Midland Insurance Rates:

Midland, MI homeowners insurance is nearly $641 to $870, about $53-$72/month. Our comprehensive research indicates shoppers can save upto $302 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I recommend this company for home insurance based on their knowledge of the field and their dedication to making sure I am a happy customer.
Geico
Geico helped me set up the home insurance policy and it was easier than I thought! I would give Geico 5 stars for leaving me as a very happy customer.
Foremost Insurance
Foremost writes policies for mobile homes. Their coverage is better than other companies. In face, other companies tell me they cannot provide the coverage that Foremost provides.
Allstate
I would recommend my insurance as I have not had any major issues therefore I would tell anyone to give them a try and would hope that their experience would be positive.
Foremost Insurance
not aware of company policy offerings or offerings of other companies so not able to compare offerings
Allstate
The policy offerings have helped especially when my father passed away and we were able to use our home insurance policy.
Auto Owners Insurance
Auto Owners Insurance Company is an excellent company. Their representatives are a pleasure to deal with. They are professional and always willing to answer any questions. They have exceeded my expectations is all respects.
Farmer's Insurance
Farmer's does a good job of communicating what is covered and what is not covered under the policy. the company also made clear what the deductibles would be in the case of a hurricane, fire, or other accident.
Allstate
Better customer service. they were hard to get in touch with over the phone. unable to make a quick call to them. very automated service with so many layers.
Amica Mutual Insurance
At amica you do not have an agent but they have very good customer support at your local office or call center.
Foremost
Always easy to get a hold of. They actually give you your field rep name and contact information when filing a claim.
American National Property And Casualty Company
I am very pleased with my premiums. I am also pleased with the fact that if I get my cars insured through them if something like a hail storm were to occur, one deductible would cover all of the cars and the house as well.
Allstate
The company's website is very clean and easy to navigate. It's easy to find what I'm looking for and find their contact information.
Allstate
It is not a bad app but I have not really used it enough to tell you if it is any good or not. It looks mediocre.
Foremost Insurance
i would recommend them to anyone. Their rates were fair and their customer service has always been excellent
Farmer's Insurance
My insurance company make it very inconvenient for me to find out my policy offerings.

Midland, MI Homeowners Insurance By Home Value

Midland, MI Home Value Total Homes % of Total Average Midland, MI Homeowners Insurance
Less than $50,000 781 6.0% $136
$50,000 to $59,999 226 2.0% $279
$60,000 to $69,999 287 2.0% $347
$70,000 to $79,999 645 5.0% $408
$80,000 to $89,999 477 4.0% $461
$90,000 to $99,999 720 6.0% $514
$100,000 to $124,999 1,806 16.0% $597
$125,000 to $149,999 1,542 13.0% $748
$150,000 to $174,999 1,558 13.0% $884
$175,000 to $199,999 1,008 9.0% $1020
$200,000 to $249,999 1,046 9.0% $1224
$250,000 to $299,999 629 5.0% $1496
$300,000 to $399,999 453 4.0% $1905

Top Home Insurance Agents Near Midland, MI

Home Insurance Company Near Midland, MI Homeowners Insurance Agency Near Midland, MI Address
NA Durussel Insurance Agency Inc. Po Box 430 , Birch Run, MI, 48415
NA Tlc Insurance Agency 660 N State St 660 N State St, caro, MI, 48723
NA Harris Insurance Agency, Inc. 116 W Broad St , Chesaning, MI, 48616
Allstate Growers Choice Ins 2880 E Beaver Rd , Kawkawlin, MI, 48631
Allstate Steven Pero 1413 Center Ave, Bay City, MI, 48708

Midland, MI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Midland, MI

Streets in Midland Area Homeowners Insurance Cost
Bark Ln, Jones Ct, N Dublin Rd, E Wheeler Rd, S Patterson Rd, Richard Ct, Country Walk Cir, Hillgrove Pkwy, W Saint Andrews Rd, Cedar St$755
Natalie St, N Trail Rd, E Sanford Rd, Pomranky Rd, Robin Ct, Venture Dr, Tucker St, Arbury Pl, Hignite St, Midnight Pass$794
E Renee Dr, Plymouth St, Brown Ct, W Main St, Ramble Ln, Birchwood Dr, Summerset Ct, E Miller Rd, Eastman Rd, Schade Dr$796
E Pine St, N Hope Rd, Glencoe St, Balfour St, S Saginaw Rd, Sylvan Ln, Celena Dr, Lambros Dr, E Pine River Rd, Cones Ct$777
6th St, Windstream Cir, Trailwood Cir E, Chicory Ct, N Running Deer Ln, N Homer Rd, Jefferson Rd, Pepperidge Ct, E Breasbois Ct, St Andrews St$762
Naugle Dr, Chestnut Hill Dr, Lemke St, Isabella Rd, E Mercantile Dr, E Bullock Creek Dr, Dilloway Dr, N Commerce Ct, Plumtree Ln, Foxpoint Cir$753
Hamilton Dr, Golden Pond Rd, Evamar Dr, Tennis Ct, Autumn Ridge Cir S, E Caruso Ct, Mark Twain Dr, St Marys Dr, Hidden Ridge, Vail St$758
Suncrist St, Todd St, Heather St, Woodberry Ct, Holland Dr, Thornberry Ct, N Dublin Rd, S Ireland Ln, E Monroe Rd, Fernside St$769
Wilson Dr, Fairlane St, Helen St, Frantz Dr, Laughton Dr, Deerfield Ct, Rolling Ridge Dr, E Olson Rd, W Larkin St, Mary St$758
Perrine Rd, W Pine St, Scott St, Arthur Ct, Pinewood Ct, S Westwood Dr, N Campus Ridge Dr, Cleveland Ave, Russell St, Glendale St$730

Midland, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Midland$112 to $115
Midland charter$111
Homer$112
Larkin charter$122

Midland, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Midland charter township, Midland County, Michigan $111 $148 $222
Homer township, Midland County, Michigan $113 $150 $225
Larkin charter township, Midland County, Michigan $122 $163 $245

Midland, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Midland, MI5.0%12.8%
Midland charter4.96%18.08%
Homer5.04%13.7%
Larkin charter3.19%14.42%

Midland Renters Insurance as a Percentage of Rent

Midland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 185 3.0% $341
$200 to $299 277 4.0% $791
$300 to $499 664 11.0% $1241
$500 to $749 2,531 42.0% $1916
$750 to $999 1,353 22.0% $2666
$1,000 to $1,499 599 10.0% $3791
$1,500 or more 283 4.0% $5441

Midland, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Midland Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Midland Home Owner from High Deductible Plan $600

Midland, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Midland, MI Home Replacement Value MORE than Home Value Midland, MI Home Replacement Value LESS than Home Value
Replacement Value $158,500 $110,500
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $50/year

Example Midland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 1234575
Year Built 198120051998
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$100000-$125000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Midland, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 85,000 Slate Shingles Roof 970 2 $500 Deductible 250 7 Brick siding No
2005 145,000 Shingles Roof 1,660 4 $1000-$2500 Deductible 110 2 Wood siding No
2007 150,000 Composition Roof 1,980 4 $500- $1000 Deductible 130 2 Brick siding yes
1973 295,000 Metal Roof 3,330 4 $5000 to $10,000 Deductible 870 10 Fiber-Cement Siding No
2003 170,000 Wood Shake Roof 1,660 2 $5000 to $10,000 Deductible 340 10 Stone Siding yes
1993 90,000 Slate Shingles Roof 1,300 2 $500 Deductible 170 4 Stone Siding No
1969 135,000 Tile Roof 1,750 3 $500- $1000 Deductible 180 4 Stucco siding yes
1973 235,000 Composition Roof 2,420 5 $500 Deductible 110 1 Stone Siding No
2001 125,000 Shingles Roof 1,710 3 $500 Deductible 170 3 Stucco siding No
1986 135,000 Tile Roof 1,530 3 $500 Deductible 780 10 Fiber-Cement Siding yes
1971 240,000 Slate Shingles Roof 2,870 5 $500- $1000 Deductible 230 3 Wood siding No
2000 260,000 Slate Shingles Roof 3,510 5 $5000 to $10,000 Deductible 620 9 Brick siding yes
2002 160,000 Wood Shake Roof 1,810 3 $1000-$2500 Deductible 620 8 Wood siding No
1960 115,000 Slate Shingles Roof 1,450 3 $500 Deductible 110 2 Fiber-Cement Siding No
1964 185,000 Composition Roof 1,950 5 $500 Deductible 980 12 Fiber-Cement Siding No
1965 230,000 Wood Shake Roof 2,540 4 $1000-$2500 Deductible 390 4 Stucco siding No
1988 420,000 Metal Roof 4,350 5 $1000-$2500 Deductible 2320 12 Brick siding No
1966 215,000 Metal Roof 2,310 3 $500 Deductible 1030 10 Brick siding yes
1981 165,000 Wood Shake Roof 1,970 5 $1000-$2500 Deductible 380 8 Wood siding yes
2004 130,000 Shingles Roof 1,470 3 $500 Deductible 640 12 Fiber-Cement Siding yes
1983 265,000 Tile Roof 2,640 4 $1000-$2500 Deductible 900 12 Stucco siding yes
1988 210,000 Membrane Roof 2,240 5 $5000 to $10,000 Deductible 510 9 Stone Siding yes
1997 110,000 Tile Roof 1,570 2 $2500-$5000 Deductible 150 6 Brick siding yes
2002 110,000 Shingles Roof 1,260 2 $500- $1000 Deductible 130 3 Wood siding yes
1982 90,000 Asphalt Shingles Roof 1,150 2 $500- $1000 Deductible 240 6 Wood siding yes
1965 160,000 Shingles Roof 1,560 2 $500- $1000 Deductible 200 4 Vinyl siding No
1964 140,000 Asphalt Shingles Roof 1,450 3 $2500-$5000 Deductible 80 2 Stucco siding No
1973 110,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 80 2 Stone Siding No
1993 95,000 Wood Shake Roof 1,200 2 $2500-$5000 Deductible 160 5 Wood siding yes
1982 165,000 Asphalt Shingles Roof 1,910 5 $1000-$2500 Deductible 670 12 Stone Siding yes
1994 160,000 Composition Roof 1,800 4 $2500-$5000 Deductible 510 10 Stucco siding No
2000 135,000 Membrane Roof 1,640 2 $500- $1000 Deductible 90 2 Stone Siding yes
1986 125,000 Metal Roof 1,700 5 $500- $1000 Deductible 390 9 Wood siding yes

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