Middletown, CT homeowners insurance is approximately $724 to $982, about $60-$81/month. Our exhaustive guide indicates shoppers can save upto $341 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Middletown, CT | Homeowners Insurance Agency Near Middletown, CT | Address |
|---|---|---|
| Liberty Mutual | Angel De Los Santos Jr. | 35 Corporate Dr., Trumbull, CT, 6611 |
| Travelers | Hamptons Risk Management Llc | 2228 MONTAUK HWY, BRIDGEHAMPTON, NY, 11932 |
| State Farm | Kevin Fischer | 1814 Middle Country Rd Ste 3, Ridge, NY, 11961-2418 |
| Travelers | The Milford Insurance Agency Inc | Po Box 249, Milford, CT, 6460 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Middlefield town, Middlesex County, Connecticut | $131 | $174 | $261 |
| Cromwell town, Middlesex County, Connecticut | $128 | $171 | $257 |
| Portland town, Middlesex County, Connecticut | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Middletown, CT | 3.6% | 9.1% |
| Middlefield | 3.33% | 9.08% |
| Cromwell | 3.47% | 7.88% |
| Portland | 3.42% | 8.73% |
| Middletown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 220 | 2.0% | $341 |
| $200 to $299 | 248 | 2.0% | $791 |
| $300 to $499 | 455 | 5.0% | $1241 |
| $500 to $749 | 1,068 | 12.0% | $1916 |
| $750 to $999 | 2,665 | 31.0% | $2666 |
| $1,000 to $1,499 | 2,844 | 33.0% | $3791 |
| $1,500 or more | 874 | 10.0% | $5441 |
| Streets in Middletown Area | Homeowners Insurance Cost |
|---|---|
| Metro Sq, Silvermine Rd, Trigo Dr, Tryon St, Arnold St, Rising Trail Ct, Aresco Dr, E Ridge Rd, Dekoven Dr, Court St | $866 |
| W Meadow Ln, Higby Rd, Poplar Rd, Long Ln, Old Mill Rd, Durant Ter, Bow Ln, Brown St, Carriage Crossing Ln, Rising Trail Dr | $827 |
| Home Ave, Woodbury Cir, McGrath Dr, Glynn Ave, Fowler Ave, Yellow Wood St, Newtown St, Lee St, Norfolk St, Pheasant Dr | $846 |
| Russett Park, Castanea Ct, Thomas St, Ribera Ln, Stirling Ct, Hawks Nest Cir, Wilcox Rd, W Lake Dr, Fairview Ave, Wilderman Way | $828 |
| Greenlawn Ave, Litchfield Ct, Paddock Rd, Woodside Cir, Chimney Hill, Saint Johns Sq, Lakeside Ave, Lisa Ln, Bartholomew Rd, Footit Dr | $848 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Middletown | $127 to $130 |
| Middlefield | $130 |
| Cromwell | $128 |
| Portland | $131 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $3,800 |
| Yearly Middletown Homeowner Insurance Premium Example | $2,400 | $1,800 |
| Out of Pocket Expense During Claim | $800 | $3,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $20,000 | $18,200 |
| Net Savings to Middletown Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Middletown, CT Home Replacement Value MORE than Home Value | Middletown, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $295,000 | $202,000 |
| Insurance Premium based on Replacement Value | $3,450 | $2,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,000 | Risk Exposure from Under Insuring Coverage is $68,000 |
| Premium Impact | Insurance cheaper by $800/year | Insurance costlier by $275/year |
| Insurance Company | Farmers Insurance | Amica Mutual Insurance Company | Travelers |
| Monthly Premium | 256 | 113 | 94 |
| Year Built | 1982 | 1998 | 1968 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $150000-$175000 | $175000-$200000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |