Middlesex County Insurance Rates:

Middlesex County, NJ homeowners insurance is about $731 to $990, about $60-$82/month. Our detailed guide indicates shoppers can save upto $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The state farm provides low-cost insurance services than other insurance companies. the company provides auto and house insurance services
I have found over the years the premiums were very reasonable and the customer service always responsive and polite.
Narragansett Bay Insurance Company
I like that they are competitively priced and offer great protection for only the coverage you need for your dwelling and location. they have a great website but it lacks a chat online option. their customer service is friendly and knowledgeable.
My favorite part about Allstate is that they combine their auto and home insurance policies, which makes managing the policies easy.
When we were buying our first house, that was the only company that would give us enough of a discount that we could afford.
Farmer's Insurance
The Farmers Insurance website is functional and easy to navigate. I can always find the information I need without spending much time looking for it.
Encompass Insurance
They don't have a mobile website/app, and are very old-fashioned in the way they conduct their business. However, their premiums and coverages can't be beat by others, so I stick with them.
State Farm
I have a pretty decent premium I would say. It is not an outrageous amount where I wouldn't be able to come up with it if I had to.
Liberty Mutual
They are there 24/7 even holidays just to answer even basic questions and friendly. They also work with you to find answers and not just leave you hanging or with a best guess.
I love allstate, they have the cheapest rates for me as a first time home buyer.
I like the Travelers website because it is easy to use and you can find out what information on the house and cars in a few clicks. Can make payments through it and look up your policy or print off your cards for proof of insurance.
I have all my insurance needs covered by Allstate except for motorcycle. They cannot beat Progressive's rates. I know once I update and review my coverage needs with our representative and compare that to other companies, it will be comparable in price and coverage. Customer service has always been friendly and good to deal with.
The price may be really high. I don't really know, but it could be something. I might look into it soon.
State Farm
I would totally recommend State Farm Insurance based off customer service and the deductible amount. Anyone who chooses State Farm will be taken care of for a decent price.
Universal Property & Casualty Insurance Company
I dislike not being able to use a debit card or paying partial payments without having to call in
Liberty Mutual
The only thing I would change about them will be updating their website a bit more. It is really easy to navigate but with changing times any updates would be helpful
i dislike how the send multiple postcards and mail. i hate mail. mail makes me depressed and anxious and therefore i dont like it at all.

Middlesex County, NJ Homeowners Insurance By Home Value

Middlesex County, NJ Home Value Total Homes % of Total Average Middlesex County, NJ Homeowners Insurance
Less than $50,000 3,042 2.0% $60
$100,000 to $124,999 2,971 2.0% $275
$125,000 to $149,999 3,144 2.0% $344
$150,000 to $174,999 4,764 3.0% $404
$175,000 to $199,999 5,002 3.0% $473
$200,000 to $249,999 19,900 15.0% $567
$250,000 to $299,999 27,582 21.0% $696
$300,000 to $399,999 58,941 45.0% $877

Top Home Insurance Agents Near Middlesex County, NJ

Home Insurance Company Near Middlesex County, NJ Homeowners Insurance Agency Near Middlesex County, NJ Address
NA Brown & Brown-E. P. Bishop 2000 Midlantic Drive, Suite 440 Mt. Laurel, Mount Laurel Township, NJ, 8054
Liberty Mutual Independent Arthur J Gallagher & Company 250 Park Ave Fl 3 New York, NYC, NY, 10177
Farmers Jimmy Borowski 645 E Butler Ave Ste A, New Britain, PA, 18901
Travelers Lawley Sachs, Llc 256 Columbia Tpke Ste 201 Florham Park, Florham Park, NJ, 7932
Travelers National Insurance Agency Inc 330 S STATE ST, NEWTOWN, PA, 18940

Cost Of Homeowners Insurance By Street Near Middlesex County, NJ

Streets in Middlesex County Area Homeowners Insurance Cost
McClellan Ct, Manor St, Park Ter, Juliet St, Stevenson St, Kuberski Dr, Ellen Cir, Evergreen Ln, Brook St, Center Pl$855
Draco Rd, Albourne St, Salvatore Ave, Dartmouth St, Convent Rd, Kalmia Plz, Stone St, Adams Ave, Dakota Dr, Lily Ct$820
Southridge Dr, Cambridge Rd, N 6th Ave, Junker St, Lefferts St, Leone St, Afton Way, Robin Way, Allwood Rd, E St$852
Kirkpatrick St, Malone Ave, E Lincoln Ave, Rugby Rd, Abeel Rd, Eileen Ct, Balch Ave, Emilia Pl, Beacon Pl, Cox Rd$854
Dillion Ct, Sprague Ave, Cambridge St, Potomac Ave, Russel Rd, Joan St, Stony Path Dr, Edgeworth St, Banyan Ct, Carmel Ln$855
Dobson Rd, Dudley Rd, Culver Ln, St Peter Dr, Co Rd 652, Fairlamb Ave, Stratton St N, Hystrix Plz, Viburnum Ct, Tisdale Pl$817
N Maple St, Wycoff Way E, Falcon Rd, Ardmore Rd, Ellmyer Rd, Grandview Ave E, Dewey Dr, Metlars Ln, Wick Rd, Voorhees St$901
Butternut Mall, Dudiak Ct, Amy Way, Flagstone Dr, Vail Dr, Clubhouse Dr, Essex St, Williamsburg Ct, Saul Pl, Melvin Ave$813
Edgewood Rd, Possum Hollow Rd, Whitehead Ave, Tarbert Ct, Canterbury Ln, Southridge Woods Blvd, Lexington Rd, Hiram St, Walker Ct, Carnwath Ct$912
Cheltenham Ct, S Broadway St, Paper St, Nicholson Ave, Heidi Dr, Quincy St, W Woodbridge Ave, Stradford Rd, Abeel Rd, Rutland St$860

Middlesex County, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Middlesex County$129 to $131
East Brunswick$130
South River$127

Middlesex County, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Brunswick township, Middlesex County, New Jersey $109 $145 $218
South River borough, New Jersey $106 $141 $212
Milltown borough, New Jersey $108 $144 $216

Middlesex County, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Middlesex County, NJ2.9%7.7%
East Brunswick2.7%7.26%
South River3.14%8.6%

Middlesex County Renters Insurance as a Percentage of Rent

Middlesex County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,775 1.0% $779
$300 to $499 2,565 2.0% $1229
$500 to $749 3,345 3.0% $1904
$750 to $999 12,397 13.0% $2654
$1,000 to $1,499 43,561 47.0% $3779
$1,500 or more 26,805 29.0% $5429