Milford Insurance Rates:

Milford, MA homeowners insurance is approximately $887 to $1,204, about $73-$100/month. Our comprehensive guide reveals consumers can save as much as $418 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like the area of the store because you could also do some shopping if you wanted to and run errands
Horace Mann Educators Corporation
I don't like that my home insurance company doesn't offer certain coverage that other insurance companies offer at lower prices.
State Farm
I like that we have had our insurance with them for over 10 years so they give us a discounted rate for being a loyal customer and not having a lot of claims.
Farmer's Insurance
My agent will often reach out to me even if itÃḃ€™s nothing, to see how I am doing. I know itÃḃ€™s just to check to see if there are any changes that he can accommodate, but it still feels very personal.
Nationwide
It has a good reputation. I feel I can trust them to deal honestly with me and their communication is very good.
State Farm
We shopped around when we originated our plan. We chose the lowest price that met the needs that we had.
Amica Mutual Insurance
The website is very hard to navigate and really needs to be updated. There is no mobile friendly application available.
Allstate
Rates are standard, I don't feel like I get a great deal financially. However, this is weighed against their service, which is excellent.

Milford, MA Homeowners Insurance By Home Value

Milford, MA Home Value Total Homes % of Total Average Milford, MA Homeowners Insurance
Less than $50,000 118 2.0% $73
$100,000 to $124,999 58 1.0% $355
$125,000 to $149,999 64 1.0% $449
$150,000 to $174,999 238 4.0% $533
$175,000 to $199,999 163 2.0% $617
$200,000 to $249,999 908 16.0% $742
$250,000 to $299,999 1,379 25.0% $910
$300,000 to $399,999 2,510 45.0% $1161

Top Home Insurance Agents Near Milford, MA

Home Insurance Company Near Milford, MA Homeowners Insurance Agency Near Milford, MA Address
NA Vaughn Insurance Group Inc 424 Adams St Ste 102 , Milton, MA, 2186
NA Insurit Agency Inc 246 Durfee Street Fall River, Fall River, MA, 2720
Travelers Benevento Insurance Agency Inc 497 HUMPHREY ST, SWAMPSCOTT, MA, 1907
Travelers J J Gilmartin & Son Agency Inc 1293 POST RD, WARWICK, RI, 2888
Liberty Mutual Independent Zawada Insurance Agencyinc 131 Millbury St, WORCESTER, MA, 1610

Cost Of Homeowners Insurance By Street Near Milford, MA

Streets in Milford Area Homeowners Insurance Cost
Sunnyside Ln, Reade St, Domenick St, Princess Pine Ln, Covino Rd, Maher Ct, Cornell Dr, Wayne Rd, Gillon St, Memory Ln$1,048
Silva St, Fountain St, Church Hill St, Joe's Way, Emmons St, Park Ter, Jacob Ln, Virginia Dr, Grant St Exd, Lyndon Rd$1,040
Treeland Dr, Naples St, Oak Tree Dr, S Central St, Fenway Dr, Kalen Cir, Redwood Dr, Prospect Hts, Baker Slip, Simmons Dr$1,040
Simon Dr, Esther Dr, Wilson Rd, Leonard St, Legion St, Sanclemente Cir, S High St, Salvia Rd, Metcalf Ave, S Central$1,058
Cape Rd, Como Ct, Beach St Exd, Balian Way, Packard Rd, Hale Ave, Mitchel Rd, S Free St, Ferguson St, Court Sq$1,046

Milford, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milford$156 to $159
Hopedale$157
Holliston$160
Upton$161

Milford, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hopedale town, Worcester County, Massachusetts $158 $210 $315
Holliston town, Middlesex County, Massachusetts $160 $213 $320
Upton town, Worcester County, Massachusetts $161 $214 $321

Milford, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milford, MA4.1%12.4%
Hopedale3.89%12.51%
Holliston3.5%10.55%
Upton3.48%11.68%

Milford Renters Insurance as a Percentage of Rent

Milford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 86 2.0% $803
$300 to $499 130 3.0% $1253
$500 to $749 445 12.0% $1928
$750 to $999 811 21.0% $2678
$1,000 to $1,499 1,664 44.0% $3803
$1,500 or more 568 15.0% $5453

Milford, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Milford Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$12,500
Net Savings to Milford Home Owner from High Deductible Plan $1,200

Milford, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milford, MA Home Replacement Value MORE than Home Value Milford, MA Home Replacement Value LESS than Home Value
Replacement Value $313,500 $243,500
Insurance Premium based on Replacement Value $2,300 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Milford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 118137112
Year Built 199319441984
Home Details 3 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$400000-$500000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Milford, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 665,000 Wood Shake Roof 3,530 5 $1000-$2500 Deductible 390 1 Brick siding No
1994 200,000 Wood Shake Roof 1,350 2 $5000 to $10,000 Deductible 620 8 Vinyl siding yes
1974 890,000 Slate Shingles Roof 4,780 5 $500 Deductible 2440 4 Brick siding No
1978 170,000 Tile Roof 940 2 $1000-$2500 Deductible 500 5 Brick siding No
1988 480,000 Asphalt Shingles Roof 2,660 5 $500 Deductible 2110 5 Vinyl siding yes
1971 770,000 Asphalt Shingles Roof 4,180 5 $500- $1000 Deductible 3200 6 Wood siding No
1976 550,000 Shingles Roof 3,190 4 $2500-$5000 Deductible 1230 6 Vinyl siding yes
1999 745,000 Slate Shingles Roof 4,300 5 $2500-$5000 Deductible 840 2 Fiber-Cement Siding yes
1999 380,000 Asphalt Shingles Roof 2,940 4 $2500-$5000 Deductible 1320 8 Wood siding yes
1981 290,000 Metal Roof 1,590 2 $1000-$2500 Deductible 690 4 Brick siding yes
1977 185,000 Shingles Roof 1,230 2 $500- $1000 Deductible 560 6 Vinyl siding yes
1982 175,000 Tile Roof 960 2 $2500-$5000 Deductible 1520 12 Stucco siding No
1993 300,000 Membrane Roof 2,000 5 $500 Deductible 840 5 Stucco siding yes
1980 400,000 Metal Roof 2,380 4 $1000-$2500 Deductible 560 2 Brick siding yes
1947 465,000 Composition Roof 2,550 4 $5000 to $10,000 Deductible 590 3 Vinyl siding yes
1980 320,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 990 6 Stucco siding No
1981 240,000 Asphalt Shingles Roof 1,360 2 $5000 to $10,000 Deductible 120 1 Stone Siding No
1970 245,000 Wood Shake Roof 1,540 2 $500 Deductible 1810 10 Wood siding No
1944 670,000 Asphalt Shingles Roof 4,570 5 $500 Deductible 1320 2 Vinyl siding yes
1947 215,000 Membrane Roof 1,400 2 $1000-$2500 Deductible 940 8 Stucco siding No
1985 235,000 Asphalt Shingles Roof 1,230 3 $500 Deductible 1240 8 Brick siding No
1970 280,000 Membrane Roof 1,790 2 $2500-$5000 Deductible 780 5 Fiber-Cement Siding No
1977 260,000 Wood Shake Roof 1,900 3 $5000 to $10,000 Deductible 380 4 Stone Siding No
1987 270,000 Slate Shingles Roof 1,960 3 $500- $1000 Deductible 380 3 Fiber-Cement Siding No
1943 295,000 Asphalt Shingles Roof 1,640 2 $2500-$5000 Deductible 1480 10 Stone Siding yes
1987 205,000 Slate Shingles Roof 1,380 2 $2500-$5000 Deductible 1350 10 Brick siding No
1945 440,000 Shingles Roof 2,380 5 > $10,000 Deductible 1260 8 Fiber-Cement Siding No
1989 270,000 Shingles Roof 1,570 2 $500- $1000 Deductible 440 3 Fiber-Cement Siding No
1997 145,000 Wood Shake Roof 950 2 $1000-$2500 Deductible 450 7 Stucco siding No
1949 915,000 Shingles Roof 5,000 5 $500 Deductible 2140 3 Vinyl siding yes
1984 230,000 Membrane Roof 1,800 2 $2500-$5000 Deductible 1240 12 Wood siding yes
1941 580,000 Slate Shingles Roof 3,030 5 > $10,000 Deductible 2500 12 Vinyl siding No
1995 635,000 Asphalt Shingles Roof 3,300 4 > $10,000 Deductible 2320 9 Fiber-Cement Siding yes
1989 810,000 Metal Roof 4,690 5 $500- $1000 Deductible 2390 5 Stone Siding No