Middleburg Heights Insurance Rates:

Middleburg Heights, OH homeowners insurance is about $616 to $836, about $51-$69/month. Our exhaustive research reveals consumers can save as much as $290 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Cincinnati Insurance
I am not unhappy with services. I wished that they wouldn't send a notice for premium when our mortgage lender is supposed to pay that.

Middleburg Heights, OH Homeowners Insurance By Home Value

Middleburg Heights, OH Home Value Total Homes % of Total Average Middleburg Heights, OH Homeowners Insurance
Less than $50,000 250 4.0% $108
$60,000 to $69,999 166 3.0% $283
$70,000 to $79,999 94 1.0% $326
$80,000 to $89,999 117 2.0% $370
$90,000 to $99,999 231 4.0% $413
$100,000 to $124,999 369 7.0% $486
$125,000 to $149,999 676 13.0% $602
$150,000 to $174,999 1,190 23.0% $718
$175,000 to $199,999 975 19.0% $827
$200,000 to $249,999 781 15.0% $994
$250,000 to $299,999 84 1.0% $1219
$300,000 to $399,999 97 1.0% $1546

Top Home Insurance Agents Near Middleburg Heights, OH

Home Insurance Company Near Middleburg Heights, OH Homeowners Insurance Agency Near Middleburg Heights, OH Address
Travelers Dinsmoor Insurance Agency Inc 177 PARK AVE, AMHERST, OH, 44001
Liberty Mutual Independent Hotaling & Assoc Agency Inc 5000 ROCKSIDE RD STE 2500, INDEPENDENCE, OH, 44131
Nationwide James F Greer Jr 5357 Mayfield Rd, Lyndhurst, OH, 44124
Travelers Joseph C Russo 206 BUTTERNUT LN, NORTHFIELD CENTER, OH, 44067
Travelers Pollutro Rossley Insurance Agency Inc 161 N STATE STREET, PAINESVILLE, OH, 44077

Cost Of Homeowners Insurance By Street Near Middleburg Heights, OH

Streets in Middleburg Heights Area Homeowners Insurance Cost
Bardbury Ave, Byron Blvd, Saratoga Rd, Old Oak Blvd, Brookside Pkwy, Bunker Hill Rd, Revere Cir, Baldwin Reserve Dr E, Navajo Trl, Cranbrook Cir$736
Pine River Ct, Laurel Trce, Orchard Grove, Hemlock Ln, Brookstone Trl, Pawnee Trl, Canyon Cir, Yorktown Ln, Whitedove Ln, Princeton Pl$716
Belfair Dr, Bennington Blvd, S Winding Oak Dr, Darwin Pl, Paula Dr, Shawnee Trl, Barriemore Ave, Craigmere Dr, Farnum Ave, Pinehurst Ct$715
Hinsdale Ct, Gerald Dr, Sunrise Oval, Engle Rd, Brinbourne Ave, Kingman Dr, Concord Trl, Wexford Ln, Baldwin Reserve Dr W, Humphrey Rd$722
Pine Tree Ct, Pine Ridge Ct, Buckingham Ct, Ragall Pkwy, Lexington Green St, Uhlin Dr, Beachdell Dr, Claremont Ave, Belmeadow Dr, Ruggiero Cir$731

Middleburg Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Middleburg Heights$108 to $111
Brook Park$105
Berea$106
Strongsville$111

Middleburg Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brook Park city, Ohio $88 $117 $175
Berea city, Ohio $89 $118 $177
Parma Heights city, Ohio $88 $117 $175

Middleburg Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Middleburg Heights, OH4.4%11.4%
Brook Park4.61%12.75%
Berea4.28%11.91%
Parma Heights4.52%12.53%

Middleburg Heights Renters Insurance as a Percentage of Rent

Middleburg Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 25 1.0% $781
$300 to $499 123 6.0% $1231
$500 to $749 619 34.0% $1906
$750 to $999 660 36.0% $2656
$1,000 to $1,499 341 18.0% $3781
$1,500 or more 41 2.0% $5431

Middleburg Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Middleburg Heights Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Middleburg Heights Home Owner from High Deductible Plan $600

Middleburg Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Middleburg Heights, OH Home Replacement Value MORE than Home Value Middleburg Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $214,000 $125,500
Insurance Premium based on Replacement Value $825 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Middleburg Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersErie InsuranceFarmers Insurance
Monthly Premium 278279
Year Built 200319791964
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$350000-$400000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Middleburg Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 550,000 Slate Shingles Roof 4,770 5 $500 Deductible 680 4 Fiber-Cement Siding No
2006 200,000 Slate Shingles Roof 1,900 3 > $10,000 Deductible 430 9 Brick siding yes
1987 320,000 Shingles Roof 2,760 5 $500- $1000 Deductible 670 7 Fiber-Cement Siding yes
1964 185,000 Composition Roof 2,340 4 $5000 to $10,000 Deductible 140 3 Stucco siding yes
1977 155,000 Asphalt Shingles Roof 1,590 3 $5000 to $10,000 Deductible 100 3 Vinyl siding yes
1985 335,000 Wood Shake Roof 3,190 5 $5000 to $10,000 Deductible 920 12 Vinyl siding yes
1962 220,000 Shingles Roof 2,480 4 $5000 to $10,000 Deductible 130 2 Stucco siding No
1964 250,000 Membrane Roof 2,270 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1977 255,000 Asphalt Shingles Roof 2,180 4 $1000-$2500 Deductible 230 4 Fiber-Cement Siding yes
1982 280,000 Membrane Roof 3,090 4 $1000-$2500 Deductible 70 1 Stucco siding yes
1963 180,000 Wood Shake Roof 1,580 3 $500 Deductible 610 8 Fiber-Cement Siding yes
1985 140,000 Wood Shake Roof 1,600 4 $2500-$5000 Deductible 300 8 Wood siding No
1968 200,000 Shingles Roof 2,530 4 > $10,000 Deductible 220 5 Stone Siding No
1975 350,000 Asphalt Shingles Roof 3,950 5 $500 Deductible 400 4 Wood siding yes
1960 355,000 Wood Shake Roof 3,180 4 $500- $1000 Deductible 550 4 Stone Siding yes
1987 310,000 Shingles Roof 3,480 5 $500 Deductible 880 7 Vinyl siding No
1979 450,000 Asphalt Shingles Roof 4,210 5 $2500-$5000 Deductible 1390 10 Stone Siding No
1980 175,000 Wood Shake Roof 2,010 5 $2500-$5000 Deductible 430 10 Vinyl siding yes
1974 180,000 Slate Shingles Roof 1,640 3 $500- $1000 Deductible 410 8 Vinyl siding No
1978 135,000 Asphalt Shingles Roof 1,700 4 $1000-$2500 Deductible 320 8 Stone Siding No
2004 155,000 Composition Roof 1,810 5 $500- $1000 Deductible 410 10 Vinyl siding yes
1967 205,000 Asphalt Shingles Roof 2,220 4 $5000 to $10,000 Deductible 190 5 Vinyl siding No
1961 195,000 Asphalt Shingles Roof 2,450 5 $5000 to $10,000 Deductible 140 4 Vinyl siding yes
1973 350,000 Tile Roof 3,330 4 $500- $1000 Deductible 440 4 Vinyl siding No
2004 180,000 Tile Roof 1,650 5 $1000-$2500 Deductible 370 6 Wood siding yes
1975 150,000 Slate Shingles Roof 1,280 3 $500- $1000 Deductible 120 3 Stucco siding yes
1970 160,000 Wood Shake Roof 1,830 3 $500 Deductible 50 1 Stone Siding yes
1988 220,000 Composition Roof 2,230 3 > $10,000 Deductible 460 9 Wood siding yes
1979 180,000 Metal Roof 1,890 3 $500- $1000 Deductible 280 6 Stone Siding yes
2002 330,000 Shingles Roof 3,790 5 $1000-$2500 Deductible 200 2 Stucco siding No
2001 290,000 Metal Roof 3,320 5 $500- $1000 Deductible 410 7 Stone Siding yes