Midland Insurance Rates:

Midland, TX homeowners insurance is roughly $887 to $1,204, about $73-$100/month. Our in depth guide reveals consumers can save as much as $418 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One of the things i really like about state farm is the local reps for the company. they are local people that everyone knows.
Allstate
I did have to call in once regarding questions i had on damages due to a storm and the representative i spoke with was not helpful, i ended up finding the answers i needed on the website.
State Farm
I like the bundling of different types of insurance under one package, and i feel completely covered in case the worst should happen.
Liberty Mutual
They call themselves a mutual insurance company but I thought that meant I was supposed to get money back from them every year but I don't. But everything else is good.

Midland, TX Homeowners Insurance By Home Value

Midland, TX Home Value Total Homes % of Total Average Midland, TX Homeowners Insurance
Less than $50,000 3,465 12.0% $177
$50,000 to $59,999 1,017 3.0% $376
$60,000 to $69,999 1,092 3.0% $459
$70,000 to $79,999 1,405 5.0% $532
$80,000 to $89,999 1,529 5.0% $606
$90,000 to $99,999 1,507 5.0% $679
$100,000 to $124,999 2,771 9.0% $783
$125,000 to $149,999 2,556 9.0% $982
$150,000 to $174,999 3,257 11.0% $1159
$175,000 to $199,999 2,235 8.0% $1348
$200,000 to $249,999 3,173 11.0% $1619
$250,000 to $299,999 2,099 7.0% $1975
$300,000 to $399,999 1,801 6.0% $2508

Top Home Insurance Agents Near Midland, TX

Home Insurance Company Near Midland, TX Homeowners Insurance Agency Near Midland, TX Address
State Farm Abraham Gutierrez 4310 W Illinois Ave Ste 280, Midland, TX, 79703-5708
Allstate Bogan Dunlap & Wood Insurance Agency Llc 5108 Wayland Dr, Odessa, TX, 79762
Travelers Insource Insurance Group Llc 5108 WAYLAND DR, ODESSA, TX, 79762
Liberty Mutual Independent Klemme Insurance Services Llc 3415 CALDERA BLVD, MIDLAND, TX, 79707
Travelers West Texas Insurance Exchange Inc 1000 MAPLE, ODESSA, TX, 79761

Cost Of Homeowners Insurance By Street Near Midland, TX

Streets in Midland Area Homeowners Insurance Cost
Club Dr, Tanforan Ave, Holmsley Ave, Houston Ave, E Longview Ave, Monty Dr, W Co Rd 75, Elk Ave, Fannin Ave, Cessna Dr$1,057
Stoneleigh Dr, Emerson Dr, San Saba Ct, Washita Ct, W Pine Ave, Windecker St, W Humble Ave, S Co Rd 1315, Maxwell Dr, Broadway St$1,087
E Broadway St, Fringewood Dr, Canemont St, Woodlawn Dr, S Fairgrounds Rd, Chadwick Ct, Hunter St, Ysleta Ct, E Hickory Ave, Peterson St$993
Keenland Dr, Auburn Pl, N Bentwood Dr, San Rafael, Barber St, San Machell Dr, Pueblo, Boeing Dr, Apollo Ct, Calen Ct$1,058
E Industrial Loop, Holloway Ave, S N St, Cloverdale Rd, Augustine Ct, Franklin Ave, Apache Dr, Crescent Dr, Cedar Ave, Howard Dr$1,013
W Co Rd 54, S H St, Baybrook Pl, W Co Rd 54, E Co Rd 55, Rainbow Rd, E Co Rd 62, S Pecos St, Alicia Ct, Mathis St$1,109
Humble Ave, Evans Ave, San Marino, N State Hwy 349, Cristobal Ct, N Co Rd 1130, Camden, McClintic St, Avondale Dr, Affirmed Ave$1,092
N Co Rd 1138, Nassau Dr, E Florida Ave, Gossett St, Idlewilde Dr, Bankhead Hwy, S Main St, Bandera Dr, Timber Ln, Crowley Blvd$1,002
E Kansas Ave, N O St, Pine Ct, Carter Ave, Faudree Rd, Hackberry Ct, Wylea Cv, Manor Village Cir, Springwood Ct, Jesse St$1,050
W Hwy 80, Northfield Dr, Ashdown Pl, Stutz Dr, Boulder Dr, W Parker Ave, Greathouse Rd, N Benton St, Neely Ct, Metz Ct$1,081

Midland, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Midland$156 to $159
Gardendale$152
Midland County$156
Midland South$153

Midland, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gardendale CDP, Texas $127 $169 $253
Midland County, Texas $130 $173 $260
Odessa CCD, Ector County, Texas $127 $169 $254

Midland, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Midland, TX6.5%17.2%
Gardendale7.1%21.41%
Midland County6.64%17.77%
Odessa7.59%21.24%

Midland Renters Insurance as a Percentage of Rent

Midland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 231 1.0% $796
$300 to $499 558 4.0% $1246
$500 to $749 3,313 24.0% $1921
$750 to $999 3,856 28.0% $2671
$1,000 to $1,499 4,211 30.0% $3796
$1,500 or more 1,477 10.0% $5446

Midland, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Midland Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $10,400$9,400
Net Savings to Midland Home Owner from High Deductible Plan $1,000

Midland, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Midland, TX Home Replacement Value MORE than Home Value Midland, TX Home Replacement Value LESS than Home Value
Replacement Value $331,500 $205,000
Insurance Premium based on Replacement Value $2,550 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $62,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $500/year

Example Midland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceTravelers
Monthly Premium 57103136
Year Built 197219942010
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Midland, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 155,000 Asphalt Shingles Roof 2,050 4 $500- $1000 Deductible 330 3 Brick siding No
1996 160,000 Composition Roof 1,510 2 $2500-$5000 Deductible 1200 12 Stone Siding No
1960 160,000 Membrane Roof 1,590 3 $500 Deductible 250 2 Vinyl siding yes
1979 185,000 Wood Shake Roof 2,370 3 $2500-$5000 Deductible 1300 12 Vinyl siding No
1965 140,000 Shingles Roof 1,910 3 $500 Deductible 1420 12 Stone Siding yes
1987 330,000 Tile Roof 3,350 4 $500- $1000 Deductible 1550 7 Stucco siding No
1981 250,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 900 9 Fiber-Cement Siding No
1999 205,000 Slate Shingles Roof 1,910 3 $500 Deductible 1310 9 Wood siding No
1961 450,000 Slate Shingles Roof 4,530 5 > $10,000 Deductible 780 5 Stucco siding yes
1962 300,000 Shingles Roof 3,620 5 $500 Deductible 2220 8 Wood siding No
1972 275,000 Wood Shake Roof 3,010 4 $1000-$2500 Deductible 1200 6 Stone Siding yes
2010 365,000 Asphalt Shingles Roof 3,890 5 > $10,000 Deductible 700 5 Stone Siding No