Middlebury, CT homeowners insurance is about $756 to $1,033, about $63-$86/month. Our exhaustive guide reveals consumers can save upto $357 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Middlebury, CT | Homeowners Insurance Agency Near Middlebury, CT | Address |
|---|---|---|
| Travelers | Caplan Insurance Agency Llc | 1001 FARMINGTON AVE STE 302, WEST HARTFORD, CT, 6107 |
| Travelers | Lloyd Bedford Cox Inc | 2 DEPOT PLAZA STE 301, BEDFORD HILLS, NY, 10507 |
| Travelers | Michael J Keating Agency Inc | 10 ARAPAHOE RD, WEST HARTFORD, CT, 6127 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Woodbury Center CDP, Connecticut | $134 | $179 | $269 |
| Naugatuck borough, Connecticut | $127 | $169 | $254 |
| Woodbury town, Litchfield County, Connecticut | $134 | $179 | $269 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Middlebury, CT | 3.0% | 7.5% |
| Woodbury Center | 4.42% | 15.1% |
| Naugatuck | 3.84% | 8.87% |
| Woodbury | 3.02% | 7.86% |
| Middlebury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 12 | 5.0% | $772 |
| $300 to $499 | 93 | 46.0% | $1222 |
| $500 to $749 | 11 | 5.0% | $1897 |
| $750 to $999 | 10 | 4.0% | $2647 |
| $1,000 to $1,499 | 56 | 27.0% | $3772 |
| $1,500 or more | 19 | 9.0% | $5422 |
| Streets in Middlebury Area | Homeowners Insurance Cost |
|---|---|
| Leonard Rd, N Farms Rd, Park Dr, Caveson Ct, Woodfield Dr, Washington Dr, Lake Shore Dr, Stonington Ct, White Deer Rock Rd, Stonewall Dr | $918 |
| Wooster Rd, Fenn Rd, Watertown Rd, Independence Cir, Pelham Way, Judd Hill Rd, Sandy Beach Rd, Porter Ave, Porter Hill Rd, Chesnut Hill Rd | $883 |
| Ivy Rd, Shadduck Rd, Stony Brook Rd, Middlebury Rd, Bristol Dr, Kentwood Ct, Cemetery Rd, Fairhaven Dr, Colonial Ave, Westwood Dr | $882 |
| Three Mile Hill Rd, Dorothy Dr, Turnpike Dr, Middlebury Ter, Central Rd, E Ridge Dr, Nantucket Way, Mirey Dam Rd, Richardson Dr, Dwyer Rd | $888 |
| Colonial Ct, Janet Dr, Umberfield Rd, Old Regan Rd, Nick Rd, Saint Joseph Ave, Glenwood Ave, Satinwood Rd, Beacon Hill Rd, Tucker Hill Rd | $890 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Middlebury | $133 to $135 |
| Woodbury Center | $134 |
| Naugatuck | $126 |
| Waterbury | $123 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Middlebury Homeowner Insurance Premium Example | $1,900 | $1,400 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $15,700 | $14,700 |
| Net Savings to Middlebury Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Middlebury, CT Home Replacement Value MORE than Home Value | Middlebury, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $483,500 | $300,000 |
| Insurance Premium based on Replacement Value | $4,775 | $2,975 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $117,000 | Risk Exposure from Under Insuring Coverage is $66,500 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $1,150/year |
| Insurance Company | GEICO Insurance | Hartford Insurance Group | State Farm |
| Monthly Premium | 155 | 381 | 319 |
| Year Built | 1975 | 1983 | 1968 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $600000-$700000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |