Midlothian Insurance Rates:

Midlothian, IL homeowners insurance is approximately $649 to $882, about $54-$73/month. Our all inclusive research shows customers can save upto $306 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Midlothian, IL Homeowners Insurance By Home Value

Midlothian, IL Home Value Total Homes % of Total Average Midlothian, IL Homeowners Insurance
Less than $50,000 83 2.0% $107
$60,000 to $69,999 46 1.0% $290
$80,000 to $89,999 114 3.0% $382
$90,000 to $99,999 82 2.0% $420
$100,000 to $124,999 261 7.0% $489
$125,000 to $149,999 576 15.0% $612
$150,000 to $174,999 875 23.0% $726
$175,000 to $199,999 467 12.0% $841
$200,000 to $249,999 737 19.0% $1009
$250,000 to $299,999 279 7.0% $1239
$300,000 to $399,999 146 3.0% $1575

Top Home Insurance Agents Near Midlothian, IL

Home Insurance Company Near Midlothian, IL Homeowners Insurance Agency Near Midlothian, IL Address
Allstate Bartosz (Bart) J Balaz 577 Pennsylvania Ave Ste 101, Glen Ellyn, IL, 60137
Liberty Mutual Christine Lynch 24402 W Lockport Street Ste 124, Plainfield, IL, 60544
Allstate Northern Insurance Group 114 W North St, Morris, IL, 60450
Farmers Peter Shelley 414 Plaza Dr Ste 101, Westmont, IL, 60559
State Farm Rick Hakey 24048 W Lockport St, Plainfield, IL, 60544-1659

Cost Of Homeowners Insurance By Street Near Midlothian, IL

Streets in Midlothian Area Homeowners Insurance Cost
S Hendricks Rd, S Lydia Ave, Kinne Rd, Grange Ave, S Finley Ave, 152nd Pl, Utica Ave, 147th Pl, W 136th Pl, Jamie Ct$721
Emery Ln, Lynne Ct, S Claire Blvd, Whipple St, Forest Edge St, Cromwell Ln, Hendricks Rd, Saint Louis Ave, S Claire Blvd, W 139th Pl$746
Alida Ave, Betty Ann Ln, S Richardson Ave, W 136th St, 147th Pl, Rexford Rd, Temple St, Margie Ln, 153rd Pl, Mission Ct$726
147th Ct, W 138th Pl, W 135th Pl, 151st Pl, Richardson Ave, Crescent Green Dr, S Reeves Rd, W 137th St, Concordia Ct, Denis Ct$718
Scarborough Ct, W Lydia Ave, Dennis Ct, Mission Ave, 144th Ct, W Midlothian Tpke, Margaret Curtis Ln, Bobby Locke Ln, Jamie Ln, Midlothian Tpke$786

Midlothian, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Midlothian$114 to $117
Robbins$108
Crestwood$114
Bremen$115

Midlothian, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Robbins village, Illinois $90 $120 $180
Crestwood village, Illinois $96 $127 $191
Bremen township, Cook County, Illinois $96 $128 $192

Midlothian, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Midlothian, IL4.1%11.9%
Robbins5.25%14.18%
Crestwood4.42%13.45%
Bremen3.9%11.11%

Midlothian Renters Insurance as a Percentage of Rent

Midlothian Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 45 3.0% $786
$300 to $499 23 1.0% $1236
$500 to $749 232 18.0% $1911
$750 to $999 558 43.0% $2661
$1,000 to $1,499 283 22.0% $3786
$1,500 or more 142 11.0% $5436

Midlothian, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Midlothian Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Midlothian Home Owner from High Deductible Plan $600

Midlothian, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Midlothian, IL Home Replacement Value MORE than Home Value Midlothian, IL Home Replacement Value LESS than Home Value
Replacement Value $249,000 $142,500
Insurance Premium based on Replacement Value $1,050 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Midlothian Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersState Farm
Monthly Premium 5411443
Year Built 196019771982
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Midlothian, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 265,000 Wood Shake Roof 2,380 3 $500 Deductible 1300 12 Fiber-Cement Siding No
1961 275,000 Metal Roof 2,640 4 $500 Deductible 1260 10 Wood siding No
1989 300,000 Membrane Roof 2,750 4 $500- $1000 Deductible 610 5 Wood siding No
1979 210,000 Tile Roof 2,020 4 $500 Deductible 900 10 Wood siding No
1976 245,000 Tile Roof 2,630 4 $2500-$5000 Deductible 90 1 Stucco siding yes
1980 180,000 Wood Shake Roof 1,640 5 $2500-$5000 Deductible 320 7 Brick siding No
1980 200,000 Shingles Roof 1,890 4 $5000 to $10,000 Deductible 650 9 Fiber-Cement Siding No
1960 355,000 Shingles Roof 3,310 4 $500- $1000 Deductible 180 1 Wood siding No
1981 135,000 Shingles Roof 1,430 3 $1000-$2500 Deductible 110 2 Brick siding No
1972 155,000 Slate Shingles Roof 1,880 5 $500- $1000 Deductible 430 7 Stucco siding yes
1982 160,000 Tile Roof 1,780 4 $2500-$5000 Deductible 420 10 Brick siding yes
1964 255,000 Slate Shingles Roof 2,320 3 > $10,000 Deductible 630 10 Fiber-Cement Siding No
1977 490,000 Membrane Roof 4,190 5 $1000-$2500 Deductible 1410 7 Wood siding No
1971 290,000 Slate Shingles Roof 3,160 5 $500- $1000 Deductible 120 1 Brick siding No
1970 225,000 Membrane Roof 2,300 4 $1000-$2500 Deductible 260 4 Stone Siding No
1970 390,000 Slate Shingles Roof 3,300 5 > $10,000 Deductible 770 9 Stucco siding yes
1977 100,000 Membrane Roof 1,220 3 $1000-$2500 Deductible 60 2 Vinyl siding No
1965 205,000 Slate Shingles Roof 2,370 4 $1000-$2500 Deductible 410 8 Wood siding yes
1979 155,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 270 5 Stone Siding yes
1983 305,000 Composition Roof 2,890 4 $2500-$5000 Deductible 580 6 Stucco siding No
1964 200,000 Slate Shingles Roof 2,430 4 $500 Deductible 590 9 Wood siding No
1978 245,000 Composition Roof 2,130 4 $2500-$5000 Deductible 770 9 Vinyl siding No
1986 235,000 Metal Roof 2,310 3 $5000 to $10,000 Deductible 130 2 Stone Siding No
1966 385,000 Metal Roof 3,280 4 $500- $1000 Deductible 1310 12 Stucco siding No
1962 280,000 Composition Roof 2,810 5 $2500-$5000 Deductible 90 1 Stucco siding No
1989 200,000 Slate Shingles Roof 1,960 3 $5000 to $10,000 Deductible 60 1 Stucco siding yes
1987 130,000 Asphalt Shingles Roof 1,510 3 $500 Deductible 530 9 Brick siding yes
1972 165,000 Shingles Roof 1,410 3 $500 Deductible 350 5 Fiber-Cement Siding No
1980 455,000 Shingles Roof 4,180 5 > $10,000 Deductible 690 10 Fiber-Cement Siding yes
1965 350,000 Composition Roof 3,190 4 > $10,000 Deductible 770 9 Wood siding No
1961 380,000 Wood Shake Roof 4,510 5 $5000 to $10,000 Deductible 400 5 Wood siding yes
1989 170,000 Shingles Roof 1,820 4 $500 Deductible 170 3 Stucco siding No
1985 190,000 Shingles Roof 2,200 5 $2500-$5000 Deductible 60 1 Stucco siding yes
1970 305,000 Shingles Roof 2,670 5 > $10,000 Deductible 190 3 Fiber-Cement Siding yes