Midlothian Insurance Rates:

Midlothian, VA homeowners insurance is approximately $641 to $868, about $53-$72/month. Our exhaustive analysis indicates shoppers can save as much as $302 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I love the geico app. i have my car insurance and home insurance all in one place. can access the details of my policy quickly and easy. also, the customer service has been good when i've reached out to customer service reps.
I don't like that my company does not accept credit card payments. i think things would be a lot more easy and enticing if they did.
State Farm
I like state farm, because they are reliable. i may pay more than the average person, but i receive a great service provided.
Erie Insurance
I like that they have a portal that current customers can login to in order to get information on their account. You can also request service on the website.
All State
I receive an email from them at least once a month that sometimes shows me new offers or deals that they have available. At other times, usually 2-3 times a year, my insurance agent reaches out to me directly (on a personal level) to make sure that everything is okay, that we are doing well, and that we are happy with our policy. They do not spend ridiculous amounts of emails or postal mail.
State Farm
Progressive talks a good game about saving me money but in the end it is a big rip off since I pay and pay for nothing.

Midlothian, VA Homeowners Insurance By Home Value

Midlothian, VA Home Value Total Homes % of Total Average Midlothian, VA Homeowners Insurance
Less than $50,000 522 3.0% $60
$100,000 to $124,999 475 3.0% $294
$125,000 to $149,999 597 4.0% $362
$150,000 to $174,999 1,279 9.0% $430
$175,000 to $199,999 1,266 9.0% $498
$200,000 to $249,999 2,913 22.0% $604
$250,000 to $299,999 2,616 19.0% $739
$300,000 to $399,999 3,270 24.0% $936

Top Home Insurance Agents Near Midlothian, VA

Home Insurance Company Near Midlothian, VA Homeowners Insurance Agency Near Midlothian, VA Address
NA Digital Benefit Advisors 9954 Mayland Dr #2200 Richmond, Henrico, VA, 23233
Travelers Bankers Insurance Llc 700 E MAIN ST SUITE 1411, RICHMOND, VA, 23219
Travelers Riggs Counselman Michaels & Downes Inc 4200 INNSLAKE DR STE 303, GLENN ALLEN, VA, 23060
Allstate Wendy Carter 9102 Rutland Greens Way Ste E, Mechanicsville, VA, 23116
Allstate Wendy Carter 3440 Lauderdale Dr, Richmond, VA, 23233

Cost Of Homeowners Insurance By Street Near Midlothian, VA

Streets in Midlothian Area Homeowners Insurance Cost
Castlebridge Rd, Beauridge Ct, Lyndale Cir, Bon Air Crest Pl, Yarmouth Cir, Fulbrook Dr, Choctaw Rd, Sturbridge Dr, Ardara Ln, Mariners Pl$754
Trefoil Way, White Rabbit Rd, Arrandell Rd, Wivenhall Dr, Ketcham Dr, N Carriage Ln, Red Queen Rd, Bon Air Crest Dr, Creekglen Ln, Gills Gate Ct$727
Groveton Cir, N Briarpatch Dr, Brixham Dr, Fountain View Dr, Warminster Ct, Hazen St, Raily Hill Ct, Lynngate Ln, Village Gate Pl, Simons Dr$748
Brucewood Dr, Eureka Dr, Brixton Rd, Coralview Ct, Thornloe Ct, Engerston Rd, N Woolridge Rd, Castle Hollow Ter, Dyer Ln, Whispering Oaks Ct$753
Oxer Ct, Bellona Arsenal Rd, Litchfield Dr, Creekside Rd, Old Bon Air Pl, Pinchot St, Bosham Ct, Port Savage Dr, Forest Hill Ave, Walmsley Blvd$731
Gamelaw Ct, Handel Ct, Goodes Bridge Rd, Silliman Rd, Druid Dr, S Den Bark Ct, Shoreham Dr, Mariners Way, Vixen Cir, Bellows Dr$730
Founders Bridge Ct, Caddington Ter, Lamplighter Dr, Stillbrook Rd, Huguenot Rd, Fairgate Rd, Walton Bluff Ter, Rose Family Dr, Charter Colony Pkwy, Hawkins Wood Ct$761
Astoria Dr, Pulliam St, Spring Lake Rd, Mayflower Dr, Cowan Rd, Water Race Dr, Planters Row Dr, Ives Ln, Tremelo Trl, Hollypark Dr$745
Wake Ave, Wexwood Dr, Wayside Dr, Cove Ridge Trce, Huntwood Rd, Millcrest Ter, West Rd, Polk St, Stone River Ct, Luton Ct$733
Brentford Dr, Juanoak Dr, Chartstone Dr, Chatsworth Ave, Early Settlers Rd, Radstock Rd, Sue Jean Dr, Dulles Ct, Mohawk Dr, Old Gun Rd E$748

Midlothian, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Midlothian$112 to $115
Bon Air$110

Midlothian, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bon Air CDP, Virginia $110 $147 $221
Clover Hill district, Chesterfield County, Virginia $110 $147 $221
Rockwood CDP, Virginia $110 $146 $219

Midlothian, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Midlothian, VA3.4%12.3%
Bon Air3.9%13.29%
Clover Hill3.85%13.61%

Midlothian Renters Insurance as a Percentage of Rent

Midlothian Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 73 1.0% $1229
$500 to $749 378 7.0% $1904
$750 to $999 1,553 31.0% $2654
$1,000 to $1,499 2,245 44.0% $3779
$1,500 or more 737 14.0% $5429

Midlothian, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Midlothian Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,200$13,200
Net Savings to Midlothian Home Owner from High Deductible Plan $1,000

Midlothian, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Midlothian, VA Home Replacement Value MORE than Home Value Midlothian, VA Home Replacement Value LESS than Home Value
Replacement Value $233,500 $150,000
Insurance Premium based on Replacement Value $1,275 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $300/year

Example Midlothian Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAllstate
Monthly Premium 7813591
Year Built 199520101972
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$400000-$500000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Midlothian, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 580,000 Wood Shake Roof 3,750 5 $2500-$5000 Deductible 1740 8 Stone Siding yes
2000 745,000 Membrane Roof 4,440 5 $2500-$5000 Deductible 190 1 Brick siding yes
1979 235,000 Wood Shake Roof 1,750 3 $2500-$5000 Deductible 620 10 Stucco siding yes
1997 440,000 Tile Roof 2,610 4 $2500-$5000 Deductible 540 5 Wood siding yes
2010 355,000 Wood Shake Roof 2,740 5 $500- $1000 Deductible 660 4 Stone Siding No
2008 350,000 Wood Shake Roof 2,400 3 > $10,000 Deductible 300 3 Vinyl siding yes
2011 765,000 Shingles Roof 4,670 5 > $10,000 Deductible 1420 9 Fiber-Cement Siding No
1989 230,000 Membrane Roof 1,810 5 > $10,000 Deductible 90 2 Fiber-Cement Siding No
2006 210,000 Slate Shingles Roof 1,480 3 $500- $1000 Deductible 560 6 Wood siding yes
1972 590,000 Slate Shingles Roof 3,820 5 $2500-$5000 Deductible 1280 6 Stucco siding No
2011 340,000 Asphalt Shingles Roof 2,360 5 $5000 to $10,000 Deductible 970 9 Stucco siding No
1974 345,000 Metal Roof 2,180 4 $1000-$2500 Deductible 1840 12 Stucco siding No
2008 190,000 Tile Roof 1,260 3 $5000 to $10,000 Deductible 320 6 Stone Siding yes
2005 715,000 Membrane Roof 4,510 5 $500 Deductible 2200 8 Vinyl siding No
1994 295,000 Composition Roof 2,250 5 > $10,000 Deductible 510 9 Brick siding yes
1987 245,000 Slate Shingles Roof 1,820 3 $500 Deductible 110 1 Fiber-Cement Siding yes
2012 485,000 Tile Roof 3,380 5 > $10,000 Deductible 1000 9 Stone Siding No
1976 400,000 Composition Roof 3,310 4 $5000 to $10,000 Deductible 720 7 Stucco siding yes