Milford, CT homeowners insurance is roughly $748 to $1,014, about $62-$84/month. Our in depth research shows customers can save upto $352 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Milford, CT | Homeowners Insurance Agency Near Milford, CT | Address |
|---|---|---|
| Nationwide | Jason Halpert & Associates Llc | 58 Poquonock Ave, Windsor, CT, 06095-2507 |
| Liberty Mutual | Shane Anderson | 2 Bridgewater Road Ste. 201, Farmington, CT, 6032 |
| Liberty Mutual Independent | Agents Advantage Inc - Clsc | 27 CLEVELAND STREET, VALHALLA, NY, 10595 |
| Travelers | Albert Palancia Agency Inc | 116 MAMARONECK AVE, MAMARONECK, NY, 10543 |
| State Farm | Brendan Mccaffery | 444 Washington Ave, North Haven, CT, 06473-1311 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Woodmont borough, Connecticut | $113 | $150 | $225 |
| Stratford CDP, Connecticut | $108 | $144 | $216 |
| Orange CDP, Connecticut | $114 | $151 | $227 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Milford, CT | 3.2% | 8.6% |
| Woodmont | 3.38% | 7.86% |
| Stratford | 3.28% | 8.15% |
| Orange | 2.78% | 7.56% |
| Milford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 109 | 2.0% | $779 |
| $300 to $499 | 203 | 4.0% | $1229 |
| $500 to $749 | 174 | 3.0% | $1904 |
| $750 to $999 | 475 | 10.0% | $2654 |
| $1,000 to $1,499 | 1,660 | 36.0% | $3779 |
| $1,500 or more | 1,952 | 42.0% | $5429 |
| Streets in Milford Area | Homeowners Insurance Cost |
|---|---|
| Odell Ave, Avery Ave, Midway Ave, Sea Flower Rd, Ludlow Dr, Old Oronoque Rd, Watrous Ln, Quirk Rd, Harold Ave, Eisenhower Dr | $862 |
| Dorsey Ln, Walker St, Mary Ellen Dr, Harley Rd, Carmen Rd, Terrell Dr, First Ave, Sampson St, Marshall St, Furniture Row | $868 |
| Winston Ct, Farley Rd, Lambert Dr, Fairwood Ave, Deerfield Ave, Cricklewood Rd, Myrtlewood Dr, Midwood Rd, Beachland Ave, Hilltop Cir | $866 |
| Flax Mill Ter, Dolphin Dr, W River St, Wampus Ln, Riverview St, Canterbury Ln, Windsor Rd, Foxwood Ln, Morrell Ave, Benson St | $897 |
| W Clark St, Coram Ln, Richard St, Pauline St, Katydid Ln, Bryan Hill Rd, Bolt Ln, Alfred Rd, Hazelwood Ave, Harborview Ave | $901 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Milford | $131 to $134 |
| Woodmont | $135 |
| Stratford | $129 |
| Orange | $136 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $8,700 |
| Yearly Milford Homeowner Insurance Premium Example | $5,100 | $3,500 |
| Out of Pocket Expense During Claim | $700 | $8,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $31,300 | $29,700 |
| Net Savings to Milford Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Milford, CT Home Replacement Value MORE than Home Value | Milford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $347,000 | $245,500 |
| Insurance Premium based on Replacement Value | $3,825 | $2,700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,500 | Risk Exposure from Under Insuring Coverage is $65,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $400/year |
| Insurance Company | Allstate | Farmers Insurance | State Farm |
| Monthly Premium | 145 | 123 | 274 |
| Year Built | 1945 | 1986 | 1972 |
| Home Details | 3 Beds, 1 Baths | 2 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $350000-$400000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |