Milan Insurance Rates:

Milan, TN homeowners insurance is nearly $664 to $903, about $55-$75/month. Our thorough guide reveals consumers can save as much as $313 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Milan, TN Homeowners Insurance By Home Value

Milan, TN Home Value Total Homes % of Total Average Milan, TN Homeowners Insurance
Less than $50,000 243 13.0% $219
$50,000 to $59,999 129 7.0% $462
$60,000 to $69,999 105 5.0% $572
$70,000 to $79,999 184 10.0% $658
$80,000 to $89,999 310 17.0% $752
$90,000 to $99,999 160 8.0% $838
$100,000 to $124,999 203 11.0% $972
$125,000 to $149,999 140 7.0% $1215
$150,000 to $174,999 82 4.0% $1442
$175,000 to $199,999 93 5.0% $1662
$200,000 to $249,999 58 3.0% $1999
$250,000 to $299,999 55 3.0% $2446
$300,000 to $399,999 44 2.0% $3104

Top Home Insurance Agents Near Milan, TN

Home Insurance Company Near Milan, TN Homeowners Insurance Agency Near Milan, TN Address
NA Maddox Insurance Agency, Llc - Huntingdon 21290 E. Main Street 21290 E. Main Street, huntingdon, TN, 38344
Farmers Bryant Bailey 52 S Main St Ste E, Lexington, TN, 38351
Travelers Cac Financial Partners 116 NORTH JEFFERSON ST, RIPLEY, TN, 38063
State Farm Jody Farmer 241 Highway 641 N Ste B, Camden, TN, 38320-1393
Allstate S & S Insurance 4029 S 1st Street Suite 104, Milan, TN, 38358

Cost Of Homeowners Insurance By Street Near Milan, TN

Streets in Milan Area Homeowners Insurance Cost
Concord Cades Rd, McAllister St, Mount Pleasant Rd, Lea Ln, Crestwell St, Telecom Dr, College St, Horace Burress Rd, E Cunningham St, Union Central Rd$785
McElrath Ln, Willow Trace Dr, Rolling Meadows St, Dolly Tom Dr, Laneview-Concord Rd, Lake Crest Cove, Verdell St, Hilltop St, Chapman Rd, Meadowbrook Dr$795
Reasons Blvd, Ledbetter Rd, State Rte 104, Shady Hill Trailer Pk, S 2nd St, Culpepper St, Cades Cove, Lake St, Concord Ln, Ennis St$787
Bringle St, Oakhill Dr, Gibson Hwy, Ellington Dr, Carnes Rd, NW Front St N, Vick Rd, Ford St, Oakwood Rd, S 1st St$778
Coldwater Cv, Chickadee Dr, SW Front St, McKellar St, Randy Ln, Planer Dr, Cumberland Rd, Barren Field Dr, Broad St, Patten St$781

Milan, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Milan$117 to $119
Gibson$116
Medina$122
Atwood$115

Milan, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gibson town, Tennessee $97 $129 $194
Medina city, Tennessee $102 $136 $204
Atwood town, Tennessee $97 $129 $193

Milan, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Milan, TN7.4%17.7%
Gibson6.92%18.96%
Medina5.26%17.99%
Atwood8.23%22.37%

Milan Renters Insurance as a Percentage of Rent

Milan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 97 8.0% $368
$200 to $299 60 5.0% $818
$300 to $499 222 20.0% $1268
$500 to $749 429 38.0% $1943
$750 to $999 265 23.0% $2693
$1,000 to $1,499 26 2.0% $3818

Milan, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Milan Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Milan Home Owner from High Deductible Plan $600

Milan, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Milan, TN Home Replacement Value MORE than Home Value Milan, TN Home Replacement Value LESS than Home Value
Replacement Value $97,500 $66,000
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Milan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 815132
Year Built 194319791986
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$75000-$100000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Milan, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 90,000 Membrane Roof 1,240 3 $2500-$5000 Deductible 30 1 Stucco siding No
2004 85,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 280 9 Vinyl siding yes
1943 170,000 Metal Roof 2,700 4 $5000 to $10,000 Deductible 40 1 Stucco siding No
1943 100,000 Shingles Roof 1,330 3 $500 Deductible 520 12 Fiber-Cement Siding No
2003 95,000 Slate Shingles Roof 1,580 3 $2500-$5000 Deductible 150 5 Vinyl siding No
1940 95,000 Slate Shingles Roof 1,420 3 $2500-$5000 Deductible 140 6 Stucco siding No
2005 190,000 Tile Roof 3,260 4 $500 Deductible 990 10 Wood siding No
1951 140,000 Wood Shake Roof 1,930 3 $500 Deductible 140 3 Stucco siding No
1978 140,000 Slate Shingles Roof 1,970 4 $2500-$5000 Deductible 240 5 Stucco siding yes
1962 110,000 Metal Roof 1,710 3 $500- $1000 Deductible 130 3 Stone Siding No
1962 195,000 Membrane Roof 2,960 4 $500- $1000 Deductible 890 12 Vinyl siding yes
1988 110,000 Metal Roof 2,090 4 $500 Deductible 420 9 Vinyl siding No
2009 130,000 Metal Roof 1,790 4 $500- $1000 Deductible 360 10 Stone Siding yes
1946 195,000 Metal Roof 3,350 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1986 165,000 Slate Shingles Roof 2,390 4 $500 Deductible 160 3 Fiber-Cement Siding yes
1954 125,000 Shingles Roof 1,970 4 $500- $1000 Deductible 180 3 Fiber-Cement Siding No
1942 125,000 Slate Shingles Roof 2,070 4 $1000-$2500 Deductible 490 10 Fiber-Cement Siding yes
1977 90,000 Metal Roof 1,510 3 $1000-$2500 Deductible 70 2 Fiber-Cement Siding yes
1969 100,000 Tile Roof 1,610 3 $500 Deductible 100 2 Vinyl siding yes
2009 175,000 Tile Roof 2,290 4 $500- $1000 Deductible 230 4 Brick siding No
1964 100,000 Asphalt Shingles Roof 1,920 4 $500 Deductible 190 6 Stucco siding No
2009 90,000 Wood Shake Roof 1,720 3 $2500-$5000 Deductible 50 3 Stucco siding No
2013 135,000 Shingles Roof 1,920 3 $500- $1000 Deductible 350 8 Wood siding No
2014 165,000 Tile Roof 2,450 4 $500- $1000 Deductible 720 12 Brick siding yes
1960 185,000 Slate Shingles Roof 2,480 4 $5000 to $10,000 Deductible 340 5 Vinyl siding No
1954 115,000 Wood Shake Roof 1,880 4 $1000-$2500 Deductible 200 5 Vinyl siding yes
1979 115,000 Metal Roof 1,820 4 $2500-$5000 Deductible 40 1 Vinyl siding yes
1982 140,000 Wood Shake Roof 2,210 4 $500- $1000 Deductible 390 9 Stucco siding No
2014 130,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 70 2 Wood siding yes
2000 120,000 Metal Roof 2,120 3 $1000-$2500 Deductible 290 8 Stucco siding yes