Middleton Insurance Rates:

Middleton, MA homeowners insurance is roughly $911 to $1,250, about $75-$104/month. Our complete analysis reveals consumers can save as much as $432 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Middleton, MA Homeowners Insurance By Home Value

Middleton, MA Home Value Total Homes % of Total Average Middleton, MA Homeowners Insurance
Less than $50,000 27 2.0% $54
$150,000 to $174,999 22 2.0% $410
$175,000 to $199,999 29 2.0% $475
$200,000 to $249,999 109 10.0% $572
$250,000 to $299,999 129 12.0% $691
$300,000 to $399,999 699 68.0% $885

Top Home Insurance Agents Near Middleton, MA

Home Insurance Company Near Middleton, MA Homeowners Insurance Agency Near Middleton, MA Address
NA Georgetown Insurance Agency, Inc 10 W Main St  , Georgetown, MA, 1833
NA Eastern Insurance Group Llc 111B Patriot Square 111B Patriot Square, St. Petersburg, MA, 1720
Travelers Noyes & Son Insurance Agency Inc Willard E 73 FRONT ST, SHIRLEY, MA, 1464
Travelers Paul M Games C/O BOSTON PARTNERS 138 RIVER RD STE 310, ANDOVER, MA, 1810
Liberty Mutual Independent Waverley Ins Agency Inc 493 TRAPELO RD, BELMONT, MA, 2478

Cost Of Homeowners Insurance By Street Near Middleton, MA

Streets in Middleton Area Homeowners Insurance Cost
Useador St, Rockaway Rd, Watkins Way, Laura Woodside Watkins Way, Oak Rd, Bettencourt Rd, Old Essex St, Maplewood Rd, Francis Dr, Donovan's Way$1,073
Haswell Park, Thornton Cir, Greystone Dr, Ogden Ln, Endicott Rd, Lonergan Rd, Silas Meriam Way, Sheldon Cir, Pinedale Rd, Belleview Ave$1,079
Sgt Roode Ln, Lebeau Dr, Park St Exd, Phaneuf St, Kimberly Ln, Jordan Ln, Use A Door St, Grove Ave, Masi Meadow Ln, Riverview Dr$1,071
Northwood Rd, Briarwood Ln, Meeting House Sq, Upton Hills Ln, Webb St, Cherry Ave, Devonshire Rd, Blais Farm Rd, Galeucia Rd, Hilldale Ave$1,089
Erin Way, Kenney Rd, Birch Ave, Randall Rd, Bouchard Dr, Dixie Dr, Flint Farm Rd, Pine Ave, Hills Rd, Fairway Dr E$1,088

Middleton, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Middleton$160 to $163
Danvers$159
Topsfield$166
North Reading$161

Middleton, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Danvers CDP, Massachusetts $159 $212 $318
Topsfield town, Essex County, Massachusetts $167 $222 $333
North Reading town, Middlesex County, Massachusetts $161 $215 $323

Middleton, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Middleton, MA3.3%10.8%
Danvers3.84%11.78%
Topsfield3.31%9.3%
North Reading3.33%11.16%

Middleton Renters Insurance as a Percentage of Rent

Middleton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 37 11.0% $336
$300 to $499 16 5.0% $1236
$750 to $999 64 20.0% $2661
$1,000 to $1,499 85 27.0% $3786
$1,500 or more 112 35.0% $5436

Middleton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Middleton Homeowner Insurance Premium Example $4,500$3,700
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $28,100$27,300
Net Savings to Middleton Home Owner from High Deductible Plan $800

Middleton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Middleton, MA Home Replacement Value MORE than Home Value Middleton, MA Home Replacement Value LESS than Home Value
Replacement Value $505,000 $301,500
Insurance Premium based on Replacement Value $4,650 $2,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $123,000 Risk Exposure from Under Insuring Coverage is $80,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $1,125/year

Example Middleton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 204148151
Year Built 200719451999
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Middleton, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 350,000 Slate Shingles Roof 1,500 2 $2500-$5000 Deductible 1080 10 Wood siding yes
1974 430,000 Membrane Roof 1,730 3 $5000 to $10,000 Deductible 2140 12 Brick siding yes
1948 400,000 Metal Roof 1,750 2 $500- $1000 Deductible 1840 8 Fiber-Cement Siding No
1988 270,000 Shingles Roof 1,180 2 > $10,000 Deductible 870 9 Brick siding yes
1997 500,000 Membrane Roof 2,110 3 $500- $1000 Deductible 1030 3 Vinyl siding No
2001 395,000 Asphalt Shingles Roof 1,630 4 $5000 to $10,000 Deductible 1540 9 Wood siding yes
2011 400,000 Asphalt Shingles Roof 2,330 3 $500 Deductible 2300 10 Fiber-Cement Siding No
1991 445,000 Composition Roof 1,830 3 $500 Deductible 1650 8 Stone Siding yes
1988 555,000 Tile Roof 3,150 4 $2500-$5000 Deductible 1660 6 Vinyl siding No
2014 420,000 Shingles Roof 2,030 4 $500- $1000 Deductible 1780 9 Brick siding yes
2010 320,000 Wood Shake Roof 1,280 2 $500- $1000 Deductible 860 5 Brick siding No
1987 370,000 Metal Roof 2,220 3 $5000 to $10,000 Deductible 1500 12 Brick siding No
1991 345,000 Membrane Roof 1,410 2 $5000 to $10,000 Deductible 970 7 Wood siding yes
2000 585,000 Composition Roof 2,740 5 $5000 to $10,000 Deductible 1220 5 Vinyl siding yes
1943 350,000 Composition Roof 1,580 2 $500 Deductible 2660 9 Stucco siding yes
1986 480,000 Slate Shingles Roof 2,460 4 > $10,000 Deductible 1450 9 Wood siding No
2013 250,000 Composition Roof 1,320 2 > $10,000 Deductible 260 4 Stone Siding yes
1994 560,000 Wood Shake Roof 2,790 4 $500 Deductible 320 1 Stone Siding No
1989 410,000 Wood Shake Roof 1,900 3 $500 Deductible 2220 9 Stone Siding yes
1973 455,000 Slate Shingles Roof 2,490 4 $5000 to $10,000 Deductible 910 5 Vinyl siding yes
1998 705,000 Slate Shingles Roof 2,880 4 $5000 to $10,000 Deductible 740 3 Stucco siding yes
2013 310,000 Tile Roof 1,720 3 > $10,000 Deductible 830 9 Stucco siding No
1982 680,000 Metal Roof 3,170 4 > $10,000 Deductible 1480 6 Vinyl siding No
1978 375,000 Asphalt Shingles Roof 1,780 3 $2500-$5000 Deductible 1590 10 Wood siding yes
1983 445,000 Metal Roof 2,390 4 > $10,000 Deductible 1690 10 Wood siding No
1941 815,000 Wood Shake Roof 3,410 5 $500 Deductible 750 1 Stucco siding No
1981 590,000 Shingles Roof 2,530 5 $1000-$2500 Deductible 2430 8 Fiber-Cement Siding yes
1990 815,000 Metal Roof 4,320 5 $2500-$5000 Deductible 1420 4 Stone Siding No
2011 275,000 Composition Roof 1,570 2 $1000-$2500 Deductible 820 6 Vinyl siding yes
2000 520,000 Metal Roof 2,480 4 > $10,000 Deductible 930 6 Stone Siding No
1944 695,000 Shingles Roof 3,360 4 > $10,000 Deductible 1510 6 Vinyl siding No