Midlothian Insurance Rates:

Midlothian, TX homeowners insurance is approximately $893 to $1,213, about $74-$101/month. Our all inclusive analysis reveals consumers can save as much as $421 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I enjoy the availability of the person who handles my insurance. i am never left without answers and always provided with good information.
Progressive
I don't like the delay or lag between the time they actually withdraw a payment and when it shows as being deducted from my bank account.
State Farm
Compensation for accidents is extremely good depending on what type and amount of insurance you have with them, they almost fully compensate 98% of our loss
Progressive
It is pretty good for such a big house. I'm happy with my premium which I'm paying presently
State Farm
I am incredibly happy with my insurance company because they offer great coverage and great customer service, I would highly recommend them.
Allstate
I dislike all insurance companies, because we pay for what might happen instead of what has already happened. Even Allstate, with its cheaper than everybody else rates, is still expensive.
Allstate
I like how I am able to receive email's from my insurance company which makes it easy to stay informed about any policy changes
Allstate
I have not had that much interaction with them, so far. They seem fair, knowledgeable, kind, and honest, however.

Midlothian, TX Homeowners Insurance By Home Value

Midlothian, TX Home Value Total Homes % of Total Average Midlothian, TX Homeowners Insurance
Less than $50,000 398 7.0% $157
$50,000 to $59,999 92 1.0% $347
$60,000 to $69,999 111 1.0% $421
$70,000 to $79,999 230 4.0% $494
$80,000 to $89,999 233 4.0% $558
$90,000 to $99,999 258 4.0% $621
$100,000 to $124,999 808 14.0% $726
$125,000 to $149,999 416 7.0% $905
$150,000 to $174,999 987 17.0% $1074
$175,000 to $199,999 370 6.0% $1232
$200,000 to $249,999 833 14.0% $1484
$250,000 to $299,999 441 7.0% $1821
$300,000 to $399,999 427 7.0% $2316

Top Home Insurance Agents Near Midlothian, TX

Home Insurance Company Near Midlothian, TX Homeowners Insurance Agency Near Midlothian, TX Address
NA Dillon Gage Insurance Services, Inc 15301 Dallas Pkwy, Addison, TX, 75001
State Farm Ann Nguyen 12655 N Central Expy Ste 310, Dallas, TX, 75243-3778
Travelers Hendry Insurance 7800 Preston Rd. 7800 Preston Rd., Plano, TX, 75024
Travelers Kht Insurance 200 W MAGNOLIA STE 201, FT WORTH, TX, 76104
Allstate Peggy Fenwick 5601 Democracy Dr Ste 295, Plano, TX, 75024

Cost Of Homeowners Insurance By Street Near Midlothian, TX

Streets in Midlothian Area Homeowners Insurance Cost
Enterprise Rd, E Seeton Rd, Jakes Way, Beaver Creek Cir, Platte Ct, Davis Dr, E Ave F, Silver River Rd, McAda Dr, Lucetta St$1,008
Celebrity Ct, S Clinton Ln, Hummingbird Dr, Gifco Rd, Lakeview Rd, Old Blush Dr, W Ave B, US Hwy 67, Whitney Dr, S 3rd St$1,053
Ramsey St, Morgan's Way, Lon Hays Dr, Pebble Creek Dr, Teresa Trl, E FM 875, McAlpin Rd, Alexis St, Lamesa Cir, Skyline Cir$1,084
Plainview Rd, Mason Ln, Granada Ct, Hunter Ridge Dr, W Ave I, S 9th St, Sir Lancelot Cir, Deer Dr, Vernon Pt, Bobby Smith Ln$1,053
Kym Ct, Grey Dawn Dr, Cope Rd, Springbrook Dr, Vall Vis, Tall Meadows Dr, FM Rd 1387, Jessica Ln, S 7th St, Mr Haney$1,092

Midlothian, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Midlothian$157 to $160
Venus$154
Cedar Hill$155
Mansfield$159

Midlothian, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Venus town, Texas $154 $205 $308
Cedar Hill city, Texas $155 $207 $311
Mansfield city, Texas $160 $213 $320

Midlothian, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Midlothian, TX5.5%16.8%
Venus6.4%18.42%
Cedar Hill5.5%14.37%
Mansfield4.69%12.59%

Midlothian Renters Insurance as a Percentage of Rent

Midlothian Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 57 4.0% $1243
$500 to $749 421 33.0% $1918
$750 to $999 199 15.0% $2668
$1,000 to $1,499 474 38.0% $3793
$1,500 or more 96 7.0% $5443

Midlothian, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$8,300
Yearly Midlothian Homeowner Insurance Premium Example $2,600$1,600
Out of Pocket Expense During Claim$1,300$8,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,100$21,100
Net Savings to Midlothian Home Owner from High Deductible Plan $1,000

Midlothian, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Midlothian, TX Home Replacement Value MORE than Home Value Midlothian, TX Home Replacement Value LESS than Home Value
Replacement Value $109,000 $71,500
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Midlothian Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceUSAA groupFarmers Insurance
Monthly Premium 7379261
Year Built 199720071981
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$100000-$125000$500000-$600000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Midlothian, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 145,000 Tile Roof 1,660 3 $1000-$2500 Deductible 200 2 Stone Siding yes
2006 355,000 Membrane Roof 4,610 5 > $10,000 Deductible 460 3 Stone Siding No
1998 260,000 Asphalt Shingles Roof 2,300 4 $5000 to $10,000 Deductible 320 3 Stone Siding yes
2004 185,000 Composition Roof 2,340 5 $500 Deductible 520 3 Fiber-Cement Siding yes
1994 220,000 Slate Shingles Roof 1,980 5 $1000-$2500 Deductible 980 8 Stucco siding No
1990 175,000 Tile Roof 1,910 4 $2500-$5000 Deductible 420 4 Vinyl siding No
2002 235,000 Asphalt Shingles Roof 2,940 4 > $10,000 Deductible 290 3 Stone Siding No
1983 270,000 Asphalt Shingles Roof 3,360 4 $1000-$2500 Deductible 150 1 Stucco siding No
1992 220,000 Wood Shake Roof 2,030 3 $500- $1000 Deductible 1880 10 Stone Siding No
1991 255,000 Tile Roof 2,660 4 $500 Deductible 580 4 Stone Siding No
2012 220,000 Metal Roof 2,520 4 $500- $1000 Deductible 1200 7 Vinyl siding No
1988 205,000 Tile Roof 2,220 3 > $10,000 Deductible 300 3 Stone Siding yes
1992 170,000 Membrane Roof 2,180 4 $5000 to $10,000 Deductible 160 2 Stucco siding No
1993 140,000 Slate Shingles Roof 1,490 3 $500- $1000 Deductible 280 3 Fiber-Cement Siding No
2010 310,000 Metal Roof 3,030 4 $1000-$2500 Deductible 2890 12 Stucco siding No
1993 270,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 910 7 Brick siding yes
1986 200,000 Tile Roof 1,990 4 $500- $1000 Deductible 1060 6 Fiber-Cement Siding No
1980 195,000 Wood Shake Roof 2,510 4 $1000-$2500 Deductible 1110 7 Vinyl siding No
2000 245,000 Tile Roof 2,130 3 $2500-$5000 Deductible 830 5 Fiber-Cement Siding yes
2005 140,000 Metal Roof 1,670 4 $1000-$2500 Deductible 410 5 Brick siding No
2011 290,000 Wood Shake Roof 3,180 5 > $10,000 Deductible 270 3 Stucco siding No
2011 185,000 Asphalt Shingles Roof 1,750 3 $1000-$2500 Deductible 1000 6 Brick siding yes
1991 160,000 Metal Roof 1,690 3 $500- $1000 Deductible 1280 12 Brick siding No
1990 335,000 Wood Shake Roof 3,610 5 $5000 to $10,000 Deductible 1480 8 Wood siding yes
1990 215,000 Membrane Roof 2,710 5 $500 Deductible 120 1 Brick siding yes
1981 185,000 Composition Roof 2,100 4 $500- $1000 Deductible 860 6 Wood siding No
2013 185,000 Composition Roof 2,100 4 $500- $1000 Deductible 930 9 Brick siding No