How Much Does Midland, TX Home Insurance Cost?
Midland, TX Average Homeowners Insurance Cost
$1,359.75
Homeowners Insurance Cost - Midland, TX
$191,100
Median Home Value - Midland, TX
Midland, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.32 | $1,343.43 |
| $1000 Deductible | -$144.41 | $1,215.34 |
| $1500 Deductible | -$215.66 | $1,144.09 |
| $2000 Deductible | -$321.17 | $1,038.58 |
| $2500 Deductible | -$383.45 | $976.3 |
Midland, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$313 | $1,047 |
| 30 year old | +$20 | $1,380 |
| 40 year old | +$35 | $1,395 |
| 50 year old | +$52 | $1,411 |
| Above 50 year old | +$65 | $1,425 |
Midland, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$136 | $1,224 |
| Superior | -$122 | $1,237 |
| Masonry | -$68 | $1,292 |
| Brick | -$68 | $1,292 |
| Hail Resistant Roof | -$27 | $1,333 |
Midland, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$27 | $1,387 |
| Swimming Pool With A Diving Board | +$68 | $1,428 |
| Swimming Pool With Slide | +$82 | $1,441 |
Midland, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $41 | $1,319 |
| Police Department | $14 | $1,346 |
Midland, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$571.095 | $1,931 |
| Filing a Second Liability Claim | +$516.705 | $1,876 |
| Filing a Second Theft Claim | +$516.705 | $1,876 |
| Filing a Second Water Claim | +$448.7175 | $1,808 |
| Filing a Fire Claim | +$271.95 | $1,632 |
| Filing a Liability Claim | +$258.3525 | $1,618 |
| Filing a Theft Claim | +$258.3525 | $1,618 |
| Filing a Water Claim | +$217.56 | $1,577 |
| Filing a Weather Claim | +$217.56 | $1,577 |