Miles City Insurance Rates:

Miles City, MT homeowners insurance is about $637 to $865, about $53-$72/month. Our all inclusive research shows customers can save upto $300 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Miles City, MT Homeowners Insurance By Home Value

Miles City, MT Home Value Total Homes % of Total Average Miles City, MT Homeowners Insurance
Less than $50,000 545 18.0% $180
$50,000 to $59,999 166 5.0% $382
$60,000 to $69,999 216 7.0% $480
$70,000 to $79,999 145 4.0% $555
$80,000 to $89,999 258 8.0% $630
$90,000 to $99,999 179 6.0% $697
$100,000 to $124,999 426 14.0% $810
$125,000 to $149,999 216 7.0% $1020
$150,000 to $174,999 269 9.0% $1200
$175,000 to $199,999 101 3.0% $1387
$200,000 to $249,999 187 6.0% $1672
$250,000 to $299,999 132 4.0% $2040
$300,000 to $399,999 100 3.0% $2595

Top Home Insurance Agents Near Miles City, MT

Home Insurance Company Near Miles City, MT Homeowners Insurance Agency Near Miles City, MT Address
NA Rosebud County Insurance, Inc. 1001 Main St, Forsyth, MT, 59327
Allstate Clarke Insurance 1081 Front St, Forsyth, MT, 59327
Allstate Miles City Ins Svc 1009 Main St, Miles City, MT, 59301
State Farm Shan Kuntz 933 Main Street, Forsyth, MT, 59327
State Farm Tyler Chapmon 2815 Comstock St, Miles City, MT, 59301-5754

Cost Of Homeowners Insurance By Street Near Miles City, MT

Streets in Miles City Area Homeowners Insurance Cost
Rd 417, Ullman St, S Jordan Ave, N Jordan Ave, Cemetery Rd, Nansel Ln, Mildred Ismay Cut Across, S 4th St, S Sunday Creek Rd, S Cale Ave$767
N Belmont Ave, Co Rd 314, Missouri Ave, N 5th St, N Montana Ave, Huffman Ln, Wolf Creek Rd, N Sunday Creek Rd, N 8th St, N Center Ave$737
Riverside St, Atlantic Ave, N Cottage Ave, Cedar Breaks Trl, N Cottage Grove Ave, Sam Leo Rd, Ashland St, N Merriam Ave, Cemetery Rd, N Jordan Ave$749
Fort Keogh Rd, N Woodbury St, Ponderosa Dr, Sudlow St, N National Ave, S Sewell Ave, Dickinson St, Grenz Dr, Sprandel Ln, N Prairie Ave$743
Vinton St, N Michigan Ave, Rivenes St, S Herzog Rd, Lake Ave, Co Rd 431, N Merriam Ave, Odds and Ends Ln, Rd 619, Water Work Rd W$772

Miles City, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Miles City$112 to $114
Custer County$112
North Custer$115
Shirley-Ismay$113

Miles City, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Custer County, Montana $94 $125 $188
North Custer CCD, Custer County, Montana $96 $128 $192
South Custer CCD, Custer County, Montana $96 $127 $191

Miles City, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Miles City, MT6.4%17.7%
Custer County6.3%17.6%
North Custer5.9%15.08%
South Custer5.06%17.8%

Miles City Renters Insurance as a Percentage of Rent

Miles City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 49 3.0% $357
$200 to $299 95 6.0% $807
$300 to $499 626 43.0% $1257
$500 to $749 461 31.0% $1932
$750 to $999 147 10.0% $2682
$1,000 to $1,499 73 5.0% $3807

Miles City, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Miles City Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,000$3,400
Net Savings to Miles City Home Owner from High Deductible Plan $600

Miles City, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Miles City, MT Home Replacement Value MORE than Home Value Miles City, MT Home Replacement Value LESS than Home Value
Replacement Value $76,500 $47,000
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Miles City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersFarmers Insurance
Monthly Premium 733868
Year Built 194219611988
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Miles City, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 190,000 Tile Roof 3,310 5 $500 Deductible 590 7 Stone Siding No
1989 135,000 Asphalt Shingles Roof 2,100 4 $500 Deductible 140 2 Fiber-Cement Siding yes
1961 90,000 Membrane Roof 1,080 2 $500 Deductible 120 4 Brick siding yes
1960 335,000 Composition Roof 4,610 5 $500 Deductible 1510 9 Vinyl siding yes
1988 140,000 Membrane Roof 1,780 4 $2500-$5000 Deductible 40 1 Stone Siding yes
1942 165,000 Composition Roof 2,610 5 $1000-$2500 Deductible 550 8 Stone Siding No
1988 95,000 Slate Shingles Roof 1,730 3 $1000-$2500 Deductible 170 6 Stone Siding yes
1976 155,000 Composition Roof 2,090 3 $500- $1000 Deductible 180 3 Stone Siding No
1960 130,000 Membrane Roof 1,650 2 $500- $1000 Deductible 320 5 Stone Siding No
1968 175,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 350 6 Brick siding No
1984 290,000 Slate Shingles Roof 3,560 5 $5000 to $10,000 Deductible 60 1 Stucco siding No
1942 230,000 Slate Shingles Roof 3,220 4 $1000-$2500 Deductible 210 3 Stucco siding yes
1949 175,000 Shingles Roof 2,480 5 $5000 to $10,000 Deductible 370 7 Brick siding yes
1975 130,000 Asphalt Shingles Roof 1,550 3 $500- $1000 Deductible 220 3 Fiber-Cement Siding yes
1965 160,000 Asphalt Shingles Roof 2,530 4 $5000 to $10,000 Deductible 290 7 Stucco siding No
1989 135,000 Membrane Roof 2,040 4 $1000-$2500 Deductible 290 6 Vinyl siding yes
1946 175,000 Shingles Roof 2,290 3 $1000-$2500 Deductible 140 3 Wood siding No
1946 100,000 Wood Shake Roof 1,560 3 $500- $1000 Deductible 260 9 Wood siding yes
1984 115,000 Wood Shake Roof 1,790 2 $500 Deductible 80 2 Fiber-Cement Siding yes
1978 220,000 Membrane Roof 2,590 5 $500- $1000 Deductible 800 8 Wood siding No
1980 115,000 Tile Roof 1,790 4 $1000-$2500 Deductible 410 10 Wood siding yes
1965 365,000 Tile Roof 4,980 5 > $10,000 Deductible 790 9 Fiber-Cement Siding No
1946 240,000 Wood Shake Roof 2,840 5 $5000 to $10,000 Deductible 900 12 Vinyl siding yes
1948 140,000 Membrane Roof 1,830 3 $1000-$2500 Deductible 250 5 Stone Siding No
1971 65,000 Wood Shake Roof 1,130 2 $500- $1000 Deductible 80 4 Wood siding yes
1984 190,000 Metal Roof 3,180 4 $2500-$5000 Deductible 420 6 Stucco siding yes
1967 145,000 Asphalt Shingles Roof 2,250 3 $500- $1000 Deductible 360 5 Brick siding yes
1988 135,000 Asphalt Shingles Roof 1,980 4 $500 Deductible 210 5 Stucco siding No
1962 150,000 Shingles Roof 2,340 4 $2500-$5000 Deductible 290 7 Wood siding yes
1943 95,000 Membrane Roof 1,270 3 $500 Deductible 500 9 Brick siding No
1983 230,000 Asphalt Shingles Roof 3,050 5 $500 Deductible 1120 10 Stone Siding No
1985 100,000 Composition Roof 1,350 3 $500 Deductible 130 3 Brick siding yes
1941 150,000 Wood Shake Roof 2,110 3 $2500-$5000 Deductible 40 1 Stone Siding No
1974 155,000 Metal Roof 2,130 4 $500 Deductible 160 3 Brick siding yes