Milford Insurance Rates:

Milford, OH homeowners insurance is nearly $608 to $842, about $50-$70/month. Our thorough research reveals consumers can save as much as $290 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Milford, OH Homeowners Insurance By Home Value

Milford, OH Home Value Total Homes % of Total Average Milford, OH Homeowners Insurance
Less than $50,000 73 5.0% $108
$80,000 to $89,999 165 11.0% $377
$90,000 to $99,999 25 1.0% $420
$100,000 to $124,999 208 14.0% $493
$125,000 to $149,999 150 10.0% $616
$150,000 to $174,999 160 11.0% $725
$175,000 to $199,999 79 5.0% $841
$200,000 to $249,999 368 26.0% $1007
$250,000 to $299,999 106 7.0% $1232
$300,000 to $399,999 51 3.0% $1566

Top Home Insurance Agents Near Milford, OH

Home Insurance Company Near Milford, OH Homeowners Insurance Agency Near Milford, OH Address
Travelers Ralph Ruhe Insurance Agency Llc 9620 COLERAIN AVE STE 28, CINCINNATI, OH, 45251
Erie Ransom Insurance Services Llc 4555 Lake Forest Drive Suite 650, Cincinnati, OH, 45242
NA Grosnickle Insurance Agency Inc. Po Box 308, Owensville, OH, 45160
Travelers Albers Insurance Agency 9200 MONTGOMERY RD STE 9B, CINCINNATI, OH, 45242
Travelers Chai Insurance 3321 B CELEDON COURT, CINCINNATI, OH, 45251

Cost Of Homeowners Insurance By Street Near Milford, OH

Streets in Milford Area Homeowners Insurance Cost
Tara Ridge, Maple Ridge Rd, Apgar Rd, State Rte 32, Lower Lewis Rd, Gateway Dr, Sleepy Hollow Ln, Surrey Ridge, Whitney Dr, Heiserman Rd$750
Cooper St, Wyler Park Dr, Tech Valley Dr, Center St, Diane Dr, Clermont Ln, Naomi Dr, Round Bottom Rd, Terrace Trace Ct, Race St$709
Woodland View Dr, Barg Salt Run, Barnstable Ln, Clark St, Kelly Ln, Barnstable Ct, Polo Woods Dr, Enterprise Dr, Paisley Dr, Craig Ln$784
Ford Cir, Curtis Knoll Ln, Indian View Dr, E Poplar Dr, Concord Glen Dr, Vally View Cir, Mallet Hill Dr, Hillside Ter, Rumpke Rd, Wallace Ave$748
Woods Ln, Eagle Ridge Dr, Tech Dr, Cindy Ln, Pepper Ridge Rd, Garfield Ave, Scarlet Maple Ct, Better Way Rd, Trappers Xing, Nature Run$752

Milford, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milford$107 to $110
Camp Dennison$108
Terrace Park$134
Mulberry$106

Milford, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Camp Dennison CDP, Ohio $108 $144 $216
Terrace Park village, Ohio $134 $179 $269
Mulberry CDP, Ohio $107 $142 $213

Milford, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milford, OH3.5%12.7%
Camp Dennison4.18%15.23%
Terrace Park2.53%9.04%
Mulberry5.13%10.22%

Milford Renters Insurance as a Percentage of Rent

Milford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 2.0% $332
$200 to $299 35 2.0% $782
$300 to $499 164 11.0% $1232
$500 to $749 802 54.0% $1907
$750 to $999 173 11.0% $2657
$1,000 to $1,499 226 15.0% $3782
$1,500 or more 40 2.0% $5432

Milford, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Milford Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Milford Home Owner from High Deductible Plan $600

Milford, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milford, OH Home Replacement Value MORE than Home Value Milford, OH Home Replacement Value LESS than Home Value
Replacement Value $275,500 $175,500
Insurance Premium based on Replacement Value $1,275 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $350/year

Example Milford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAllstate
Monthly Premium 3040100
Year Built 194019671998
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Milford, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 150,000 Asphalt Shingles Roof 1,620 2 $1000-$2500 Deductible 220 5 Stone Siding yes
1975 165,000 Metal Roof 1,640 4 $2500-$5000 Deductible 120 3 Stucco siding No
1991 105,000 Metal Roof 1,060 2 $500- $1000 Deductible 260 9 Stucco siding yes
2005 185,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 70 1 Brick siding No
1972 150,000 Wood Shake Roof 1,710 4 $2500-$5000 Deductible 220 8 Wood siding No
1949 105,000 Asphalt Shingles Roof 950 2 $1000-$2500 Deductible 230 6 Fiber-Cement Siding yes
1961 180,000 Asphalt Shingles Roof 1,890 4 $500 Deductible 720 12 Fiber-Cement Siding No
1960 175,000 Membrane Roof 1,710 2 $5000 to $10,000 Deductible 550 12 Stucco siding yes
1942 175,000 Membrane Roof 1,920 3 $5000 to $10,000 Deductible 370 12 Stucco siding yes
1989 160,000 Tile Roof 1,740 2 $1000-$2500 Deductible 500 10 Stucco siding yes
1975 210,000 Wood Shake Roof 2,020 3 > $10,000 Deductible 70 2 Brick siding No
1945 460,000 Shingles Roof 4,780 5 $5000 to $10,000 Deductible 400 5 Stucco siding No
1940 190,000 Composition Roof 2,090 3 $5000 to $10,000 Deductible 610 12 Stone Siding yes
1983 315,000 Shingles Roof 3,110 4 $500- $1000 Deductible 160 2 Stone Siding yes
1970 215,000 Shingles Roof 2,740 4 $1000-$2500 Deductible 930 10 Brick siding yes
1976 220,000 Tile Roof 1,960 4 $1000-$2500 Deductible 170 2 Stone Siding yes
2001 135,000 Membrane Roof 1,590 3 $500- $1000 Deductible 50 1 Wood siding No
1990 155,000 Asphalt Shingles Roof 2,030 4 $5000 to $10,000 Deductible 80 2 Stone Siding No
2001 210,000 Wood Shake Roof 2,030 4 $500 Deductible 820 10 Stone Siding yes
1983 100,000 Tile Roof 1,230 2 $500 Deductible 230 8 Fiber-Cement Siding No
1973 130,000 Slate Shingles Roof 1,120 2 $2500-$5000 Deductible 270 10 Vinyl siding yes
1994 200,000 Composition Roof 2,190 3 $2500-$5000 Deductible 240 4 Stone Siding yes
1994 505,000 Composition Roof 4,670 5 $1000-$2500 Deductible 1160 8 Stucco siding No
1990 195,000 Membrane Roof 1,760 3 $500 Deductible 480 8 Fiber-Cement Siding No
1986 220,000 Asphalt Shingles Roof 2,450 4 $5000 to $10,000 Deductible 230 4 Brick siding yes
1985 240,000 Shingles Roof 2,440 4 $5000 to $10,000 Deductible 410 7 Wood siding No
1978 145,000 Membrane Roof 1,760 5 $2500-$5000 Deductible 180 5 Wood siding yes
1985 300,000 Metal Roof 2,830 4 $2500-$5000 Deductible 300 4 Stucco siding No
1963 175,000 Tile Roof 2,260 5 $500- $1000 Deductible 390 6 Wood siding No
1962 185,000 Shingles Roof 2,370 3 $500- $1000 Deductible 550 9 Fiber-Cement Siding yes
1945 175,000 Tile Roof 1,590 3 $2500-$5000 Deductible 340 8 Fiber-Cement Siding No
2001 190,000 Metal Roof 2,390 5 $2500-$5000 Deductible 40 1 Stone Siding No