 335,000 Tile Roof 1,720 5 $5000 to $10,000 Deductible 680 10 Wood siding yes