Milford Insurance Rates:

Milford, DE homeowners insurance is nearly $646 to $879, about $53-$73/month. Our all inclusive analysis indicates shoppers can save upto $304 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Milford, DE Homeowners Insurance By Home Value

Milford, DE Home Value Total Homes % of Total Average Milford, DE Homeowners Insurance
Less than $50,000 44 1.0% $99
$70,000 to $79,999 23 1.0% $297
$80,000 to $89,999 114 5.0% $342
$90,000 to $99,999 33 1.0% $381
$100,000 to $124,999 186 8.0% $441
$125,000 to $149,999 288 12.0% $556
$150,000 to $174,999 336 15.0% $655
$175,000 to $199,999 287 12.0% $754
$200,000 to $249,999 351 15.0% $906
$250,000 to $299,999 362 16.0% $1112
$300,000 to $399,999 198 8.0% $1417

Top Home Insurance Agents Near Milford, DE

Home Insurance Company Near Milford, DE Homeowners Insurance Agency Near Milford, DE Address
NA Brittingham & Williams, Llc 322 W. Dupont Highway, Millsboro, DE, 19966
Allstate Anthony Fanucci 1420 S Lincoln Ave, Vineland, NJ, 8361
Travelers Kerry Thomson Agency 460 PETERSBURG/DENNISVILLE RD, PETERSBURG, NJ, 8250
Travelers Risk Placement Services Inc 204 CEDAR ST, CAMBRIDGE, MD, 21613
State Farm Rob Gleason 1602 Route 47, Rio Grande, NJ, 08242-1404

Cost Of Homeowners Insurance By Street Near Milford, DE

Streets in Milford Area Homeowners Insurance Cost
Kent Pl, SE 2nd St, Rd 207, Mayhew Dr, Dot St, Black Maple Ln, Clearview Dr, Ethel Lee Ln, Buchanan Dr, Bakersfield Rd$782
Evergreen Ln, Lakeview Ave, Nightingale Rd, Lexie Ln, Rd 209, 8E-400, Ball Park Ln, Milford, N Horseshoe Dr, Hidden Meadow Ln$788
Bakerfield Rd, 10E-5, C R 211, Rd 208, Green Ln, Rosemary St, Neal Rd, Sherman Ave, Rd 213B, Dobbin Ct$788
Deep Grass Ln, C R 224, Big Pond Dr, Center Dr, Ryans Run, Rd 215, Bowman Ter, Major St, Lindale Rd, Rd 214$762
Chas St, Winners Cir, Rd 215A, Milford, Isdell Dr, Smith Ln, Royal Ct, Marina Ln, Moonlight Dr, Violet Dr$775

Milford, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milford$113 to $116
Houston$113
Slaughter Beach$127
Ellendale$112

Milford, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Houston town, Delaware $113 $151 $227
Slaughter Beach town, Delaware $128 $170 $255
Ellendale town, Delaware $113 $150 $225

Milford, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milford, DE4.3%15.4%
Houston4.7%18.02%
Slaughter Beach3.87%13.67%
Ellendale5.21%14.39%

Milford Renters Insurance as a Percentage of Rent

Milford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 71 4.0% $357
$200 to $299 47 3.0% $807
$300 to $499 101 6.0% $1257
$500 to $749 426 29.0% $1932
$750 to $999 373 25.0% $2682
$1,000 to $1,499 343 23.0% $3807
$1,500 or more 97 6.0% $5457

Milford, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Milford Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,500$10,500
Net Savings to Milford Home Owner from High Deductible Plan $1,000

Milford, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milford, DE Home Replacement Value MORE than Home Value Milford, DE Home Replacement Value LESS than Home Value
Replacement Value $297,500 $191,500
Insurance Premium based on Replacement Value $1,000 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Milford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceLiberty Mutual
Monthly Premium 635646
Year Built 199619842001
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$200000-$250000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Milford, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 125,000 Asphalt Shingles Roof 1,190 2 $500 Deductible 310 6 Fiber-Cement Siding yes
2004 530,000 Metal Roof 4,230 5 $2500-$5000 Deductible 500 3 Stucco siding No
1997 260,000 Shingles Roof 2,450 5 $500 Deductible 590 7 Stone Siding No
1947 480,000 Slate Shingles Roof 4,080 5 $2500-$5000 Deductible 1570 12 Stone Siding No
1945 225,000 Slate Shingles Roof 2,420 4 $5000 to $10,000 Deductible 230 6 Stucco siding yes
1991 160,000 Slate Shingles Roof 1,670 2 $1000-$2500 Deductible 120 2 Stucco siding No
2007 280,000 Composition Roof 2,740 5 $500 Deductible 690 10 Brick siding yes
1963 490,000 Slate Shingles Roof 3,870 5 $2500-$5000 Deductible 470 4 Brick siding No
1968 160,000 Slate Shingles Roof 1,600 2 $5000 to $10,000 Deductible 110 4 Stone Siding No
1967 185,000 Composition Roof 1,750 3 $5000 to $10,000 Deductible 560 12 Vinyl siding No
2012 165,000 Asphalt Shingles Roof 1,470 3 $1000-$2500 Deductible 400 9 Vinyl siding yes
2010 230,000 Metal Roof 1,900 4 $5000 to $10,000 Deductible 370 6 Fiber-Cement Siding yes
2006 110,000 Asphalt Shingles Roof 1,270 3 $500- $1000 Deductible 350 12 Stone Siding No
2006 595,000 Membrane Roof 4,640 5 $2500-$5000 Deductible 1300 10 Fiber-Cement Siding yes
1968 175,000 Slate Shingles Roof 1,700 3 $5000 to $10,000 Deductible 130 4 Brick siding No
2001 250,000 Slate Shingles Roof 1,920 3 $5000 to $10,000 Deductible 470 8 Stucco siding yes
1944 120,000 Metal Roof 1,300 2 $500- $1000 Deductible 200 7 Fiber-Cement Siding No
2014 365,000 Asphalt Shingles Roof 3,070 4 > $10,000 Deductible 510 5 Vinyl siding No
1965 380,000 Metal Roof 4,320 5 $5000 to $10,000 Deductible 120 1 Stone Siding yes
1947 200,000 Membrane Roof 1,620 3 $2500-$5000 Deductible 160 4 Stone Siding yes
2010 240,000 Wood Shake Roof 2,680 4 $5000 to $10,000 Deductible 280 6 Fiber-Cement Siding No
1945 135,000 Slate Shingles Roof 1,540 3 $500- $1000 Deductible 200 4 Brick siding No
2009 205,000 Tile Roof 2,250 3 $500 Deductible 460 8 Stucco siding No
1991 485,000 Composition Roof 3,860 5 $500 Deductible 1500 10 Brick siding yes
1997 175,000 Membrane Roof 1,350 3 $5000 to $10,000 Deductible 30 1 Wood siding yes
2003 375,000 Shingles Roof 3,270 4 $5000 to $10,000 Deductible 840 9 Vinyl siding No
1947 330,000 Wood Shake Roof 3,180 4 $1000-$2500 Deductible 920 10 Brick siding yes
2000 270,000 Composition Roof 2,110 5 $5000 to $10,000 Deductible 920 12 Stucco siding No
1989 160,000 Composition Roof 1,320 2 $500 Deductible 400 6 Fiber-Cement Siding No
1989 220,000 Wood Shake Roof 1,820 4 $500- $1000 Deductible 390 6 Vinyl siding No
1968 240,000 Shingles Roof 2,690 4 > $10,000 Deductible 130 5 Stone Siding No
1990 155,000 Asphalt Shingles Roof 1,660 3 $500- $1000 Deductible 50 1 Vinyl siding No
1961 145,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 110 3 Stone Siding No
1989 225,000 Membrane Roof 2,300 3 $500 Deductible 80 1 Fiber-Cement Siding yes